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FCF Yield % is calculated as Free Cash Flow divided by Market Capitalization. It is a financial solvency ratio that compares the free cash flow a company is expected to earn against its market value.
Zambia National Commercial Bank FCF Yield % Explanation
Similar to Earnings Yield %, FCF Yield % is financial solvency ratio. A lower ratio suggests a less attractive investment, indicating that investors might not receive substantial returns in proportion to their investment. Conversely, a high free cash flow yield signals that a company generates sufficient cash to comfortably meet its debts, obligations, and dividend payments, making it a promising investment choice.
Zambia National Commercial Bank FCF Yield % Related Terms
Zambia National Commercial Bank FCF Yield % Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, Zambia National Commercial Bank's FCF Yield %, along with its competitors' market caps and FCF Yield % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Zambia National Commercial Bank FCF Yield % vs Banks Industry
For the Banks industry and Financial Services sector, Zambia National Commercial Bank's FCF Yield % distribution charts can be found below:
* The bar in red indicates where Zambia National Commercial Bank's FCF Yield % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Zambia National Commercial Bank (LUS:ZNCO) has a FCF Yield % of 41.06 as of Jul. 20, 2026. FCF Yield is calculated as Free Cash Flow divided by Market Capitalization. View historical data on Zambia National Commercial Bank and its competitors. According to the industry distribution chart, Zambia National Commercial Bank ranks #212 out of 1502 companies in the Banks industry, placing it in the top 14.1%.
Is Zambia National Commercial Bank's FCF Yield % too high?
Zambia National Commercial Bank's current FCF Yield % is 41.06. The Banks industry median FCF Yield % is 8.12. Zambia National Commercial Bank's value of 41.06 is 405.7% above this industry median. Based on the distribution chart, Zambia National Commercial Bank ranks #212 out of 1502 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, Zambia National Commercial Bank has a GF Score™ of 71/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Zambia National Commercial Bank's FCF Yield % compare to PNC and USB?
According to the Banks industry distribution chart, Zambia National Commercial Bank ranks #212 out of 1502 companies for FCF Yield %. This places Zambia National Commercial Bank in the top 14% of its industry — outperforming the majority of peers. The industry median FCF Yield % is 8.12. Zambia National Commercial Bank's value of 41.06 is 405.7% above this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good FCF Yield % for a Banks company?
The median FCF Yield % among Banks companies is 8.12, based on 1,502 companies in the industry. Companies in the top quartile (top 25%) have a FCF Yield % significantly above this median, while those in the bottom quartile fall well below. However, FCF Yield % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Zambia National Commercial Bank's current FCF Yield % of 41.06 is 405.7% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high FCF Yield % mean?
A high FCF Yield % can signal that a stock is expensive relative to its fundamentals. FCF Yield is calculated as Free Cash Flow divided by Market Capitalization. View historical data on Zambia National Commercial Bank and its competitors. For the Banks industry, the median FCF Yield % is 8.12 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Zambia National Commercial Bank's current FCF Yield % is 41.06. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Zambia National Commercial Bank stock overvalued right now?
Based on GuruFocus' analysis, Zambia National Commercial Bank (LUS:ZNCO) is currently considered Significantly Overvalued. The stock's GF Value™ is ZMW6.07, compared to a current price of ZMW9.53 — trading 57% above its estimated fair value. The current FCF Yield % is 41.06 and 405.7% above the Banks industry median of 8.12. Zambia National Commercial Bank's overall GF Score™ is 71/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is FCF Yield % calculated?
FCF Yield % is calculated from a company's financial statements. For Zambia National Commercial Bank (LUS:ZNCO), the current FCF Yield % is 41.06 as of Jul. 20, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Zambia National Commercial Bank (LUS:ZNCO) Overvalued in 2026?
Based on GuruFocus' analysis, Zambia National Commercial Bank stock appears to be overvalued.
The current stock price of ZMW9.53 is trading 57% above its estimated GF Value™ of ZMW6.07.
GuruFocus considers Zambia National Commercial Bank to be Significantly Overvalued.
Key valuation signals for LUS:ZNCO:
FCF Yield %: 41.06
GF Value™: ZMW6.07 vs. price of ZMW9.53 (57% above fair value)
Industry Position: 405.7% above the Banks median (#212 of 1502)
No single metric tells the full story. See the LUS:ZNCO stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Zambia National Commercial Bank Business Description
Zambia National Commercial Bank PLC offers commercial banking services. Its principal activities include: the provision of retail, commercial Banking and related services to the general public, the provision of payment and technology solutions through the Digital Shared Services Limited (DSSL), and offering tailored insurance and risk advisory services. The company's segments include: Corporate Banking, Business Banking, Retail Banking, Digital Banking, and Treasury Management. The majority of revenue is derived from the Corporate banking segment, which provides corporate and investment banking solutions that incorporate direct debit facilities, deposit products, overdrafts, loans and other credit facilities and foreign currency solutions.
71GF Score
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