The growth rate is calculated with least square regression.
For more information regarding to dividend, please check our Dividend Page.
* Please note that "special dividend" is not included in the calculation of dividend per share and related fields.
Loc Phat Vietnam Commercial Joint Stock Bank (STC:LPB) Dividend Yield % Explanation
Over the long term, the return from dividends has been a significant contributor to the total returns produced by equity securities. Studies by Elroy Dimson, Paul Marsh, and Mike Staunton of Princeton University (2002) found that a market-oriented portfolio, which included reinvested dividends, would have generated nearly 85 times the wealth generated by the same portfolio relying solely on capital gains.
Dividends may also qualify a lower tax rate for investors.
In dividends investing, Payout Ratio and Dividend Growth Rate are the two most important variables for consideration. A lower payout ratio may indicate that the company has more room to increase its dividends.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Loc Phat Vietnam Commercial Joint Stock Bank Dividend Yield % Chart
Loc Phat Vietnam Commercial Joint Stock Bank Annual Data
Loc Phat Vietnam Commercial Joint Stock Bank Dividend Yield % Competitor Comparison
For the Banks - Regional subindustry, Loc Phat Vietnam Commercial Joint Stock Bank's Dividend Yield %, along with its competitors' market caps and Dividend Yield % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Loc Phat Vietnam Commercial Joint Stock Bank Dividend Yield % vs Banks Industry
Loc Phat Vietnam Commercial Joint Stock Bank Dividend Yield % Calculation
Dividend Yield measures how much a company pays out in dividends each year relative to its share price.
Loc Phat Vietnam Commercial Joint Stock Bank Recent Full-Year* Dividend History
Amount
Ex-date
Record Date
Pay Date
Type
Frequency
Forex Rate
VND 3000.000000
2026-05-14
2026-05-15
2026-05-25
Cash Dividend
annually
VND:VND 1.000000
* GuruFocus has an internal rule that if the most recent dividend payment frequency is at least 4 times a year, then the full year will be calculated according to the frequency of payment or the one-year time frame, whichever is stricter.
* GuruFocus converts dividend currency to local traded share price currency in order to calculate dividend yield. Please refer to the last column "Forex Rate" in the above table.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Loc Phat Vietnam Commercial Joint Stock Bank (STC:LPB) has a Dividend Yield % of 5.70% as of Jun. 24, 2026. Dividend yield is the ratio of company dividends to the share price. View historical data on Loc Phat Vietnam Commercial Joint Stock Bank and its competitors. This is near median its historical median of 5.57. Over the past decade, Loc Phat Vietnam Commercial Joint Stock Bank's Dividend Yield % has ranged from 4.70 to 7.69. According to the industry distribution chart, Loc Phat Vietnam Commercial Joint Stock Bank ranks #172 out of 1252 companies in the Banks industry, placing it in the top 13.7%.
Is Loc Phat Vietnam Commercial Joint Stock Bank's Dividend Yield % too high?
Loc Phat Vietnam Commercial Joint Stock Bank's current Dividend Yield % of 5.70% is near median its 10-year median of 5.57. Over the past 10 years, this metric has ranged from a low of 4.70 to a high of 7.69. The Banks industry median Dividend Yield % is 3.04. Loc Phat Vietnam Commercial Joint Stock Bank's value of 5.70% is 87.5% above this industry median. Based on the distribution chart, Loc Phat Vietnam Commercial Joint Stock Bank ranks #172 out of 1252 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, Loc Phat Vietnam Commercial Joint Stock Bank has a GF Score™ of 68/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Loc Phat Vietnam Commercial Joint Stock Bank's Dividend Yield % compare to competitors?
According to the Banks industry distribution chart, Loc Phat Vietnam Commercial Joint Stock Bank ranks #172 out of 1252 companies for Dividend Yield %. This places Loc Phat Vietnam Commercial Joint Stock Bank in the top 14% of its industry — outperforming the majority of peers. The industry median Dividend Yield % is 3.04. Loc Phat Vietnam Commercial Joint Stock Bank's value of 5.70% is 87.5% above this benchmark. Historically, Loc Phat Vietnam Commercial Joint Stock Bank's own Dividend Yield % has ranged from 4.70 to 7.69 over the past decade. While the company's 10-year median is 5.57 vs. the industry median of 3.04, Loc Phat Vietnam Commercial Joint Stock Bank has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Dividend Yield % for a Banks company?
The median Dividend Yield % among Banks companies is 3.04, based on 1,252 companies in the industry. Companies in the top quartile (top 25%) have a Dividend Yield % significantly above this median, while those in the bottom quartile fall well below. However, Dividend Yield % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Loc Phat Vietnam Commercial Joint Stock Bank's current Dividend Yield % of 5.70% is 87.5% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Dividend Yield % mean?
A high Dividend Yield % can signal that a stock is expensive relative to its fundamentals. Dividend yield is the ratio of company dividends to the share price. View historical data on Loc Phat Vietnam Commercial Joint Stock Bank and its competitors. For the Banks industry, the median Dividend Yield % is 3.04 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Loc Phat Vietnam Commercial Joint Stock Bank's current Dividend Yield % is 5.70%, which is near median its own 10-year median of 5.57. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Loc Phat Vietnam Commercial Joint Stock Bank stock overvalued right now?
Based on GuruFocus' analysis, Loc Phat Vietnam Commercial Joint Stock Bank (STC:LPB) is currently considered Significantly Overvalued. The stock's GF Value™ is ₫30,151.73, compared to a current price of ₫55,500.00 — trading 84.1% above its estimated fair value. The current Dividend Yield % is 5.70%, which is near median its 10-year median of 5.57 and 87.5% above the Banks industry median of 3.04. Loc Phat Vietnam Commercial Joint Stock Bank's overall GF Score™ is 68/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Dividend Yield % calculated?
Dividend Yield % is calculated from a company's financial statements. For Loc Phat Vietnam Commercial Joint Stock Bank (STC:LPB), the current Dividend Yield % is 5.70% as of Jun. 24, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Loc Phat Vietnam Commercial Joint Stock Bank (STC:LPB) Overvalued in 2026?
Based on GuruFocus' analysis, Loc Phat Vietnam Commercial Joint Stock Bank stock appears to be overvalued.
The current stock price of ₫55,500.00 is trading 84.1% above its estimated GF Value™ of ₫30,151.73.
GuruFocus considers Loc Phat Vietnam Commercial Joint Stock Bank to be Significantly Overvalued.
Key valuation signals for STC:LPB:
Dividend Yield %: 5.70% (near median its 10-year median of 5.57)
GF Value™: ₫30,151.73 vs. price of ₫55,500.00 (84.1% above fair value)
Industry Position: 87.5% above the Banks median (#172 of 1252)
No single metric tells the full story. See the STC:LPB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Loc Phat Vietnam Commercial Joint Stock Bank Business Description
Loc Phat Vietnam Commercial Joint Stock Bank is a financial institution in Vietnam operating with the mission of providing comprehensive financial solutions for individual customers, businesses, and partners. Its offerings include Payment accounts, Cards, savings, loans, International money transfer, Insurance, and other services.
68GF Score
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