Zambia National Commercial Bank (LUS:ZNCO) Beta: N/A (As of Jul. 05, 2026)


LUS:ZNCO Zambia National Commercial Bank PLC LUS:ZNCO
71 GF Score
Price ZMW9.47
GF Value ZMW6.03
Valuation Significantly Overvalued
! 5 Warning Signs
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What is Zambia National Commercial Bank Beta?

Beta is the sensitivity of the expected excess asset returns to the expected excess market returns. As of today (2026-07-05), Zambia National Commercial Bank's Beta is Not available.

Zambia National Commercial Bank  (LUS:ZNCO) Beta Explanation

Beta is a measure of the volatility, or systematic risk, of a security or a portfolio in comparison to the market as a whole. We usually compare beta to 1. A beta of 1 indicates that the security's price will move with the market. A beta of less than 1 means that the security will be less volatile than the market. A beta of greater than 1 indicates that the security's price will be more volatile than the market.

Beta is primarily used in the Capital Asset Pricing Model (CAPM) to calculate the Cost of Equity, which can be used in the calculation of WACC %. The formula of Cost of Equity is:
Cost of Equity = Risk-Free Rate of Return + Beta of Asset * (Expected Return of the Market - Risk-Free Rate of Return)

Zambia National Commercial Bank Beta Related Terms

Zambia National Commercial Bank Beta Historical Data

* Premium members only.

The historical data trend for Zambia National Commercial Bank's Beta can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Zambia National Commercial Bank Beta Chart

Zambia National Commercial Bank Annual Data
Trend Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Beta
Get a 7-Day Free Trial Premium Member Only 0.00 0.00 0.00 0.00 0.00

Zambia National Commercial Bank Quarterly Data
Sep20 Dec20 Mar21 Jun21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Beta Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.00 0.00 0.00 0.00 0.00
LUS:ZNCO
71GF Score
Zambia National Commercial Bank PLC LUS:ZNCO
Beta is just one metric. See GF Score™, valuation, warning signs, and more.
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Zambia National Commercial Bank Beta Calculation

Beta is the sensitivity of the expected excess asset returns to the expected excess market returns. A stock's beta can be calculated by dividing the product of the covariance of the individual stock's returns and the market's returns by the variance of the market's returns over a specified period. Basically, GuruFocus uses the returns calculated over three-year period.

Is Zambia National Commercial Bank (LUS:ZNCO) Overvalued in 2026?

Based on GuruFocus' analysis, Zambia National Commercial Bank stock appears to be overvalued. The current stock price of ZMW9.47 is trading 57% above its estimated GF Value™ of ZMW6.03. GuruFocus considers Zambia National Commercial Bank to be Significantly Overvalued.

Key valuation signals for LUS:ZNCO:

  • Beta: N/A
  • GF Value™: ZMW6.03 vs. price of ZMW9.47 (57% above fair value)
  • GF Score™: 71/100 with 5 warning signs

No single metric tells the full story. See the LUS:ZNCO stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Zambia National Commercial Bank Business Description

Address Cairo Road, Plot 2118 - 2121, P.O Box 33611, Lusaka, ZMB
Zambia National Commercial Bank PLC offers commercial banking services. Its principal activities include: the provision of retail, commercial Banking and related services to the general public, the provision of payment and technology solutions through the Digital Shared Services Limited (DSSL), and offering tailored insurance and risk advisory services. The company's segments include: Corporate Banking, Business Banking, Retail Banking, Digital Banking, and Treasury Management. The majority of revenue is derived from the Corporate banking segment, which provides corporate and investment banking solutions that incorporate direct debit facilities, deposit products, overdrafts, loans and other credit facilities and foreign currency solutions.
71GF Score

Get the complete analysis for LUS:ZNCO

Beta is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

ZMW9.47
Price
ZMW6.03
GF Value