HIPO (Hippo Holdings) OCF Margin %: 7.00% (As of Mar. 2026)


HIPO Hippo Holdings Inc HIPO
78 GF Score
Price $25.87
GF Value $32.80
Valuation Modestly Undervalued
! 4 Warning Signs
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What is Hippo Holdings OCF Margin %?

Hippo Holdings HIPO -2.93% 78 OCF Margin % is 7.00% as of Mar. 2026. GuruFocus rates HIPO with a GF Score™ of 78/100 and a GF Value™ of $32.80 (Modestly Undervalued). The stock has 4 warning signs investors should review. Among 501 Insurance companies, Hippo Holdings ranks better than 50.7% on this metric.

OCF Margin % is calculated as Cash Flow from Operations divided by its Revenue. Hippo Holdings's Cash Flow from Operations for the three months ended in Mar. 2026 was $8.5 Mil. Hippo Holdings's Revenue for the three months ended in Mar. 2026 was $121.5 Mil. Therefore, Hippo Holdings's OCF Margin % for the quarter that ended in Mar. 2026 was 7.00%.

As of today, Hippo Holdings's current OCF Yield % is 7.91%.

The historical rank and industry rank for Hippo Holdings's OCF Margin % or its related term are showing as below:

HIPO' s OCF Margin % Range Over the Past 10 Years
Min: -136.51   Med: -85.4   Max: 12.77
Current: 11.11


During the past 6 years, the highest OCF Margin % of Hippo Holdings was 12.77%. The lowest was -136.51%. And the median was -85.40%.

HIPO's OCF Margin % is ranked better than
50.7% of 501 companies
in the Insurance industry
Industry Median: 10.85 vs HIPO: 11.11


Hippo Holdings OCF Margin % Related Terms


Hippo Holdings OCF Margin % Historical Data

* Premium members only.

The historical data trend for Hippo Holdings's OCF Margin % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Hippo Holdings OCF Margin % Chart

Hippo Holdings Annual Data
Trend Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
OCF Margin %
Get a 7-Day Free Trial -136.51 -134.92 -44.06 12.77 1.96

Hippo Holdings Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
OCF Margin % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only -32.28 21.06 14.01 2.66 7.00

HIPO vs HRTG, DGICA, ROOT: OCF Margin % Comparison

For the Insurance - Property & Casualty subindustry, Hippo Holdings's OCF Margin %, along with its competitors' market caps and OCF Margin % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Hippo Holdings OCF Margin % vs Insurance Industry

For the Insurance industry and Financial Services sector, Hippo Holdings's OCF Margin % distribution charts can be found below:

* The bar in red indicates where Hippo Holdings's OCF Margin % falls into.


HIPO
78GF Score
Hippo Holdings Inc HIPO
OCF Margin % is just one metric. See GF Score™, valuation, warning signs, and more.
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Hippo Holdings OCF Margin % Calculation

OCF Margin % is the ratio of Cash Flow from Operations divided by net sales or Revenue, usually presented in percent.

Hippo Holdings's OCF Margin for the fiscal year that ended in Dec. 2025 is calculated as

OCF Margin=Cash Flow from Operations (A: Dec. 2025 )/Revenue (A: Dec. 2025 )
=9.2/468.6
=1.96 %

Hippo Holdings's OCF Margin for the quarter that ended in Mar. 2026 is calculated as

OCF Margin=Cash Flow from Operations (Q: Mar. 2026 )/Revenue (Q: Mar. 2026 )
=8.5/121.5
=7.00 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about OCF Margin % →
What does a OCF Margin % of 7.00% mean?
Hippo Holdings (HIPO) has a OCF Margin % of 7.00% as of Mar. 2026. OCF Margin is the ratio of Cash Flow from Operations to Total Revenue. View historical data on Hippo Holdings and its competitors. According to the industry distribution chart, Hippo Holdings ranks #247 out of 501 companies in the Insurance industry, placing it in the top 49.3%.
Is Hippo Holdings' OCF Margin % too high?
Hippo Holdings' current OCF Margin % is 7.00%. The Insurance industry median OCF Margin % is 10.85. Hippo Holdings' value of 7.00% is 35.5% below this industry median. Based on the distribution chart, Hippo Holdings ranks #247 out of 501 companies in the Insurance industry, which is above the industry midpoint. Overall, Hippo Holdings has a GF Score™ of 78/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Hippo Holdings' OCF Margin % compare to HRTG and DGICA?
According to the Insurance industry distribution chart, Hippo Holdings ranks #247 out of 501 companies for OCF Margin %. This puts Hippo Holdings in the upper half of its industry. The industry median OCF Margin % is 10.85. Hippo Holdings' value of 7.00% is 35.5% below this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good OCF Margin % for an Insurance company?
The median OCF Margin % among Insurance companies is 10.85, based on 501 companies in the industry. Companies in the top quartile (top 25%) have a OCF Margin % significantly above this median, while those in the bottom quartile fall well below. However, OCF Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Hippo Holdings's current OCF Margin % of 7.00% is 35.5% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high OCF Margin % mean?
A high OCF Margin % can signal that a stock is expensive relative to its fundamentals. OCF Margin is the ratio of Cash Flow from Operations to Total Revenue. View historical data on Hippo Holdings and its competitors. For the Insurance industry, the median OCF Margin % is 10.85 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Hippo Holdings's current OCF Margin % is 7.00%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Hippo Holdings stock overvalued right now?
Based on GuruFocus' analysis, Hippo Holdings (HIPO) is currently considered Modestly Undervalued. The stock's GF Value™ is $32.80, compared to a current price of $25.87 — trading 21.1% below its estimated fair value. The current OCF Margin % is 7.00% and 35.5% below the Insurance industry median of 10.85. Hippo Holdings' overall GF Score™ is 78/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is OCF Margin % calculated?
OCF Margin % is calculated from a company's financial statements. For Hippo Holdings (HIPO), the current OCF Margin % is 7.00% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Hippo Holdings (HIPO) Overvalued in 2026?

Based on GuruFocus' analysis, Hippo Holdings stock appears to be undervalued. The current stock price of $25.87 is trading 21.1% below its estimated GF Value™ of $32.80. GuruFocus considers Hippo Holdings to be Modestly Undervalued.

Key valuation signals for HIPO:

  • OCF Margin %: 7.00%
  • GF Value™: $32.80 vs. price of $25.87 (21.1% below fair value)
  • GF Score™: 78/100 with 4 warning signs
  • Industry Position: 35.5% below the Insurance median (#247 of 501)

No single metric tells the full story. See the HIPO stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Hippo Holdings Business Description

Address One Almaden boulevard, Suite 400, San Jose, CA, USA, 95113
Hippo Holdings Inc is a home insurance group that created a new standard of care and protection for homeowners. It provides insurance for computers, home offices, electronics, appliances, water backup, and service line coverage, among others. It has three reportable segments Services segment earns fees and commission income without assuming underwriting risk or need for reinsurance, Insurance-as-a-Service managed through the company's subsidiary Spinnaker is a platform to support third-party MGAs, and the Hippo Home Insurance Program engaged in homeowners insurance business. It generates the majority of its revenue from the Insurance-as-a-Service segment.
78GF Score

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OCF Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$25.87
Price
$32.80
GF Value