Loc Phat Vietnam Commercial Joint Stock Bank (STC:LPB) YoY EPS Growth: 5.21% (As of Jun. 2026)

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STC:LPB Loc Phat Vietnam Commercial Joint Stock Bank STC:LPB
67 GF Score
Price ₫51,800.00
GF Value ₫37,358.55
Valuation Significantly Overvalued
! 4 Warning Signs
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What is Loc Phat Vietnam Commercial Joint Stock Bank YoY EPS Growth?

Loc Phat Vietnam Commercial Joint Stock Bank STC:LPB -1.52% 67 YoY EPS Growth is 5.21% as of Jun. 2026. GuruFocus rates STC:LPB with a GF Score™ of 67/100 and a GF Value™ of ₫37,358.55 (Significantly Overvalued). The stock has 4 warning signs investors should review.

YoY EPS Growth is the percentage change of Earnings per Share (Diluted) over the past twelve months. Loc Phat Vietnam Commercial Joint Stock Bank's YoY EPS Growth for the quarter that ended in Jun. 2026 was 5.21%.

Loc Phat Vietnam Commercial Joint Stock Bank's Earnings per Share (Diluted) for the three months ended in Jun. 2026 was ₫843.80.

Loc Phat Vietnam Commercial Joint Stock Bank YoY EPS Growth Related Terms

Loc Phat Vietnam Commercial Joint Stock Bank YoY EPS Growth Historical Data

* Premium members only.

The historical data trend for Loc Phat Vietnam Commercial Joint Stock Bank's YoY EPS Growth can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Loc Phat Vietnam Commercial Joint Stock Bank YoY EPS Growth Chart

Loc Phat Vietnam Commercial Joint Stock Bank Annual Data
Trend Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
YoY EPS Growth
Get a 7-Day Free Trial 53.04 63.51 14.03 63.17 18.72

Loc Phat Vietnam Commercial Joint Stock Bank Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
YoY EPS Growth Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only -1.06 18.50 39.73 -10.02 5.21
STC:LPB
67GF Score
Loc Phat Vietnam Commercial Joint Stock Bank STC:LPB
YoY EPS Growth is just one metric. See GF Score™, valuation, warning signs, and more.
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Loc Phat Vietnam Commercial Joint Stock Bank YoY EPS Growth Calculation

YoY EPS Growth is the percentage change of Earnings per Share (Diluted) over the past twelve months.

Loc Phat Vietnam Commercial Joint Stock Bank's YoY EPS Growth for the fiscal year that ended in Dec. 2025 is calculated as:

YoY EPS Growth (A: Dec. 2025 )
=(Earnings per Share (Diluted) (A: Dec. 2025 )-Earnings per Share (Diluted) (A: Dec. 2024 ))/ | Earnings per Share (Diluted) (A: Dec. 2024 ) |
=(3824-3221)/ | 3221 |
=18.72 %

Loc Phat Vietnam Commercial Joint Stock Bank's YoY EPS Growth for the quarter that ended in Jun. 2026 is calculated as:

YoY EPS Growth (Q: Jun. 2026 )
=(Earnings per Share (Diluted) (Q: Jun. 2026 )-Earnings per Share (Diluted) (Q: Jun. 2025 )) / | Earnings per Share (Diluted) (Q: Jun. 2025 )) |
=(843.798-802.024)/ | 802.024 |
=5.21 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about YoY EPS Growth →
What does a YoY EPS Growth of 5.21% mean?
Loc Phat Vietnam Commercial Joint Stock Bank (STC:LPB) has a YoY EPS Growth of 5.21% as of Jun. 2026. YoY EPS Growth is the percentage change of EPS over the past 12-month. View historical data for Loc Phat Vietnam Commercial Joint Stock Bank and its competitors.
Is Loc Phat Vietnam Commercial Joint Stock Bank's YoY EPS Growth too high?
Loc Phat Vietnam Commercial Joint Stock Bank's current YoY EPS Growth is 5.21%. Overall, Loc Phat Vietnam Commercial Joint Stock Bank has a GF Score™ of 67/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Loc Phat Vietnam Commercial Joint Stock Bank's YoY EPS Growth compare to competitors?
Loc Phat Vietnam Commercial Joint Stock Bank's YoY EPS Growth of 5.21% can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good YoY EPS Growth for a Banks company?
A good YoY EPS Growth depends on the Banks industry context. However, YoY EPS Growth should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high YoY EPS Growth mean?
A high YoY EPS Growth can signal that a stock is expensive relative to its fundamentals. YoY EPS Growth is the percentage change of EPS over the past 12-month. View historical data for Loc Phat Vietnam Commercial Joint Stock Bank and its competitors. Loc Phat Vietnam Commercial Joint Stock Bank's current YoY EPS Growth is 5.21%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Loc Phat Vietnam Commercial Joint Stock Bank stock overvalued right now?
Based on GuruFocus' analysis, Loc Phat Vietnam Commercial Joint Stock Bank (STC:LPB) is currently considered Significantly Overvalued. The stock's GF Value™ is ₫37,358.55, compared to a current price of ₫51,800.00 — trading 38.7% above its estimated fair value. The current YoY EPS Growth is 5.21%. Loc Phat Vietnam Commercial Joint Stock Bank's overall GF Score™ is 67/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is YoY EPS Growth calculated?
YoY EPS Growth is calculated from a company's financial statements. For Loc Phat Vietnam Commercial Joint Stock Bank (STC:LPB), the current YoY EPS Growth is 5.21% as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Loc Phat Vietnam Commercial Joint Stock Bank (STC:LPB) Overvalued in 2026?

Based on GuruFocus' analysis, Loc Phat Vietnam Commercial Joint Stock Bank stock appears to be overvalued. The current stock price of ₫51,800.00 is trading 38.7% above its estimated GF Value™ of ₫37,358.55. GuruFocus considers Loc Phat Vietnam Commercial Joint Stock Bank to be Significantly Overvalued.

Key valuation signals for STC:LPB:

  • YoY EPS Growth: 5.21%
  • GF Value™: ₫37,358.55 vs. price of ₫51,800.00 (38.7% above fair value)
  • GF Score™: 67/100 with 4 warning signs

No single metric tells the full story. See the STC:LPB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Loc Phat Vietnam Commercial Joint Stock Bank Business Description

Address No. 8, Lane 1, Ton Duc Thang Street, Street 11, Hoa Lu Ward, Ninh Binh Province, Hanoi, VNM
Loc Phat Vietnam Commercial Joint Stock Bank is a financial institution in Vietnam operating with the mission of providing comprehensive financial solutions for individual customers, businesses, and partners. Its offerings include Payment accounts, Cards, savings, loans, International money transfer, Insurance, and other services.
67GF Score

Get the complete analysis for STC:LPB

YoY EPS Growth is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₫51,800.00
Price
₫37,358.55
GF Value