OTTW (Ottawa Bancorp) Beta: 0.2374 (As of Jun. 25, 2026)


OTTW Ottawa Bancorp Inc OTTW
60 GF Score
Price $15.35
GF Value $15.16
Valuation Fairly Valued
! 4 Warning Signs
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What is Ottawa Bancorp Beta?

Ottawa Bancorp OTTW 60 Beta is 0.2374 as of Jun. 25, 2026. GuruFocus rates OTTW with a GF Score™ of 60/100 and a GF Value™ of $15.16 (Fairly Valued). The stock has 4 warning signs investors should review.

Beta is the sensitivity of the expected excess asset returns to the expected excess market returns. As of today (2026-06-25), Ottawa Bancorp's Beta is 0.2374.


Ottawa Bancorp  (OTCPK:OTTW) Beta Explanation

Beta is a measure of the volatility, or systematic risk, of a security or a portfolio in comparison to the market as a whole. We usually compare beta to 1. A beta of 1 indicates that the security's price will move with the market. A beta of less than 1 means that the security will be less volatile than the market. A beta of greater than 1 indicates that the security's price will be more volatile than the market.

Beta is primarily used in the Capital Asset Pricing Model (CAPM) to calculate the Cost of Equity, which can be used in the calculation of WACC %. The formula of Cost of Equity is:
Cost of Equity = Risk-Free Rate of Return + Beta of Asset * (Expected Return of the Market - Risk-Free Rate of Return)


Ottawa Bancorp Beta Related Terms


Ottawa Bancorp Beta Historical Data

* Premium members only.

The historical data trend for Ottawa Bancorp's Beta can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Ottawa Bancorp Beta Chart

Ottawa Bancorp Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Beta
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.67 0.46 0.01 0.05 -0.04

Ottawa Bancorp Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Beta Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.02 0.02 -0.07 -0.04 0.13

OTTW vs EFSG, SSBP, PCLB: Beta Comparison

For the Banks - Regional subindustry, Ottawa Bancorp's Beta, along with its competitors' market caps and Beta data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Ottawa Bancorp Beta vs Banks Industry

For the Banks industry and Financial Services sector, Ottawa Bancorp's Beta distribution charts can be found below:

* The bar in red indicates where Ottawa Bancorp's Beta falls into.


OTTW
60GF Score
Ottawa Bancorp Inc OTTW
Beta is just one metric. See GF Score™, valuation, warning signs, and more.
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Ottawa Bancorp Beta Calculation

Beta is the sensitivity of the expected excess asset returns to the expected excess market returns. A stock's beta can be calculated by dividing the product of the covariance of the individual stock's returns and the market's returns by the variance of the market's returns over a specified period. Basically, GuruFocus uses the returns calculated over three-year period.

Frequently Asked Questions Learn more about Beta →
What does a Beta of 0.2374 mean?
Ottawa Bancorp (OTTW) has a Beta of 0.2374 as of Jun. 25, 2026. Beta is the sensitivity of the expected excess asset returns to the expected excess market returns. View historical data for Ottawa Bancorp and its competitors.
Is Ottawa Bancorp's Beta too high?
Ottawa Bancorp's current Beta is 0.2374. Overall, Ottawa Bancorp has a GF Score™ of 60/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Ottawa Bancorp's Beta compare to EFSG and SSBP?
Ottawa Bancorp's Beta of 0.2374 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Beta for a Banks company?
A good Beta depends on the Banks industry context. However, Beta should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Beta mean?
A high Beta can signal that a stock is expensive relative to its fundamentals. Beta is the sensitivity of the expected excess asset returns to the expected excess market returns. View historical data for Ottawa Bancorp and its competitors. Ottawa Bancorp's current Beta is 0.2374. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Ottawa Bancorp stock overvalued right now?
Based on GuruFocus' analysis, Ottawa Bancorp (OTTW) is currently considered Fairly Valued. The stock's GF Value™ is $15.16, compared to a current price of $15.35 — trading 1.3% above its estimated fair value. The current Beta is 0.2374. Ottawa Bancorp's overall GF Score™ is 60/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Beta calculated?
Beta is calculated from a company's financial statements. For Ottawa Bancorp (OTTW), the current Beta is 0.2374 as of Jun. 25, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Ottawa Bancorp (OTTW) Overvalued in 2026?

Based on GuruFocus' analysis, Ottawa Bancorp stock appears to be overvalued. The current stock price of $15.35 is trading 1.3% above its estimated GF Value™ of $15.16. GuruFocus considers Ottawa Bancorp to be Fairly Valued.

Key valuation signals for OTTW:

  • Beta: 0.2374
  • GF Value™: $15.16 vs. price of $15.35 (1.3% above fair value)
  • GF Score™: 60/100 with 4 warning signs

No single metric tells the full story. See the OTTW stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Ottawa Bancorp Business Description

Address 925 LaSalle Street, Ottawa, IL, USA, 61350
Ottawa Bancorp Inc is a bank holding company. Through its banking subsidiary, it is engaged in providing a variety of financial services to individual and corporate customers in the Ottawa, Marseilles, and Morris, Illinois areas. The bank offers services such as checking, savings, loans, online banking, commercial leasing, and others. It generates revenue from interest and fees related to single-family residential loans to middle-income individuals and interest and fees related to commercial loans to small businesses.
60GF Score

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Beta is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$15.35
Price
$15.16
GF Value