Loc Phat Vietnam Commercial Joint Stock Bank (STC:LPB) Beginning Cash Position: ₫152,289,187 Mil (As of Mar. 2026)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

STC:LPB Loc Phat Vietnam Commercial Joint Stock Bank STC:LPB
69 GF Score
Price ₫51,600.00
GF Value ₫29,750.27
Valuation Significantly Overvalued
! 4 Warning Signs
View Full Analysis

What is Loc Phat Vietnam Commercial Joint Stock Bank Beginning Cash Position?

Loc Phat Vietnam Commercial Joint Stock Bank STC:LPB -3.37% 69 Beginning Cash Position is ₫152,289,187 Mil as of Mar. 2026. GuruFocus rates STC:LPB with a GF Score™ of 69/100 and a GF Value™ of ₫29,750.27 (Significantly Overvalued). The stock has 4 warning signs investors should review.

Loc Phat Vietnam Commercial Joint Stock Bank's Beginning Cash Position for the quarter that ended in Mar. 2026 was ₫152,289,187 Mil.

Loc Phat Vietnam Commercial Joint Stock Bank's quarterly Beginning Cash Position increased from Sep. 2025 (₫83,675,774 Mil) to Dec. 2025 (₫100,848,927 Mil) and increased from Dec. 2025 (₫100,848,927 Mil) to Mar. 2026 (₫152,289,187 Mil).

Loc Phat Vietnam Commercial Joint Stock Bank's annual Beginning Cash Position increased from Dec. 2023 (₫44,675,575 Mil) to Dec. 2024 (₫52,020,282 Mil) and increased from Dec. 2024 (₫52,020,282 Mil) to Dec. 2025 (₫104,559,279 Mil).


Loc Phat Vietnam Commercial Joint Stock Bank Beginning Cash Position Related Terms


Loc Phat Vietnam Commercial Joint Stock Bank Beginning Cash Position Historical Data

* Premium members only.

The historical data trend for Loc Phat Vietnam Commercial Joint Stock Bank's Beginning Cash Position can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Loc Phat Vietnam Commercial Joint Stock Bank Beginning Cash Position Chart

Loc Phat Vietnam Commercial Joint Stock Bank Annual Data
Trend Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Beginning Cash Position
Get a 7-Day Free Trial 23,801,435.00 33,906,684.00 44,675,575.00 52,020,282.00 104,559,279.00

Loc Phat Vietnam Commercial Joint Stock Bank Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Beginning Cash Position Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 104,559,279.00 79,798,763.00 83,675,774.00 100,848,927.00 152,289,187.00
STC:LPB
69GF Score
Loc Phat Vietnam Commercial Joint Stock Bank STC:LPB
Beginning Cash Position is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Loc Phat Vietnam Commercial Joint Stock Bank Beginning Cash Position Calculation

Beginning Cash Position is the cash and equivalents balance at the beginning of the accounting period, as indicated on the Cash Flow statement.

What does a Beginning Cash Position of ₫152,289,187 Mil mean?
Loc Phat Vietnam Commercial Joint Stock Bank (STC:LPB) has a Beginning Cash Position of ₫152,289,187 Mil as of Mar. 2026. Beginning Cash Position is the cash and equivalents balance at the beginning of the accounting period, as indicated on the Cash Flow statement. View historical data on Loc Phat Vietnam Commercial Joint Stock Bank and its competitors.
Is Loc Phat Vietnam Commercial Joint Stock Bank's Beginning Cash Position too high?
Loc Phat Vietnam Commercial Joint Stock Bank's current Beginning Cash Position is ₫152,289,187 Mil. Overall, Loc Phat Vietnam Commercial Joint Stock Bank has a GF Score™ of 69/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Loc Phat Vietnam Commercial Joint Stock Bank's Beginning Cash Position compare to competitors?
Loc Phat Vietnam Commercial Joint Stock Bank's Beginning Cash Position of ₫152,289,187 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Beginning Cash Position for a Banks company?
A good Beginning Cash Position depends on the Banks industry context. However, Beginning Cash Position should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Beginning Cash Position mean?
A high Beginning Cash Position can signal that a stock is expensive relative to its fundamentals. Beginning Cash Position is the cash and equivalents balance at the beginning of the accounting period, as indicated on the Cash Flow statement. View historical data on Loc Phat Vietnam Commercial Joint Stock Bank and its competitors. Loc Phat Vietnam Commercial Joint Stock Bank's current Beginning Cash Position is ₫152,289,187 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Loc Phat Vietnam Commercial Joint Stock Bank stock overvalued right now?
Based on GuruFocus' analysis, Loc Phat Vietnam Commercial Joint Stock Bank (STC:LPB) is currently considered Significantly Overvalued. The stock's GF Value™ is ₫29,750.27, compared to a current price of ₫51,600.00 — trading 73.4% above its estimated fair value. The current Beginning Cash Position is ₫152,289,187 Mil. Loc Phat Vietnam Commercial Joint Stock Bank's overall GF Score™ is 69/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Beginning Cash Position calculated?
Beginning Cash Position is calculated from a company's financial statements. For Loc Phat Vietnam Commercial Joint Stock Bank (STC:LPB), the current Beginning Cash Position is ₫152,289,187 Mil as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Loc Phat Vietnam Commercial Joint Stock Bank (STC:LPB) Overvalued in 2026?

Based on GuruFocus' analysis, Loc Phat Vietnam Commercial Joint Stock Bank stock appears to be overvalued. The current stock price of ₫51,600.00 is trading 73.4% above its estimated GF Value™ of ₫29,750.27. GuruFocus considers Loc Phat Vietnam Commercial Joint Stock Bank to be Significantly Overvalued.

Key valuation signals for STC:LPB:

  • Beginning Cash Position: ₫152,289,187 Mil
  • GF Value™: ₫29,750.27 vs. price of ₫51,600.00 (73.4% above fair value)
  • GF Score™: 69/100 with 4 warning signs

No single metric tells the full story. See the STC:LPB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Loc Phat Vietnam Commercial Joint Stock Bank Business Description

Address No. 8, Lane 1, Ton Duc Thang Street, Street 11, Hoa Lu Ward, Ninh Binh Province, Hanoi, VNM
Loc Phat Vietnam Commercial Joint Stock Bank is a financial institution in Vietnam operating with the mission of providing comprehensive financial solutions for individual customers, businesses, and partners. Its offerings include Payment accounts, Cards, savings, loans, International money transfer, Insurance, and other services.
69GF Score

Get the complete analysis for STC:LPB

Beginning Cash Position is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₫51,600.00
Price
₫29,750.27
GF Value