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Pretax income is the income that a company earns before paying income taxes. Loc Phat Vietnam Commercial Joint Stock Bank's pretax income for the
three
months ended in Jun. 2026 was ₫3,146,601 Mil.
Its pretax income for the trailing twelve months (TTM) ended in Jun. 2026 was ₫14,078,195 Mil.
Loc Phat Vietnam Commercial Joint Stock Bank's pretax margin was 51.66%.
During the past 8 years, Loc Phat Vietnam Commercial Joint Stock Bank's highest Pretax Margin was 65.10%. The lowest was 23.22%. And the median was 37.88%.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Loc Phat Vietnam Commercial Joint Stock Bank Pre-Tax Income Related Terms
Loc Phat Vietnam Commercial Joint Stock Bank Pre-Tax Income Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Loc Phat Vietnam Commercial Joint Stock Bank Pre-Tax Income Chart
Loc Phat Vietnam Commercial Joint Stock Bank Annual Data
Loc Phat Vietnam Commercial Joint Stock Bank Pre-Tax Income Competitor Comparison
For the Banks - Regional subindustry, Loc Phat Vietnam Commercial Joint Stock Bank's Pre-Tax Income, along with its competitors' market caps and Pre-Tax Income data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Loc Phat Vietnam Commercial Joint Stock Bank Pre-Tax Income vs Banks Industry
Pre-Tax Income for the trailing twelve months (TTM) ended in Jun. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was ₫14,078,195 Mil.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
What does a Pre-Tax Income of ₫14,078,195 Mil mean?
Loc Phat Vietnam Commercial Joint Stock Bank (STC:LPB) has a Pre-Tax Income of ₫14,078,195 Mil as of Jun. 2026. Pre-Tax Income is the total earnings before taxes but after all operating and interest expenses. View historical data on Loc Phat Vietnam Commercial Joint Stock Bank and its competitors.
Is Loc Phat Vietnam Commercial Joint Stock Bank's Pre-Tax Income too high?
Loc Phat Vietnam Commercial Joint Stock Bank's current Pre-Tax Income is ₫14,078,195 Mil. Overall, Loc Phat Vietnam Commercial Joint Stock Bank has a GF Score™ of 67/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Loc Phat Vietnam Commercial Joint Stock Bank's Pre-Tax Income compare to competitors?
Loc Phat Vietnam Commercial Joint Stock Bank's Pre-Tax Income of ₫14,078,195 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Pre-Tax Income for a Banks company?
A good Pre-Tax Income depends on the Banks industry context. However, Pre-Tax Income should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Pre-Tax Income mean?
A high Pre-Tax Income can signal that a stock is expensive relative to its fundamentals. Pre-Tax Income is the total earnings before taxes but after all operating and interest expenses. View historical data on Loc Phat Vietnam Commercial Joint Stock Bank and its competitors. Loc Phat Vietnam Commercial Joint Stock Bank's current Pre-Tax Income is ₫14,078,195 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Loc Phat Vietnam Commercial Joint Stock Bank stock overvalued right now?
Based on GuruFocus' analysis, Loc Phat Vietnam Commercial Joint Stock Bank (STC:LPB) is currently considered Significantly Overvalued. The stock's GF Value™ is ₫37,358.55, compared to a current price of ₫51,800.00 — trading 38.7% above its estimated fair value. The current Pre-Tax Income is ₫14,078,195 Mil. Loc Phat Vietnam Commercial Joint Stock Bank's overall GF Score™ is 67/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Pre-Tax Income calculated?
Pre-Tax Income is calculated from a company's financial statements. For Loc Phat Vietnam Commercial Joint Stock Bank (STC:LPB), the current Pre-Tax Income is ₫14,078,195 Mil as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Loc Phat Vietnam Commercial Joint Stock Bank (STC:LPB) Overvalued in 2026?
Based on GuruFocus' analysis, Loc Phat Vietnam Commercial Joint Stock Bank stock appears to be overvalued.
The current stock price of ₫51,800.00 is trading 38.7% above its estimated GF Value™ of ₫37,358.55.
GuruFocus considers Loc Phat Vietnam Commercial Joint Stock Bank to be Significantly Overvalued.
Key valuation signals for STC:LPB:
Pre-Tax Income: ₫14,078,195 Mil
GF Value™: ₫37,358.55 vs. price of ₫51,800.00 (38.7% above fair value)
No single metric tells the full story. See the STC:LPB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Loc Phat Vietnam Commercial Joint Stock Bank is a financial institution in Vietnam operating with the mission of providing comprehensive financial solutions for individual customers, businesses, and partners. Its offerings include Payment accounts, Cards, savings, loans, International money transfer, Insurance, and other services.
67GF Score
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Pre-Tax Income is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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