Zambia National Commercial Bank (LUS:ZNCO) Cash Flow for Dividends: ZMW0 Mil (TTM As of Mar. 2026)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

LUS:ZNCO Zambia National Commercial Bank PLC LUS:ZNCO
71 GF Score
Price ZMW9.53
GF Value ZMW6.07
Valuation Significantly Overvalued
! 5 Warning Signs
View Full Analysis

What is Zambia National Commercial Bank Cash Flow for Dividends?

Zambia National Commercial Bank LUS:ZNCO 71 Cash Flow for Dividends is ZMW0 Mil as of Mar. 2026. GuruFocus rates LUS:ZNCO with a GF Score™ of 71/100 and a GF Value™ of ZMW6.07 (Significantly Overvalued). The stock has 5 warning signs investors should review.

Zambia National Commercial Bank's cash flow for dividends for the three months ended in Mar. 2026 was ZMW0 Mil. Its cash flow for dividends for the trailing twelve months (TTM) ended in Mar. 2026 was ZMW0 Mil.

Note: A negative number here means the payment of dividends. When pays more dividends, the absolute value gets bigger.

Zambia National Commercial Bank's annual payment of dividends increased from Dec. 2023 (ZMW-422 Mil) to Dec. 2024 (ZMW-619 Mil) and increased from Dec. 2024 (ZMW-619 Mil) to Dec. 2025 (ZMW-632 Mil).


Zambia National Commercial Bank Cash Flow for Dividends Related Terms


Zambia National Commercial Bank Cash Flow for Dividends Historical Data

* Premium members only.

The historical data trend for Zambia National Commercial Bank's Cash Flow for Dividends can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Zambia National Commercial Bank Cash Flow for Dividends Chart

Zambia National Commercial Bank Annual Data
Trend Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Cash Flow for Dividends
Get a 7-Day Free Trial Premium Member Only -82.08 -363.94 -421.58 -619.18 -631.79

Zambia National Commercial Bank Quarterly Data
Sep20 Dec20 Mar21 Jun21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Cash Flow for Dividends Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.00 0.00 0.00 0.00 0.00
LUS:ZNCO
71GF Score
Zambia National Commercial Bank PLC LUS:ZNCO
Cash Flow for Dividends is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Zambia National Commercial Bank Cash Flow for Dividends Calculation

Cash flow for dividends refers to the payment of cash to shareholders as dividends when the company generates income.

Cash Flow for Dividends for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was ZMW0 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

What does a Cash Flow for Dividends of ZMW0 Mil mean?
Zambia National Commercial Bank (LUS:ZNCO) has a Cash Flow for Dividends of ZMW0 Mil as of Mar. 2026. Cash Flow for Dividends represent the amount a company pays as dividends for a specific accounting period. View historical data for Zambia National Commercial Bank and its competitors.
Is Zambia National Commercial Bank's Cash Flow for Dividends too high?
Zambia National Commercial Bank's current Cash Flow for Dividends is ZMW0 Mil. Overall, Zambia National Commercial Bank has a GF Score™ of 71/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Zambia National Commercial Bank's Cash Flow for Dividends compare to PNC and USB?
Zambia National Commercial Bank's Cash Flow for Dividends of ZMW0 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cash Flow for Dividends for a Banks company?
A good Cash Flow for Dividends depends on the Banks industry context. However, Cash Flow for Dividends should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cash Flow for Dividends mean?
A high Cash Flow for Dividends can signal that a stock is expensive relative to its fundamentals. Cash Flow for Dividends represent the amount a company pays as dividends for a specific accounting period. View historical data for Zambia National Commercial Bank and its competitors. Zambia National Commercial Bank's current Cash Flow for Dividends is ZMW0 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Zambia National Commercial Bank stock overvalued right now?
Based on GuruFocus' analysis, Zambia National Commercial Bank (LUS:ZNCO) is currently considered Significantly Overvalued. The stock's GF Value™ is ZMW6.07, compared to a current price of ZMW9.53 — trading 57% above its estimated fair value. The current Cash Flow for Dividends is ZMW0 Mil. Zambia National Commercial Bank's overall GF Score™ is 71/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cash Flow for Dividends calculated?
Cash Flow for Dividends is calculated from a company's financial statements. For Zambia National Commercial Bank (LUS:ZNCO), the current Cash Flow for Dividends is ZMW0 Mil as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Zambia National Commercial Bank (LUS:ZNCO) Overvalued in 2026?

Based on GuruFocus' analysis, Zambia National Commercial Bank stock appears to be overvalued. The current stock price of ZMW9.53 is trading 57% above its estimated GF Value™ of ZMW6.07. GuruFocus considers Zambia National Commercial Bank to be Significantly Overvalued.

Key valuation signals for LUS:ZNCO:

  • Cash Flow for Dividends: ZMW0 Mil
  • GF Value™: ZMW6.07 vs. price of ZMW9.53 (57% above fair value)
  • GF Score™: 71/100 with 5 warning signs

No single metric tells the full story. See the LUS:ZNCO stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Zambia National Commercial Bank Business Description

Address Cairo Road, Plot 2118 - 2121, P.O Box 33611, Lusaka, ZMB
Zambia National Commercial Bank PLC offers commercial banking services. Its principal activities include: the provision of retail, commercial Banking and related services to the general public, the provision of payment and technology solutions through the Digital Shared Services Limited (DSSL), and offering tailored insurance and risk advisory services. The company's segments include: Corporate Banking, Business Banking, Retail Banking, Digital Banking, and Treasury Management. The majority of revenue is derived from the Corporate banking segment, which provides corporate and investment banking solutions that incorporate direct debit facilities, deposit products, overdrafts, loans and other credit facilities and foreign currency solutions.
71GF Score

Get the complete analysis for LUS:ZNCO

Cash Flow for Dividends is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

ZMW9.53
Price
ZMW6.07
GF Value