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Zambia National Commercial Bank's quarterly market cap
declined
from Sep. 2025 (ZMW8,908 Mil) to Dec. 2025 (ZMW8,634 Mil) but then
increased
from Dec. 2025 (ZMW8,634 Mil) to Mar. 2026 (ZMW14,062 Mil).
Zambia National Commercial Bank's annual market cap
increased
from Dec. 2023 (ZMW5,486 Mil) to Dec. 2024 (ZMW7,998 Mil) and
increased
from Dec. 2024 (ZMW7,998 Mil) to Dec. 2025 (ZMW8,634 Mil).
Enterprise Value is the theoretical takeover price. It is more comprehensive than market capitalization (market cap), which only includes common equity. Enterprise Value is calculated as the market cap plus debt and minority interest and preferred shares, minus total cash and cash equivalents. Zambia National Commercial Bank's Enterprise Value for Today is ZMW5,283 Mil.
Zambia National Commercial Bank (LUS:ZNCO) Market Cap Explanation
Market cap is not the real price you pay for a company. If you buy the company and become its owner, you become the owner of the cash the company has, and you also assume the companys debt. The real price you pay is the Enterprise Value.
Warren Buffett uses the ratio of total market cap of all public traded companies over GDP to measure if the market is expensive. As of April 2012, the US total market cap is about $14.7 trillion, while the US GDP is about $15 trillion. The market was modestly overvalued.
Zambia National Commercial Bank Market Cap Related Terms
Zambia National Commercial Bank Market Cap Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, Zambia National Commercial Bank's Market Cap, along with its competitors' market caps and Market Cap data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Zambia National Commercial Bank Market Cap vs Banks Industry
For the Banks industry and Financial Services sector, Zambia National Commercial Bank's Market Cap distribution charts can be found below:
* The bar in red indicates where Zambia National Commercial Bank's Market Cap falls into.
Zambia National Commercial Bank Market Cap Calculation
Market cap is the short version of market capitalization. It is the total market value to buy the whole company. It is equal to the share price times the number of shares outstanding.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Zambia National Commercial Bank (LUS:ZNCO) has a Market Cap of ZMW13,759 Mil as of Jul. 20, 2026. Market cap equals the total value of a company's shares: price times shares outstanding. View historical data on Zambia National Commercial Bank and its competitors. According to the industry distribution chart, Zambia National Commercial Bank ranks #760 out of 1543 companies in the Banks industry, placing it in the top 49.3%.
Is Zambia National Commercial Bank's Market Cap too high?
Zambia National Commercial Bank's current Market Cap is ZMW13,759 Mil. Based on the distribution chart, Zambia National Commercial Bank ranks #760 out of 1543 companies in the Banks industry, which is above the industry midpoint. Overall, Zambia National Commercial Bank has a GF Score™ of 71/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Zambia National Commercial Bank's Market Cap compare to PNC and USB?
According to the Banks industry distribution chart, Zambia National Commercial Bank ranks #760 out of 1543 companies for Market Cap. This puts Zambia National Commercial Bank in the upper half of its industry. The industry median Market Cap is 706.37. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Market Cap for a Banks company?
The median Market Cap among Banks companies is 706.37, based on 1,543 companies in the industry. Companies in the top quartile (top 25%) have a Market Cap significantly above this median, while those in the bottom quartile fall well below. However, Market Cap should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Market Cap mean?
A high Market Cap can signal that a stock is expensive relative to its fundamentals. Market cap equals the total value of a company's shares: price times shares outstanding. View historical data on Zambia National Commercial Bank and its competitors. For the Banks industry, the median Market Cap is 706.37 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Zambia National Commercial Bank's current Market Cap is ZMW13,759 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Zambia National Commercial Bank stock overvalued right now?
Based on GuruFocus' analysis, Zambia National Commercial Bank (LUS:ZNCO) is currently considered Significantly Overvalued. The stock's GF Value™ is ZMW6.07, compared to a current price of ZMW9.53 — trading 57% above its estimated fair value. The current Market Cap is ZMW13,759 Mil. Zambia National Commercial Bank's overall GF Score™ is 71/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Market Cap calculated?
Market Cap is calculated from a company's financial statements. For Zambia National Commercial Bank (LUS:ZNCO), the current Market Cap is ZMW13,759 Mil as of Jul. 20, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Zambia National Commercial Bank (LUS:ZNCO) Overvalued in 2026?
Based on GuruFocus' analysis, Zambia National Commercial Bank stock appears to be overvalued.
The current stock price of ZMW9.53 is trading 57% above its estimated GF Value™ of ZMW6.07.
GuruFocus considers Zambia National Commercial Bank to be Significantly Overvalued.
Key valuation signals for LUS:ZNCO:
Market Cap: ZMW13,759 Mil
GF Value™: ZMW6.07 vs. price of ZMW9.53 (57% above fair value)
No single metric tells the full story. See the LUS:ZNCO stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Zambia National Commercial Bank Business Description
Zambia National Commercial Bank PLC offers commercial banking services. Its principal activities include: the provision of retail, commercial Banking and related services to the general public, the provision of payment and technology solutions through the Digital Shared Services Limited (DSSL), and offering tailored insurance and risk advisory services. The company's segments include: Corporate Banking, Business Banking, Retail Banking, Digital Banking, and Treasury Management. The majority of revenue is derived from the Corporate banking segment, which provides corporate and investment banking solutions that incorporate direct debit facilities, deposit products, overdrafts, loans and other credit facilities and foreign currency solutions.
71GF Score
Get the complete analysis for LUS:ZNCO
Market Cap is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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