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Beta is the sensitivity of the expected excess asset returns to the expected excess market returns. As of today (2026-08-09), Hippo Holdings's Beta is 2.1209.
Beta is a measure of the volatility, or systematic risk, of a security or a portfolio in comparison to the market as a whole. We usually compare beta to 1. A beta of 1 indicates that the security's price will move with the market. A beta of less than 1 means that the security will be less volatile than the market. A beta of greater than 1 indicates that the security's price will be more volatile than the market.
Beta is primarily used in the Capital Asset Pricing Model (CAPM) to calculate the Cost of Equity, which can be used in the calculation of WACC %. The formula of Cost of Equity is:
Cost of Equity = Risk-Free Rate of Return + Beta of Asset * (Expected Return of the Market - Risk-Free Rate of Return)
Hippo Holdings Beta Related Terms
Hippo Holdings Beta Historical Data
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The historical data trend for Hippo Holdings's Beta can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Insurance - Property & Casualty subindustry, Hippo Holdings's Beta, along with its competitors' market caps and Beta data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Hippo Holdings Beta vs Insurance Industry
For the Insurance industry and Financial Services sector, Hippo Holdings's Beta distribution charts can be found below:
* The bar in red indicates where Hippo Holdings's Beta falls into.
Beta is the sensitivity of the expected excess asset returns to the expected excess market returns. A stock's beta can be calculated by dividing the product of the covariance of the individual stock's returns and the market's returns by the variance of the market's returns over a specified period. Basically, GuruFocus uses the returns calculated over three-year period.
Hippo Holdings (HIPO) has a Beta of 2.1209 as of Aug. 09, 2026. Beta is the sensitivity of the expected excess asset returns to the expected excess market returns. View historical data for Hippo Holdings and its competitors.
Is Hippo Holdings' Beta too high?
Hippo Holdings' current Beta is 2.1209. Overall, Hippo Holdings has a GF Score™ of 72/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Hippo Holdings' Beta compare to DGICA and HRTG?
Hippo Holdings' Beta of 2.1209 can be compared against companies in the Insurance industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Beta for an Insurance company?
A good Beta depends on the Insurance industry context. However, Beta should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Beta mean?
A high Beta can signal that a stock is expensive relative to its fundamentals. Beta is the sensitivity of the expected excess asset returns to the expected excess market returns. View historical data for Hippo Holdings and its competitors. Hippo Holdings's current Beta is 2.1209. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Hippo Holdings stock overvalued right now?
Based on GuruFocus' analysis, Hippo Holdings (HIPO) is currently considered Modestly Overvalued. The stock's GF Value™ is $27.48, compared to a current price of $32.62 — trading 18.7% above its estimated fair value. The current Beta is 2.1209. Hippo Holdings' overall GF Score™ is 72/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Beta calculated?
Beta is calculated from a company's financial statements. For Hippo Holdings (HIPO), the current Beta is 2.1209 as of Aug. 09, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Hippo Holdings (HIPO) Overvalued in 2026?
Based on GuruFocus' analysis, Hippo Holdings stock appears to be overvalued.
The current stock price of $32.62 is trading 18.7% above its estimated GF Value™ of $27.48.
GuruFocus considers Hippo Holdings to be Modestly Overvalued.
Key valuation signals for HIPO:
Beta: 2.1209
GF Value™: $27.48 vs. price of $32.62 (18.7% above fair value)
No single metric tells the full story. See the HIPO stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Hippo Holdings Inc is a home insurance group that created a new standard of care and protection for homeowners. It provides insurance for computers, home offices, electronics, appliances, water backup, and service line coverage, among others. It has three reportable segments Services segment earns fees and commission income without assuming underwriting risk or need for reinsurance, Insurance-as-a-Service managed through the company's subsidiary Spinnaker is a platform to support third-party MGAs, and the Hippo Home Insurance Program engaged in homeowners insurance business. It generates the majority of its revenue from the Insurance-as-a-Service segment.
72GF Score
Get the complete analysis for HIPO
Beta is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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