The historical rank and industry rank for Hippo Holdings's FCF Margin % or its related term are showing as below:
HIPO'
s FCF Margin % Range Over the Past 10 Years
Min: -155.59 Med: -105.65 Max: 9.54
Current: 8.27
During the past 6 years, the highest FCF Margin % of Hippo Holdings was 9.54%. The lowest was -155.59%. And the median was -105.65%.
HIPO's FCF Margin % is ranked worse than 52.5% of 501
companies
in the Insurance industry
Industry Median: 9.6
vs HIPO: 8.27
Hippo Holdings FCF Margin % Related Terms
Hippo Holdings FCF Margin % Historical Data
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The historical data trend for Hippo Holdings's FCF Margin % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
HIPO vs HRTG, DGICA, ROOT: FCF Margin % Comparison
For the Insurance - Property & Casualty subindustry, Hippo Holdings's FCF Margin %, along with its competitors' market caps and FCF Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Hippo Holdings FCF Margin % vs Insurance Industry
For the Insurance industry and Financial Services sector, Hippo Holdings's FCF Margin % distribution charts can be found below:
* The bar in red indicates where Hippo Holdings's FCF Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Hippo Holdings (HIPO) has a FCF Margin % of 4.36% as of Mar. 2026. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on Hippo Holdings and its competitors. According to the industry distribution chart, Hippo Holdings ranks #263 out of 501 companies in the Insurance industry, placing it in the top 52.5%.
Is Hippo Holdings' FCF Margin % too high?
Hippo Holdings' current FCF Margin % is 4.36%. The Insurance industry median FCF Margin % is 9.60. Hippo Holdings' value of 4.36% is 54.6% below this industry median. Based on the distribution chart, Hippo Holdings ranks #263 out of 501 companies in the Insurance industry, which is below the industry midpoint. Overall, Hippo Holdings has a GF Score™ of 78/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Hippo Holdings' FCF Margin % compare to HRTG and DGICA?
According to the Insurance industry distribution chart, Hippo Holdings ranks #263 out of 501 companies for FCF Margin %. This places Hippo Holdings in the lower half of its industry. The industry median FCF Margin % is 9.60. Hippo Holdings' value of 4.36% is 54.6% below this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good FCF Margin % for an Insurance company?
The median FCF Margin % among Insurance companies is 9.60, based on 501 companies in the industry. Companies in the top quartile (top 25%) have a FCF Margin % significantly above this median, while those in the bottom quartile fall well below. However, FCF Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Hippo Holdings's current FCF Margin % of 4.36% is 54.6% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high FCF Margin % mean?
A high FCF Margin % can signal that a stock is expensive relative to its fundamentals. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on Hippo Holdings and its competitors. For the Insurance industry, the median FCF Margin % is 9.60 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Hippo Holdings's current FCF Margin % is 4.36%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Hippo Holdings stock overvalued right now?
Based on GuruFocus' analysis, Hippo Holdings (HIPO) is currently considered Modestly Undervalued. The stock's GF Value™ is $32.80, compared to a current price of $25.96 — trading 20.9% below its estimated fair value. The current FCF Margin % is 4.36% and 54.6% below the Insurance industry median of 9.60. Hippo Holdings' overall GF Score™ is 78/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is FCF Margin % calculated?
FCF Margin % is calculated from a company's financial statements. For Hippo Holdings (HIPO), the current FCF Margin % is 4.36% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Hippo Holdings (HIPO) Overvalued in 2026?
Based on GuruFocus' analysis, Hippo Holdings stock appears to be undervalued.
The current stock price of $25.96 is trading 20.9% below its estimated GF Value™ of $32.80.
GuruFocus considers Hippo Holdings to be Modestly Undervalued.
Key valuation signals for HIPO:
FCF Margin %: 4.36%
GF Value™: $32.80 vs. price of $25.96 (20.9% below fair value)
Industry Position: 54.6% below the Insurance median (#263 of 501)
No single metric tells the full story. See the HIPO stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Hippo Holdings Inc is a home insurance group that created a new standard of care and protection for homeowners. It provides insurance for computers, home offices, electronics, appliances, water backup, and service line coverage, among others. It has three reportable segments Services segment earns fees and commission income without assuming underwriting risk or need for reinsurance, Insurance-as-a-Service managed through the company's subsidiary Spinnaker is a platform to support third-party MGAs, and the Hippo Home Insurance Program engaged in homeowners insurance business. It generates the majority of its revenue from the Insurance-as-a-Service segment.
78GF Score
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FCF Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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