The historical rank and industry rank for Ottawa Bancorp's FCF Margin % or its related term are showing as below:
OTTW'
s FCF Margin % Range Over the Past 10 Years
Min: -9.35 Med: 28.6 Max: 30.78
Current: 28.46
During the past 13 years, the highest FCF Margin % of Ottawa Bancorp was 30.78%. The lowest was -9.35%. And the median was 28.60%.
OTTW's FCF Margin % is ranked better than 53.52% of 1504
companies
in the Banks industry
Industry Median: 26.5
vs OTTW: 28.46
Ottawa Bancorp FCF Margin % Related Terms
Ottawa Bancorp FCF Margin % Historical Data
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The historical data trend for Ottawa Bancorp's FCF Margin % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, Ottawa Bancorp's FCF Margin %, along with its competitors' market caps and FCF Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Ottawa Bancorp FCF Margin % vs Banks Industry
For the Banks industry and Financial Services sector, Ottawa Bancorp's FCF Margin % distribution charts can be found below:
* The bar in red indicates where Ottawa Bancorp's FCF Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Ottawa Bancorp (OTTW) has a FCF Margin % of 0.00% as of Mar. 2026. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on Ottawa Bancorp and its competitors. According to the industry distribution chart, Ottawa Bancorp ranks #699 out of 1504 companies in the Banks industry, placing it in the top 46.5%.
Is Ottawa Bancorp's FCF Margin % too high?
Ottawa Bancorp's current FCF Margin % is 0.00%. Based on the distribution chart, Ottawa Bancorp ranks #699 out of 1504 companies in the Banks industry, which is above the industry midpoint. Overall, Ottawa Bancorp has a GF Score™ of 60/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Ottawa Bancorp's FCF Margin % compare to EFSG and SSBP?
According to the Banks industry distribution chart, Ottawa Bancorp ranks #699 out of 1504 companies for FCF Margin %. This puts Ottawa Bancorp in the upper half of its industry. The industry median FCF Margin % is 26.50. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good FCF Margin % for a Banks company?
The median FCF Margin % among Banks companies is 26.50, based on 1,504 companies in the industry. Companies in the top quartile (top 25%) have a FCF Margin % significantly above this median, while those in the bottom quartile fall well below. However, FCF Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high FCF Margin % mean?
A high FCF Margin % can signal that a stock is expensive relative to its fundamentals. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on Ottawa Bancorp and its competitors. For the Banks industry, the median FCF Margin % is 26.50 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Ottawa Bancorp's current FCF Margin % is 0.00%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Ottawa Bancorp stock overvalued right now?
Based on GuruFocus' analysis, Ottawa Bancorp (OTTW) is currently considered Fairly Valued. The stock's GF Value™ is $15.16, compared to a current price of $15.35 — trading 1.3% above its estimated fair value. The current FCF Margin % is 0.00%. Ottawa Bancorp's overall GF Score™ is 60/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is FCF Margin % calculated?
FCF Margin % is calculated from a company's financial statements. For Ottawa Bancorp (OTTW), the current FCF Margin % is 0.00% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Ottawa Bancorp (OTTW) Overvalued in 2026?
Based on GuruFocus' analysis, Ottawa Bancorp stock appears to be overvalued.
The current stock price of $15.35 is trading 1.3% above its estimated GF Value™ of $15.16.
GuruFocus considers Ottawa Bancorp to be Fairly Valued.
Key valuation signals for OTTW:
FCF Margin %: 0.00%
GF Value™: $15.16 vs. price of $15.35 (1.3% above fair value)
No single metric tells the full story. See the OTTW stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Ottawa Bancorp Inc is a bank holding company. Through its banking subsidiary, it is engaged in providing a variety of financial services to individual and corporate customers in the Ottawa, Marseilles, and Morris, Illinois areas. The bank offers services such as checking, savings, loans, online banking, commercial leasing, and others. It generates revenue from interest and fees related to single-family residential loans to middle-income individuals and interest and fees related to commercial loans to small businesses.
60GF Score
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FCF Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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