Loc Phat Vietnam Commercial Joint Stock Bank (STC:LPB) ROC (Joel Greenblatt) %: % (As of Mar. 2026)

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Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

STC:LPB Loc Phat Vietnam Commercial Joint Stock Bank STC:LPB
69 GF Score
Price ₫53,400.00
GF Value ₫29,750.27
Valuation Significantly Overvalued
! 4 Warning Signs
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What is Loc Phat Vietnam Commercial Joint Stock Bank ROC (Joel Greenblatt) %?

Loc Phat Vietnam Commercial Joint Stock Bank STC:LPB 69 ROC (Joel Greenblatt) % is % as of Mar. 2026. GuruFocus rates STC:LPB with a GF Score™ of 69/100 and a GF Value™ of ₫29,750.27 (Significantly Overvalued). The stock has 4 warning signs investors should review. Among 46 Banks companies, Loc Phat Vietnam Commercial Joint Stock Bank ranks worse than 2173910.87% on this metric.

ROC (Joel Greenblatt) % does not apply to banks and insurance companies.

STC:LPB
69GF Score
Loc Phat Vietnam Commercial Joint Stock Bank STC:LPB
ROC (Joel Greenblatt) % is just one metric. See GF Score™, valuation, warning signs, and more.
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What does a ROC (Joel Greenblatt) % of % mean?
Loc Phat Vietnam Commercial Joint Stock Bank (STC:LPB) has a ROC (Joel Greenblatt) % of % as of Mar. 2026. Joel Greenblatt's return on capital is the ratio of EBIT to average fixed assets and net working capital. View historical data on Loc Phat Vietnam Commercial Joint Stock Bank and its competitors. According to the industry distribution chart, Loc Phat Vietnam Commercial Joint Stock Bank ranks #999999 out of 46 companies in the Banks industry.
Is Loc Phat Vietnam Commercial Joint Stock Bank's ROC (Joel Greenblatt) % too high?
Loc Phat Vietnam Commercial Joint Stock Bank's current ROC (Joel Greenblatt) % is %. Based on the distribution chart, Loc Phat Vietnam Commercial Joint Stock Bank ranks #999999 out of 46 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, Loc Phat Vietnam Commercial Joint Stock Bank has a GF Score™ of 69/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Loc Phat Vietnam Commercial Joint Stock Bank's ROC (Joel Greenblatt) % compare to competitors?
According to the Banks industry distribution chart, Loc Phat Vietnam Commercial Joint Stock Bank ranks #999999 out of 46 companies for ROC (Joel Greenblatt) %. This places Loc Phat Vietnam Commercial Joint Stock Bank in the lower half of its industry. The industry median ROC (Joel Greenblatt) % is 63.39. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROC (Joel Greenblatt) % for a Banks company?
The median ROC (Joel Greenblatt) % among Banks companies is 63.39, based on 46 companies in the industry. Companies in the top quartile (top 25%) have a ROC (Joel Greenblatt) % significantly above this median, while those in the bottom quartile fall well below. However, ROC (Joel Greenblatt) % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROC (Joel Greenblatt) % mean?
A high ROC (Joel Greenblatt) % can signal that a stock is expensive relative to its fundamentals. Joel Greenblatt's return on capital is the ratio of EBIT to average fixed assets and net working capital. View historical data on Loc Phat Vietnam Commercial Joint Stock Bank and its competitors. For the Banks industry, the median ROC (Joel Greenblatt) % is 63.39 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Loc Phat Vietnam Commercial Joint Stock Bank's current ROC (Joel Greenblatt) % is %. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Loc Phat Vietnam Commercial Joint Stock Bank stock overvalued right now?
Based on GuruFocus' analysis, Loc Phat Vietnam Commercial Joint Stock Bank (STC:LPB) is currently considered Significantly Overvalued. The stock's GF Value™ is ₫29,750.27, compared to a current price of ₫53,400.00 — trading 79.5% above its estimated fair value. The current ROC (Joel Greenblatt) % is %. Loc Phat Vietnam Commercial Joint Stock Bank's overall GF Score™ is 69/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROC (Joel Greenblatt) % calculated?
ROC (Joel Greenblatt) % is calculated from a company's financial statements. For Loc Phat Vietnam Commercial Joint Stock Bank (STC:LPB), the current ROC (Joel Greenblatt) % is % as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Loc Phat Vietnam Commercial Joint Stock Bank (STC:LPB) Overvalued in 2026?

Based on GuruFocus' analysis, Loc Phat Vietnam Commercial Joint Stock Bank stock appears to be overvalued. The current stock price of ₫53,400.00 is trading 79.5% above its estimated GF Value™ of ₫29,750.27. GuruFocus considers Loc Phat Vietnam Commercial Joint Stock Bank to be Significantly Overvalued.

Key valuation signals for STC:LPB:

  • ROC (Joel Greenblatt) %: %
  • GF Value™: ₫29,750.27 vs. price of ₫53,400.00 (79.5% above fair value)
  • GF Score™: 69/100 with 4 warning signs

No single metric tells the full story. See the STC:LPB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Loc Phat Vietnam Commercial Joint Stock Bank Business Description

Address No. 8, Lane 1, Ton Duc Thang Street, Street 11, Hoa Lu Ward, Ninh Binh Province, Hanoi, VNM
Loc Phat Vietnam Commercial Joint Stock Bank is a financial institution in Vietnam operating with the mission of providing comprehensive financial solutions for individual customers, businesses, and partners. Its offerings include Payment accounts, Cards, savings, loans, International money transfer, Insurance, and other services.
69GF Score

Get the complete analysis for STC:LPB

ROC (Joel Greenblatt) % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₫53,400.00
Price
₫29,750.27
GF Value