HIPO (Hippo Holdings) Beta: 2.0564 (As of Jun. 25, 2026)


HIPO Hippo Holdings Inc HIPO
78 GF Score
Price $25.87
GF Value $32.80
Valuation Modestly Undervalued
! 4 Warning Signs
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What is Hippo Holdings Beta?

Hippo Holdings HIPO -2.93% 78 Beta is 2.0564 as of Jun. 25, 2026. GuruFocus rates HIPO with a GF Score™ of 78/100 and a GF Value™ of $32.80 (Modestly Undervalued). The stock has 4 warning signs investors should review.

Beta is the sensitivity of the expected excess asset returns to the expected excess market returns. As of today (2026-06-25), Hippo Holdings's Beta is 2.0564.


Hippo Holdings  (NYSE:HIPO) Beta Explanation

Beta is a measure of the volatility, or systematic risk, of a security or a portfolio in comparison to the market as a whole. We usually compare beta to 1. A beta of 1 indicates that the security's price will move with the market. A beta of less than 1 means that the security will be less volatile than the market. A beta of greater than 1 indicates that the security's price will be more volatile than the market.

Beta is primarily used in the Capital Asset Pricing Model (CAPM) to calculate the Cost of Equity, which can be used in the calculation of WACC %. The formula of Cost of Equity is:
Cost of Equity = Risk-Free Rate of Return + Beta of Asset * (Expected Return of the Market - Risk-Free Rate of Return)


Hippo Holdings Beta Related Terms


Hippo Holdings Beta Historical Data

* Premium members only.

The historical data trend for Hippo Holdings's Beta can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Hippo Holdings Beta Chart

Hippo Holdings Annual Data
Trend Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Beta
Get a 7-Day Free Trial 0.00 0.00 0.00 1.91 2.60

Hippo Holdings Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Beta Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 1.79 1.62 1.94 2.60 2.46

HIPO vs HRTG, DGICA, ROOT: Beta Comparison

For the Insurance - Property & Casualty subindustry, Hippo Holdings's Beta, along with its competitors' market caps and Beta data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Hippo Holdings Beta vs Insurance Industry

For the Insurance industry and Financial Services sector, Hippo Holdings's Beta distribution charts can be found below:

* The bar in red indicates where Hippo Holdings's Beta falls into.


HIPO
78GF Score
Hippo Holdings Inc HIPO
Beta is just one metric. See GF Score™, valuation, warning signs, and more.
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Hippo Holdings Beta Calculation

Beta is the sensitivity of the expected excess asset returns to the expected excess market returns. A stock's beta can be calculated by dividing the product of the covariance of the individual stock's returns and the market's returns by the variance of the market's returns over a specified period. Basically, GuruFocus uses the returns calculated over three-year period.

Frequently Asked Questions Learn more about Beta →
What does a Beta of 2.0564 mean?
Hippo Holdings (HIPO) has a Beta of 2.0564 as of Jun. 25, 2026. Beta is the sensitivity of the expected excess asset returns to the expected excess market returns. View historical data for Hippo Holdings and its competitors.
Is Hippo Holdings' Beta too high?
Hippo Holdings' current Beta is 2.0564. Overall, Hippo Holdings has a GF Score™ of 78/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Hippo Holdings' Beta compare to HRTG and DGICA?
Hippo Holdings' Beta of 2.0564 can be compared against companies in the Insurance industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Beta for an Insurance company?
A good Beta depends on the Insurance industry context. However, Beta should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Beta mean?
A high Beta can signal that a stock is expensive relative to its fundamentals. Beta is the sensitivity of the expected excess asset returns to the expected excess market returns. View historical data for Hippo Holdings and its competitors. Hippo Holdings's current Beta is 2.0564. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Hippo Holdings stock overvalued right now?
Based on GuruFocus' analysis, Hippo Holdings (HIPO) is currently considered Modestly Undervalued. The stock's GF Value™ is $32.80, compared to a current price of $25.87 — trading 21.1% below its estimated fair value. The current Beta is 2.0564. Hippo Holdings' overall GF Score™ is 78/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Beta calculated?
Beta is calculated from a company's financial statements. For Hippo Holdings (HIPO), the current Beta is 2.0564 as of Jun. 25, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Hippo Holdings (HIPO) Overvalued in 2026?

Based on GuruFocus' analysis, Hippo Holdings stock appears to be undervalued. The current stock price of $25.87 is trading 21.1% below its estimated GF Value™ of $32.80. GuruFocus considers Hippo Holdings to be Modestly Undervalued.

Key valuation signals for HIPO:

  • Beta: 2.0564
  • GF Value™: $32.80 vs. price of $25.87 (21.1% below fair value)
  • GF Score™: 78/100 with 4 warning signs

No single metric tells the full story. See the HIPO stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Hippo Holdings Business Description

Address One Almaden boulevard, Suite 400, San Jose, CA, USA, 95113
Hippo Holdings Inc is a home insurance group that created a new standard of care and protection for homeowners. It provides insurance for computers, home offices, electronics, appliances, water backup, and service line coverage, among others. It has three reportable segments Services segment earns fees and commission income without assuming underwriting risk or need for reinsurance, Insurance-as-a-Service managed through the company's subsidiary Spinnaker is a platform to support third-party MGAs, and the Hippo Home Insurance Program engaged in homeowners insurance business. It generates the majority of its revenue from the Insurance-as-a-Service segment.
78GF Score

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Beta is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$25.87
Price
$32.80
GF Value