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The historical data trend for Hippo Holdings's OCF Margin % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
HIPO vs DGICA, HRTG, ROOT: OCF Margin % Comparison
For the Insurance - Property & Casualty subindustry, Hippo Holdings's OCF Margin %, along with its competitors' market caps and OCF Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Hippo Holdings OCF Margin % vs Insurance Industry
For the Insurance industry and Financial Services sector, Hippo Holdings's OCF Margin % distribution charts can be found below:
* The bar in red indicates where Hippo Holdings's OCF Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Hippo Holdings (HIPO) has a OCF Margin % of 29.79% as of Jun. 2026. OCF Margin is the ratio of Cash Flow from Operations to Total Revenue. View historical data on Hippo Holdings and its competitors. According to the industry distribution chart, Hippo Holdings ranks #209 out of 504 companies in the Insurance industry, placing it in the top 41.5%.
Is Hippo Holdings' OCF Margin % too high?
Hippo Holdings' current OCF Margin % is 29.79%. The Insurance industry median OCF Margin % is 11.03. Hippo Holdings' value of 29.79% is 170.2% above this industry median. Based on the distribution chart, Hippo Holdings ranks #209 out of 504 companies in the Insurance industry, which is above the industry midpoint. Overall, Hippo Holdings has a GF Score™ of 72/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Hippo Holdings' OCF Margin % compare to DGICA and HRTG?
According to the Insurance industry distribution chart, Hippo Holdings ranks #209 out of 504 companies for OCF Margin %. This puts Hippo Holdings in the upper half of its industry. The industry median OCF Margin % is 11.03. Hippo Holdings' value of 29.79% is 170.2% above this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good OCF Margin % for an Insurance company?
The median OCF Margin % among Insurance companies is 11.03, based on 504 companies in the industry. Companies in the top quartile (top 25%) have a OCF Margin % significantly above this median, while those in the bottom quartile fall well below. However, OCF Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Hippo Holdings's current OCF Margin % of 29.79% is 170.2% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high OCF Margin % mean?
A high OCF Margin % can signal that a stock is expensive relative to its fundamentals. OCF Margin is the ratio of Cash Flow from Operations to Total Revenue. View historical data on Hippo Holdings and its competitors. For the Insurance industry, the median OCF Margin % is 11.03 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Hippo Holdings's current OCF Margin % is 29.79%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Hippo Holdings stock overvalued right now?
Based on GuruFocus' analysis, Hippo Holdings (HIPO) is currently considered Modestly Overvalued. The stock's GF Value™ is $27.48, compared to a current price of $32.62 — trading 18.7% above its estimated fair value. The current OCF Margin % is 29.79% and 170.2% above the Insurance industry median of 11.03. Hippo Holdings' overall GF Score™ is 72/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is OCF Margin % calculated?
OCF Margin % is calculated from a company's financial statements. For Hippo Holdings (HIPO), the current OCF Margin % is 29.79% as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Hippo Holdings (HIPO) Overvalued in 2026?
Based on GuruFocus' analysis, Hippo Holdings stock appears to be overvalued.
The current stock price of $32.62 is trading 18.7% above its estimated GF Value™ of $27.48.
GuruFocus considers Hippo Holdings to be Modestly Overvalued.
Key valuation signals for HIPO:
OCF Margin %: 29.79%
GF Value™: $27.48 vs. price of $32.62 (18.7% above fair value)
Industry Position: 170.2% above the Insurance median (#209 of 504)
No single metric tells the full story. See the HIPO stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Hippo Holdings Inc is a home insurance group that created a new standard of care and protection for homeowners. It provides insurance for computers, home offices, electronics, appliances, water backup, and service line coverage, among others. It has three reportable segments Services segment earns fees and commission income without assuming underwriting risk or need for reinsurance, Insurance-as-a-Service managed through the company's subsidiary Spinnaker is a platform to support third-party MGAs, and the Hippo Home Insurance Program engaged in homeowners insurance business. It generates the majority of its revenue from the Insurance-as-a-Service segment.
72GF Score
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OCF Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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