HIPO (Hippo Holdings) Interest Coverage: N/A (As of Mar. 2026)


HIPO Hippo Holdings Inc HIPO
78 GF Score
Price $25.87
GF Value $32.80
Valuation Modestly Undervalued
! 4 Warning Signs
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What is Hippo Holdings Interest Coverage?

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's EBIT by its Interest Expense. Hippo Holdings's EBIT for the three months ended in Mar. 2026 was $0.0 Mil. Hippo Holdings's Interest Expense for the three months ended in Mar. 2026 was $0.0 Mil. GuruFocus does not calculate 's interest coverage with the available data. The higher the ratio, the stronger the company's financial strength is.

Good Sign:

Ben Graham prefers companies' interest coverage to be at least 5. Hippo Holdings Inc has enough cash to cover all of its debt. Its financial situation is stable.

The historical rank and industry rank for Hippo Holdings's Interest Coverage or its related term are showing as below:


HIPO's Interest Coverage is not ranked *
in the Insurance industry.
Industry Median: 16.23
* Ranked among companies with meaningful Interest Coverage only.

Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.


Hippo Holdings  (NYSE:HIPO) Interest Coverage Explanation

Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.

Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .


Hippo Holdings Interest Coverage Related Terms


Hippo Holdings Interest Coverage Historical Data

* Premium members only.

The historical data trend for Hippo Holdings's Interest Coverage can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.

Hippo Holdings Interest Coverage Chart

Hippo Holdings Annual Data
Trend Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Interest Coverage
Get a 7-Day Free Trial 0.00 N/A 0.00 0.00 N/A

Hippo Holdings Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Interest Coverage Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only N/A N/A N/A N/A N/A

HIPO vs HRTG, DGICA, ROOT: Interest Coverage Comparison

For the Insurance - Property & Casualty subindustry, Hippo Holdings's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Hippo Holdings Interest Coverage vs Insurance Industry

For the Insurance industry and Financial Services sector, Hippo Holdings's Interest Coverage distribution charts can be found below:

* The bar in red indicates where Hippo Holdings's Interest Coverage falls into.


HIPO
78GF Score
Hippo Holdings Inc HIPO
Interest Coverage is just one metric. See GF Score™, valuation, warning signs, and more.
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Hippo Holdings Interest Coverage Calculation

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:

If Interest Expense is negative and EBIT is positive, then

Interest Coverage=-1* EBIT /Interest Expense

Else if Interest Expense is negative and EBIT is negative, then

The company did not have earnings to cover the interest expense.

Else if Interest Expense is 0 and Long-Term Debt & Capital Lease Obligation is 0, then

The company had no debt (1).


Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.

Hippo Holdings's Interest Coverage for the fiscal year that ended in Dec. 2025 is calculated as

Here, for the fiscal year that ended in Dec. 2025, Hippo Holdings's Interest Expense was $0.0 Mil. Its EBIT was $0.0 Mil. And its Long-Term Debt & Capital Lease Obligation was $52.4 Mil.

GuruFocus does not calculate Hippo Holdings's interest coverage with the available data.

Hippo Holdings's Interest Coverage for the quarter that ended in Mar. 2026 is calculated as

Here, for the three months ended in Mar. 2026, Hippo Holdings's Interest Expense was $0.0 Mil. Its EBIT was $0.0 Mil. And its Long-Term Debt & Capital Lease Obligation was $51.5 Mil.

GuruFocus does not calculate Hippo Holdings's interest coverage with the available data.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

The higher the ratio, the stronger the company's Financial Strength is.

Is Hippo Holdings (HIPO) Overvalued in 2026?

Based on GuruFocus' analysis, Hippo Holdings stock appears to be undervalued. The current stock price of $25.87 is trading 21.1% below its estimated GF Value™ of $32.80. GuruFocus considers Hippo Holdings to be Modestly Undervalued.

Key valuation signals for HIPO:

  • Interest Coverage: N/A
  • GF Value™: $32.80 vs. price of $25.87 (21.1% below fair value)
  • GF Score™: 78/100 with 4 warning signs

No single metric tells the full story. See the HIPO stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Hippo Holdings Business Description

Address One Almaden boulevard, Suite 400, San Jose, CA, USA, 95113
Hippo Holdings Inc is a home insurance group that created a new standard of care and protection for homeowners. It provides insurance for computers, home offices, electronics, appliances, water backup, and service line coverage, among others. It has three reportable segments Services segment earns fees and commission income without assuming underwriting risk or need for reinsurance, Insurance-as-a-Service managed through the company's subsidiary Spinnaker is a platform to support third-party MGAs, and the Hippo Home Insurance Program engaged in homeowners insurance business. It generates the majority of its revenue from the Insurance-as-a-Service segment.
78GF Score

Get the complete analysis for HIPO

Interest Coverage is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$25.87
Price
$32.80
GF Value