Loc Phat Vietnam Commercial Joint Stock Bank (STC:LPB) EPS without NRI: ₫3,738.49 (TTM As of Mar. 2026)

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STC:LPB Loc Phat Vietnam Commercial Joint Stock Bank STC:LPB
69 GF Score
Price ₫51,600.00
GF Value ₫29,750.27
Valuation Significantly Overvalued
! 4 Warning Signs
View Full Analysis

What is Loc Phat Vietnam Commercial Joint Stock Bank EPS without NRI?

Loc Phat Vietnam Commercial Joint Stock Bank STC:LPB 69 EPS without NRI is ₫3,738.49 as of Mar. 2026. GuruFocus rates STC:LPB with a GF Score™ of 69/100 and a GF Value™ of ₫29,750.27 (Significantly Overvalued). The stock has 4 warning signs investors should review. Among 1,417 Banks companies, Loc Phat Vietnam Commercial Joint Stock Bank ranks better than 86.87% on this metric.

Loc Phat Vietnam Commercial Joint Stock Bank's earnings per share without non-recurring items for the three months ended in Mar. 2026 was ₫763.06. Its earnings per share without non-recurring items for the trailing twelve months (TTM) ended in Mar. 2026 was ₫3,738.49.

During the past 12 months, Loc Phat Vietnam Commercial Joint Stock Bank's average earnings per share (NRI) Growth Rate was 12.30% per year. During the past 3 years, the average earnings per share (NRI) Growth Rate was 30.30% per year. During the past 5 years, the average earnings per share (NRI) Growth Rate was 41.00% per year. During the past 10 years, the average earnings per share (NRI) Growth Rate was 0.00% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the EPS without NRI Growth Rate using Earnings per share without Non-Recurring Items (NRI) data.

The historical rank and industry rank for Loc Phat Vietnam Commercial Joint Stock Bank's EPS without NRI or its related term are showing as below:

STC:LPB' s 3-Year EPS without NRI Growth Rate Range Over the Past 10 Years
Min: 30.3   Med: 41.9   Max: 44.6
Current: 30.3

During the past 8 years, Loc Phat Vietnam Commercial Joint Stock Bank's highest 3-Year average Earnings Per Share (NRI) Growth Rate was 44.60% per year. The lowest was 30.30% per year. And the median was 41.90% per year.

STC:LPB's 3-Year EPS without NRI Growth Rate is ranked better than
86.87% of 1417 companies
in the Banks industry
Industry Median: 7.3 vs STC:LPB: 30.30

Loc Phat Vietnam Commercial Joint Stock Bank's EPS (Diluted) for the three months ended in Mar. 2026 was ₫763.00. Its EPS (Diluted) for the trailing twelve months (TTM) ended in Mar. 2026 was ₫3,738.44.

Loc Phat Vietnam Commercial Joint Stock Bank's EPS (Basic) for the three months ended in Mar. 2026 was ₫763.00. Its EPS (Basic) for the trailing twelve months (TTM) ended in Mar. 2026 was ₫3,738.44.


Loc Phat Vietnam Commercial Joint Stock Bank  (STC:LPB) EPS without NRI Explanation

EPS without NRI removes onetime and unusual items from EPS, to provide investors with a more accurate measure of the company’s true earnings. The earnings are adjusted for items that are irregular or unusual in nature, and/or are non-recurring. This is calculated using Net Income (Continuing Operations) plus/minus any tax affected unusual Items and Goodwill Impairments/Write Offs. This can be used to fairly measure a company's profitability.


Be Aware

Compared with Earnings per share, a company's cash flow is better indicator of the company's earnings power.

If a company's earnings per share is less than cash flow per share over long term, investors need to be cautious and find out why.


Loc Phat Vietnam Commercial Joint Stock Bank EPS without NRI Related Terms


Loc Phat Vietnam Commercial Joint Stock Bank EPS without NRI Historical Data

* Premium members only.

The historical data trend for Loc Phat Vietnam Commercial Joint Stock Bank's EPS without NRI can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Loc Phat Vietnam Commercial Joint Stock Bank EPS without NRI Chart

Loc Phat Vietnam Commercial Joint Stock Bank Annual Data
Trend Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
EPS without NRI
Get a 7-Day Free Trial 1,054.84 1,728.55 1,970.21 3,190.37 3,820.76

Loc Phat Vietnam Commercial Joint Stock Bank Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
EPS without NRI Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 845.23 802.02 924.59 1,248.82 763.06

Loc Phat Vietnam Commercial Joint Stock Bank EPS without NRI Competitor Comparison

For the Banks - Regional subindustry, Loc Phat Vietnam Commercial Joint Stock Bank's PE Ratio without NRI, along with its competitors' market caps and PE Ratio without NRI data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Loc Phat Vietnam Commercial Joint Stock Bank PE Ratio without NRI vs Banks Industry

For the Banks industry and Financial Services sector, Loc Phat Vietnam Commercial Joint Stock Bank's PE Ratio without NRI distribution charts can be found below:

* The bar in red indicates where Loc Phat Vietnam Commercial Joint Stock Bank's PE Ratio without NRI falls into.


STC:LPB
69GF Score
Loc Phat Vietnam Commercial Joint Stock Bank STC:LPB
EPS without NRI is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Loc Phat Vietnam Commercial Joint Stock Bank EPS without NRI Calculation

Earnings Per Share (EPS) is the single most important variable used by Wall Street in determining the earnings power of a company. But investors need to be aware that Earnings per Share can be easily manipulated by adjusting depreciation and amortization rate or non-recurring items. That's why GuruFocus lists EPS without NRI, which better reflects the company's underlying performance.

Earnings Per Share without Non-Recurring Items is the amount of earnings without non-recurring items per outstanding share of the company's stock.

EPS without NRI for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was ₫3,738.49

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about EPS without NRI →
What does a EPS without NRI of ₫3,738.49 mean?
Loc Phat Vietnam Commercial Joint Stock Bank (STC:LPB) has a EPS without NRI of ₫3,738.49 as of Mar. 2026. EPS without NRI represents per-share earnings excluding one-time charges. View historical data on Loc Phat Vietnam Commercial Joint Stock Bank and its competitors. According to the industry distribution chart, Loc Phat Vietnam Commercial Joint Stock Bank ranks #186 out of 1417 companies in the Banks industry, placing it in the top 13.1%.
Is Loc Phat Vietnam Commercial Joint Stock Bank's EPS without NRI too high?
Loc Phat Vietnam Commercial Joint Stock Bank's current EPS without NRI is ₫3,738.49. Based on the distribution chart, Loc Phat Vietnam Commercial Joint Stock Bank ranks #186 out of 1417 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, Loc Phat Vietnam Commercial Joint Stock Bank has a GF Score™ of 69/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Loc Phat Vietnam Commercial Joint Stock Bank's EPS without NRI compare to competitors?
According to the Banks industry distribution chart, Loc Phat Vietnam Commercial Joint Stock Bank ranks #186 out of 1417 companies for EPS without NRI. This places Loc Phat Vietnam Commercial Joint Stock Bank in the top 13% of its industry — outperforming the majority of peers. The industry median EPS without NRI is 7.30. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EPS without NRI for a Banks company?
The median EPS without NRI among Banks companies is 7.30, based on 1,417 companies in the industry. Companies in the top quartile (top 25%) have a EPS without NRI significantly above this median, while those in the bottom quartile fall well below. However, EPS without NRI should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EPS without NRI mean?
A high EPS without NRI can signal that a stock is expensive relative to its fundamentals. EPS without NRI represents per-share earnings excluding one-time charges. View historical data on Loc Phat Vietnam Commercial Joint Stock Bank and its competitors. For the Banks industry, the median EPS without NRI is 7.30 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Loc Phat Vietnam Commercial Joint Stock Bank's current EPS without NRI is ₫3,738.49. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Loc Phat Vietnam Commercial Joint Stock Bank stock overvalued right now?
Based on GuruFocus' analysis, Loc Phat Vietnam Commercial Joint Stock Bank (STC:LPB) is currently considered Significantly Overvalued. The stock's GF Value™ is ₫29,750.27, compared to a current price of ₫51,600.00 — trading 73.4% above its estimated fair value. The current EPS without NRI is ₫3,738.49. Loc Phat Vietnam Commercial Joint Stock Bank's overall GF Score™ is 69/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EPS without NRI calculated?
EPS without NRI is calculated from a company's financial statements. For Loc Phat Vietnam Commercial Joint Stock Bank (STC:LPB), the current EPS without NRI is ₫3,738.49 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Loc Phat Vietnam Commercial Joint Stock Bank (STC:LPB) Overvalued in 2026?

Based on GuruFocus' analysis, Loc Phat Vietnam Commercial Joint Stock Bank stock appears to be overvalued. The current stock price of ₫51,600.00 is trading 73.4% above its estimated GF Value™ of ₫29,750.27. GuruFocus considers Loc Phat Vietnam Commercial Joint Stock Bank to be Significantly Overvalued.

Key valuation signals for STC:LPB:

  • EPS without NRI: ₫3,738.49
  • GF Value™: ₫29,750.27 vs. price of ₫51,600.00 (73.4% above fair value)
  • GF Score™: 69/100 with 4 warning signs

No single metric tells the full story. See the STC:LPB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Loc Phat Vietnam Commercial Joint Stock Bank Business Description

Address No. 8, Lane 1, Ton Duc Thang Street, Street 11, Hoa Lu Ward, Ninh Binh Province, Hanoi, VNM
Loc Phat Vietnam Commercial Joint Stock Bank is a financial institution in Vietnam operating with the mission of providing comprehensive financial solutions for individual customers, businesses, and partners. Its offerings include Payment accounts, Cards, savings, loans, International money transfer, Insurance, and other services.
69GF Score

Get the complete analysis for STC:LPB

EPS without NRI is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₫51,600.00
Price
₫29,750.27
GF Value