Loc Phat Vietnam Commercial Joint Stock Bank (STC:LPB) Property, Plant and Equipment: ₫2,110,720 Mil (As of Mar. 2026)

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Director of Data and Quant Analytics at GuruFocus
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STC:LPB Loc Phat Vietnam Commercial Joint Stock Bank STC:LPB
69 GF Score
Price ₫53,400.00
GF Value ₫29,750.27
Valuation Significantly Overvalued
! 4 Warning Signs
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What is Loc Phat Vietnam Commercial Joint Stock Bank Property, Plant and Equipment?

Loc Phat Vietnam Commercial Joint Stock Bank STC:LPB 69 Property, Plant and Equipment is ₫2,110,720 Mil as of Mar. 2026. GuruFocus rates STC:LPB with a GF Score™ of 69/100 and a GF Value™ of ₫29,750.27 (Significantly Overvalued). The stock has 4 warning signs investors should review.

Loc Phat Vietnam Commercial Joint Stock Bank's quarterly net PPE declined from Sep. 2025 (₫2,425,310 Mil) to Dec. 2025 (₫2,241,376 Mil) and declined from Dec. 2025 (₫2,241,376 Mil) to Mar. 2026 (₫2,110,720 Mil).

Loc Phat Vietnam Commercial Joint Stock Bank's annual net PPE increased from Dec. 2023 (₫1,509,594 Mil) to Dec. 2024 (₫2,027,649 Mil) and increased from Dec. 2024 (₫2,027,649 Mil) to Dec. 2025 (₫2,241,376 Mil).


Loc Phat Vietnam Commercial Joint Stock Bank  (STC:LPB) Property, Plant and Equipment Explanation

A company with durable competitive advantage doesn't need to constantly upgrade its equipment to stay competitive. The company replaces when it wears out. On the other hand, a company without any advantages must replace to keep pace.

Difference between a company with a moat and one without is that the company with the competitive advantage finances new equipment through internal cash flows, whereas the no advantage company requires debt to finance.

Producing a consistent product that doesn't change equates to consistent profits. There is no need to upgrade plants which frees up cash for other ventures. Think Coca Cola, Johnson & Johnson etc.


Loc Phat Vietnam Commercial Joint Stock Bank Property, Plant and Equipment Related Terms


Loc Phat Vietnam Commercial Joint Stock Bank Property, Plant and Equipment Historical Data

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The historical data trend for Loc Phat Vietnam Commercial Joint Stock Bank's Property, Plant and Equipment can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Loc Phat Vietnam Commercial Joint Stock Bank Property, Plant and Equipment Chart

Loc Phat Vietnam Commercial Joint Stock Bank Annual Data
Trend Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Property, Plant and Equipment
Get a 7-Day Free Trial 1,751,819.00 1,666,959.00 1,509,594.00 2,027,649.00 2,241,376.00

Loc Phat Vietnam Commercial Joint Stock Bank Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Property, Plant and Equipment Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 2,039,068.00 2,190,015.00 2,425,310.00 2,241,376.00 2,110,720.00
STC:LPB
69GF Score
Loc Phat Vietnam Commercial Joint Stock Bank STC:LPB
Property, Plant and Equipment is just one metric. See GF Score™, valuation, warning signs, and more.
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Loc Phat Vietnam Commercial Joint Stock Bank Property, Plant and Equipment Calculation

Property, Plant and Equipment (PPE) are the fixed assets of the companyFixed assets are also known as non-current assets.

Property, plant, and equipment includes assets that will - in the normal course of business - neither be used up in the next year nor will become a part of any product sold to customers.

Some of the most common parts of property, plant, and equipment are:


Land
Buildings (and leasehold improvements)
Transportation equipment
Manufacturing equipment
Office equipment
Office furniture

Companies with lots of property, plant, and equipment often have special categories. For example, railroad property includes:


Track
Ties
Ballast
Bridges
Tunnels
Signals
Locomotives
Freight Cars

There is often a note in the financial statements - found in a company's 10-K - that will explain the different categories of property a company owns.

The market value of property, plant, and equipment can differ tremendously from the book value of property, plant, and equipment.

For example, when Berkshire Hathaway liquidated its textile mills, it had to pay the buyers of the company's manufacturing equipment to haul the equipment away. That property, plant, and equipment was literally worth less than zero. On the other hand, some companies own thousands of acres of land.

All property, plant, and equipment other than land is depreciated. Land is never depreciated. However, land is not marked up to market value either. Under Generally Accepted Accounting Principles (GAAP), land is shown on the balance sheet at cost.

The property, plant, and equipment line shown on the balance sheet is usually net property, plant, and equipment. This means it is the cost of the property, plant, and equipment less accumulated depreciation.

What does a Property, Plant and Equipment of ₫2,110,720 Mil mean?
Loc Phat Vietnam Commercial Joint Stock Bank (STC:LPB) has a Property, Plant and Equipment of ₫2,110,720 Mil as of Mar. 2026. The total property, plant and equipment recorded on a company's balance sheet less accumulated depreciation. View historical data on Loc Phat Vietnam Commercial Joint Stock Bank and its competitors.
Is Loc Phat Vietnam Commercial Joint Stock Bank's Property, Plant and Equipment too high?
Loc Phat Vietnam Commercial Joint Stock Bank's current Property, Plant and Equipment is ₫2,110,720 Mil. Overall, Loc Phat Vietnam Commercial Joint Stock Bank has a GF Score™ of 69/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Loc Phat Vietnam Commercial Joint Stock Bank's Property, Plant and Equipment compare to competitors?
Loc Phat Vietnam Commercial Joint Stock Bank's Property, Plant and Equipment of ₫2,110,720 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Property, Plant and Equipment for a Banks company?
A good Property, Plant and Equipment depends on the Banks industry context. However, Property, Plant and Equipment should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Property, Plant and Equipment mean?
A high Property, Plant and Equipment can signal that a stock is expensive relative to its fundamentals. The total property, plant and equipment recorded on a company's balance sheet less accumulated depreciation. View historical data on Loc Phat Vietnam Commercial Joint Stock Bank and its competitors. Loc Phat Vietnam Commercial Joint Stock Bank's current Property, Plant and Equipment is ₫2,110,720 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Loc Phat Vietnam Commercial Joint Stock Bank stock overvalued right now?
Based on GuruFocus' analysis, Loc Phat Vietnam Commercial Joint Stock Bank (STC:LPB) is currently considered Significantly Overvalued. The stock's GF Value™ is ₫29,750.27, compared to a current price of ₫53,400.00 — trading 79.5% above its estimated fair value. The current Property, Plant and Equipment is ₫2,110,720 Mil. Loc Phat Vietnam Commercial Joint Stock Bank's overall GF Score™ is 69/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Property, Plant and Equipment calculated?
Property, Plant and Equipment is calculated from a company's financial statements. For Loc Phat Vietnam Commercial Joint Stock Bank (STC:LPB), the current Property, Plant and Equipment is ₫2,110,720 Mil as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Loc Phat Vietnam Commercial Joint Stock Bank (STC:LPB) Overvalued in 2026?

Based on GuruFocus' analysis, Loc Phat Vietnam Commercial Joint Stock Bank stock appears to be overvalued. The current stock price of ₫53,400.00 is trading 79.5% above its estimated GF Value™ of ₫29,750.27. GuruFocus considers Loc Phat Vietnam Commercial Joint Stock Bank to be Significantly Overvalued.

Key valuation signals for STC:LPB:

  • Property, Plant and Equipment: ₫2,110,720 Mil
  • GF Value™: ₫29,750.27 vs. price of ₫53,400.00 (79.5% above fair value)
  • GF Score™: 69/100 with 4 warning signs

No single metric tells the full story. See the STC:LPB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Loc Phat Vietnam Commercial Joint Stock Bank Business Description

Address No. 8, Lane 1, Ton Duc Thang Street, Street 11, Hoa Lu Ward, Ninh Binh Province, Hanoi, VNM
Loc Phat Vietnam Commercial Joint Stock Bank is a financial institution in Vietnam operating with the mission of providing comprehensive financial solutions for individual customers, businesses, and partners. Its offerings include Payment accounts, Cards, savings, loans, International money transfer, Insurance, and other services.
69GF Score

Get the complete analysis for STC:LPB

Property, Plant and Equipment is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₫53,400.00
Price
₫29,750.27
GF Value