Hanmi Financial (FRA:HF7N) Quality Rank

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

FRA:HF7N Hanmi Financial Corp FRA:HF7N
67 GF Score
Price €26.40
GF Value €23.74
! 6 Warning Signs
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What is Hanmi Financial Quality Rank?

The Quality Rank measures the business quality of a company relative to other companies. It is ranked based on the strength of the balance sheet, as well as the profitability and growth of the business. The ranked companies are split in equal numbers and then ranked from 1 to 10, with 10 being the highest.

The rank of balance sheet (30%)

The rank of balance sheet is done through the ranking of:
  • Interest coverage
  • Zscore
  • Debt to revenue
  • Equity to asset
  • Cash to debt

The rank of Profitability (70%)

The ranking of Profitability is done by ranking:
  • Operating margin mean rank (10-year mean average profit margine)
  • Operating margin growth rank
  • Fscore
  • Predictability rank
  • Revenue growth rank (5 year), when the growth is higher than 25%, set it as 25%
  • Num of year profit (number of years that is profitable within the last 10 years)
  • ROIC median (10-year median of ROIC)

Hanmi Financial Quality Rank Related Terms

FRA:HF7N
67GF Score
Hanmi Financial Corp FRA:HF7N
Quality Rank is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Is Hanmi Financial (FRA:HF7N) Overvalued in 2026?

Based on GuruFocus' analysis, Hanmi Financial stock appears to be overvalued. The current stock price of €26.40 is trading 11.2% above its estimated GF Value™ of €23.74.

Key valuation signals for FRA:HF7N:

  • Quality Rank:
  • GF Value™: €23.74 vs. price of €26.40 (11.2% above fair value)
  • GF Score™: 67/100 with 6 warning signs

No single metric tells the full story. See the FRA:HF7N stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Hanmi Financial Business Description

Other Exchanges HAFC:USA
Address 900 Wilshire Boulevard, Suite 1250, Los Angeles, CA, USA, 90017
Hanmi Financial Corp is a Los Angeles-based bank that caters to Korean-Americans and other multi-ethnic communities across California, Colorado, Georgia, Illinois, New Jersey, New York, Texas, Virginia, and Washington. The bank mainly focuses on small businesses and commercial and real estate loans. It also offers a variety of international finance and trade services and products, including letters of credit, import financing, and export financing. The Bank's revenues are derived from interest and fees on loans, interest, and dividends on the securities portfolio, service charges on deposit accounts, and sales of SBA loans.
67GF Score

Get the complete analysis for FRA:HF7N

Quality Rank is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€26.40
Price
€23.74
GF Value