HIPO (Hippo Holdings) Enterprise Value: $491.0 Mil (As of Jun. 26, 2026) ***


HIPO Hippo Holdings Inc HIPO
78 GF Score
Price $27.46
GF Value $32.82
Valuation Modestly Undervalued
! 4 Warning Signs
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What is Hippo Holdings Enterprise Value?

Hippo Holdings HIPO +6.15% 78 Enterprise Value is $491.0 Mil as of Jun. 26, 2026. GuruFocus rates HIPO with a GF Score™ of 78/100 and a GF Value™ of $32.82 (Modestly Undervalued). The stock has 4 warning signs investors should review.

Think of Enterprise Value as the theoretical takeover price. It is more comprehensive than market capitalization (Market Cap), which only includes common equity. Enterprise Value is calculated as the market cap plus debt and minority interest and preferred shares, minus total cash, cash equivalents, and marketable securities.

EV-to-EBIT is calculated as Enterprise Value divided by its EBIT. As of today, Hippo Holdings's Enterprise Value is $491.0 Mil. Hippo Holdings's EBIT for the trailing twelve months (TTM) ended in Mar. 2026 was $0.0 Mil. Therefore, Hippo Holdings's EV-to-EBIT ratio for today is .

EV-to-EBITDA is calculated as Enterprise Value divided by its EBITDA. As of today, Hippo Holdings's Enterprise Value is $491.0 Mil. Hippo Holdings's EBITDA for the trailing twelve months (TTM) ended in Mar. 2026 was $0.0 Mil. Therefore, Hippo Holdings's EV-to-EBITDA ratio for today is .

EV-to-Revenue is calculated as Enterprise Value divided by its Revenue. As of today, Hippo Holdings's Enterprise Value is $491.0 Mil. Hippo Holdings's Revenue for the trailing twelve months (TTM) ended in Mar. 2026 was $479.8 Mil. Therefore, Hippo Holdings's EV-to-Revenue ratio for today is 1.02.

EV-to-OCF is calculated as Enterprise Value divided by its Cash Flow from Operations. As of today, Hippo Holdings's Enterprise Value is $491.0 Mil. Hippo Holdings's Cash Flow from Operations for the trailing twelve months (TTM) ended in Mar. 2026 was $53.3 Mil. Therefore, Hippo Holdings's EV-to-OCF ratio for today is 9.21.

EV-to-FCF is calculated as Enterprise Value divided by its Free Cash Flow. As of today, Hippo Holdings's Enterprise Value is $491.0 Mil. Hippo Holdings's Free Cash Flow for the trailing twelve months (TTM) ended in Mar. 2026 was $39.7 Mil. Therefore, Hippo Holdings's EV-to-FCF ratio for today is 12.37.

*** Please note that the current Enterprise Value is calculated using the current market capitalization and the most recently available financial data. If key financial fields—Long-Term Debt & Capital Lease Obligation and Short-Term Debt & Capital Lease Obligation—are recorded as null in the latest reporting period, our data vendor will default to using data from the prior period with valid entries.


Hippo Holdings  (NYSE:HIPO) Enterprise Value Explanation

When an investor buy a company, the investor needs to pay not only the common shares, he/she also needs to pay the shareholders of Preferred Stocks. He also assumes the debt of the company, and receives the cash on the company's balance sheet.

If a company has more cash than debt, the investor actually pays less than the Market Cap because he immediately owns the cash once the transaction goes through.

The market value of Preferred Stock needs to be added to the market value of common stocks in the calculation of Enterprise Value.

For the companies with the same Market Cap, the smaller the Enterprise Value is, the cheaper the company is.

Enterprise Value can be negative when the company's net cash is more than its Market Cap. In this case the investor is basically getting the company for free and get paid for that.

1. EV-to-EBIT is calculated as Enterprise Value divided by its EBIT.

Hippo Holdings's EV-to-EBIT for today is

EV-to-EBIT=Enterprise Value (Today)/EBIT (TTM)
=491.048/0
=

Hippo Holdings's current Enterprise Value is $491.0 Mil.
Hippo Holdings's EBIT for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was $0.0 Mil.

2. EV-to-EBITDA is calculated as Enterprise Value divided by its EBITDA.

Hippo Holdings's EV-to-EBITDA for today is:

EV-to-EBITDA=Enterprise Value (Today)/EBITDA(TTM)
=491.048/0
=

Hippo Holdings's current Enterprise Value is $491.0 Mil.
Hippo Holdings's EBITDA for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was $0.0 Mil.

3. EV-to-Revenue is calculated as Enterprise Value divided by its Revenue.

Hippo Holdings's EV-to-Revenue for today is:

EV-to-Revenue=Enterprise Value (Today)/Revenue (TTM)
=491.048/479.8
=1.02

Hippo Holdings's current Enterprise Value is $491.0 Mil.
Hippo Holdings's Revenue for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was $479.8 Mil.

4. EV-to-OCF is calculated as Enterprise Value divided by its Cash Flow from Operations.

Hippo Holdings's EV-to-OCF for today is:

EV-to-OCF=Enterprise Value (Today)/Cash Flow from Operations (TTM)
=491.048/53.3
=9.21

Hippo Holdings's current Enterprise Value is $491.0 Mil.
Hippo Holdings's Cash Flow from Operations for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was $53.3 Mil.

5. EV-to-FCF is calculated as Enterprise Value divided by its Free Cash Flow.

Hippo Holdings's EV-to-FCF for today is:

EV-to-FCF=Enterprise Value (Today)/Free Cash Flow (TTM)
=491.048/39.7
=12.37

Hippo Holdings's current Enterprise Value is $491.0 Mil.
Hippo Holdings's Free Cash Flow for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was $39.7 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


Hippo Holdings Enterprise Value Related Terms


Hippo Holdings Enterprise Value Historical Data

* Premium members only.

The historical data trend for Hippo Holdings's Enterprise Value can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Hippo Holdings Enterprise Value Chart

Hippo Holdings Annual Data
Trend Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Enterprise Value
Get a 7-Day Free Trial 825.52 153.53 99.73 481.19 607.16

Hippo Holdings Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Enterprise Value Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 513.91 570.12 721.69 607.16 454.60

HIPO vs HRTG, DGICA, ROOT: Enterprise Value Comparison

For the Insurance - Property & Casualty subindustry, Hippo Holdings's Enterprise Value, along with its competitors' market caps and Enterprise Value data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Hippo Holdings Enterprise Value vs Insurance Industry

For the Insurance industry and Financial Services sector, Hippo Holdings's Enterprise Value distribution charts can be found below:

* The bar in red indicates where Hippo Holdings's Enterprise Value falls into.


HIPO
78GF Score
Hippo Holdings Inc HIPO
Enterprise Value is just one metric. See GF Score™, valuation, warning signs, and more.
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Hippo Holdings Enterprise Value Calculation

Enterprise Value is calculated as the market cap plus debt and minority interest and preferred shares, minus total cash, cash equivalents, and marketable securities.

Hippo Holdings's Enterprise Value for the fiscal year that ended in Dec. 2025 is calculated as

Hippo Holdings's Enterprise Value for the quarter that ended in Mar. 2026 is calculated as

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Enterprise Value →
What does a Enterprise Value of $491.0 Mil mean?
Hippo Holdings (HIPO) has a Enterprise Value of $491.0 Mil as of Jun. 26, 2026. Enterprise value equals the sum of market cap, debt and preferred shares less cash and equivalents. View historical data on Hippo Holdings and its competitors.
Is Hippo Holdings' Enterprise Value too high?
Hippo Holdings' current Enterprise Value is $491.0 Mil. Overall, Hippo Holdings has a GF Score™ of 78/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Hippo Holdings' Enterprise Value compare to HRTG and DGICA?
Hippo Holdings' Enterprise Value of $491.0 Mil can be compared against companies in the Insurance industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Enterprise Value for an Insurance company?
A good Enterprise Value depends on the Insurance industry context. However, Enterprise Value should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Enterprise Value mean?
A high Enterprise Value can signal that a stock is expensive relative to its fundamentals. Enterprise value equals the sum of market cap, debt and preferred shares less cash and equivalents. View historical data on Hippo Holdings and its competitors. Hippo Holdings's current Enterprise Value is $491.0 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Hippo Holdings stock overvalued right now?
Based on GuruFocus' analysis, Hippo Holdings (HIPO) is currently considered Modestly Undervalued. The stock's GF Value™ is $32.82, compared to a current price of $27.46 — trading 16.3% below its estimated fair value. The current Enterprise Value is $491.0 Mil. Hippo Holdings' overall GF Score™ is 78/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Enterprise Value calculated?
Enterprise Value is calculated from a company's financial statements. For Hippo Holdings (HIPO), the current Enterprise Value is $491.0 Mil as of Jun. 26, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Hippo Holdings (HIPO) Overvalued in 2026?

Based on GuruFocus' analysis, Hippo Holdings stock appears to be undervalued. The current stock price of $27.46 is trading 16.3% below its estimated GF Value™ of $32.82. GuruFocus considers Hippo Holdings to be Modestly Undervalued.

Key valuation signals for HIPO:

  • Enterprise Value: $491.0 Mil
  • GF Value™: $32.82 vs. price of $27.46 (16.3% below fair value)
  • GF Score™: 78/100 with 4 warning signs

No single metric tells the full story. See the HIPO stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Hippo Holdings Business Description

Address One Almaden boulevard, Suite 400, San Jose, CA, USA, 95113
Hippo Holdings Inc is a home insurance group that created a new standard of care and protection for homeowners. It provides insurance for computers, home offices, electronics, appliances, water backup, and service line coverage, among others. It has three reportable segments Services segment earns fees and commission income without assuming underwriting risk or need for reinsurance, Insurance-as-a-Service managed through the company's subsidiary Spinnaker is a platform to support third-party MGAs, and the Hippo Home Insurance Program engaged in homeowners insurance business. It generates the majority of its revenue from the Insurance-as-a-Service segment.
78GF Score

Get the complete analysis for HIPO

Enterprise Value is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$27.46
Price
$32.82
GF Value