The historical rank and industry rank for Ottawa Bancorp's OCF Margin % or its related term are showing as below:
OTTW'
s OCF Margin % Range Over the Past 10 Years
Min: -6.63 Med: 29.44 Max: 32.62
Current: 29.59
During the past 13 years, the highest OCF Margin % of Ottawa Bancorp was 32.62%. The lowest was -6.63%. And the median was 29.44%.
OTTW's OCF Margin % is ranked better than 50.33% of 1500
companies
in the Banks industry
Industry Median: 29.44
vs OTTW: 29.59
Ottawa Bancorp OCF Margin % Related Terms
Ottawa Bancorp OCF Margin % Historical Data
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The historical data trend for Ottawa Bancorp's OCF Margin % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, Ottawa Bancorp's OCF Margin %, along with its competitors' market caps and OCF Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Ottawa Bancorp OCF Margin % vs Banks Industry
For the Banks industry and Financial Services sector, Ottawa Bancorp's OCF Margin % distribution charts can be found below:
* The bar in red indicates where Ottawa Bancorp's OCF Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Ottawa Bancorp (OTTW) has a OCF Margin % of 0.00% as of Mar. 2026. OCF Margin is the ratio of Cash Flow from Operations to Total Revenue. View historical data on Ottawa Bancorp and its competitors. According to the industry distribution chart, Ottawa Bancorp ranks #745 out of 1500 companies in the Banks industry, placing it in the top 49.7%.
Is Ottawa Bancorp's OCF Margin % too high?
Ottawa Bancorp's current OCF Margin % is 0.00%. Based on the distribution chart, Ottawa Bancorp ranks #745 out of 1500 companies in the Banks industry, which is above the industry midpoint. Overall, Ottawa Bancorp has a GF Score™ of 60/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Ottawa Bancorp's OCF Margin % compare to EFSG and SSBP?
According to the Banks industry distribution chart, Ottawa Bancorp ranks #745 out of 1500 companies for OCF Margin %. This puts Ottawa Bancorp in the upper half of its industry. The industry median OCF Margin % is 29.44. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good OCF Margin % for a Banks company?
The median OCF Margin % among Banks companies is 29.44, based on 1,500 companies in the industry. Companies in the top quartile (top 25%) have a OCF Margin % significantly above this median, while those in the bottom quartile fall well below. However, OCF Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high OCF Margin % mean?
A high OCF Margin % can signal that a stock is expensive relative to its fundamentals. OCF Margin is the ratio of Cash Flow from Operations to Total Revenue. View historical data on Ottawa Bancorp and its competitors. For the Banks industry, the median OCF Margin % is 29.44 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Ottawa Bancorp's current OCF Margin % is 0.00%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Ottawa Bancorp stock overvalued right now?
Based on GuruFocus' analysis, Ottawa Bancorp (OTTW) is currently considered Fairly Valued. The stock's GF Value™ is $15.16, compared to a current price of $15.35 — trading 1.3% above its estimated fair value. The current OCF Margin % is 0.00%. Ottawa Bancorp's overall GF Score™ is 60/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is OCF Margin % calculated?
OCF Margin % is calculated from a company's financial statements. For Ottawa Bancorp (OTTW), the current OCF Margin % is 0.00% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Ottawa Bancorp (OTTW) Overvalued in 2026?
Based on GuruFocus' analysis, Ottawa Bancorp stock appears to be overvalued.
The current stock price of $15.35 is trading 1.3% above its estimated GF Value™ of $15.16.
GuruFocus considers Ottawa Bancorp to be Fairly Valued.
Key valuation signals for OTTW:
OCF Margin %: 0.00%
GF Value™: $15.16 vs. price of $15.35 (1.3% above fair value)
No single metric tells the full story. See the OTTW stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Ottawa Bancorp Inc is a bank holding company. Through its banking subsidiary, it is engaged in providing a variety of financial services to individual and corporate customers in the Ottawa, Marseilles, and Morris, Illinois areas. The bank offers services such as checking, savings, loans, online banking, commercial leasing, and others. It generates revenue from interest and fees related to single-family residential loans to middle-income individuals and interest and fees related to commercial loans to small businesses.
60GF Score
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OCF Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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