OTTW (Ottawa Bancorp) 3-1 Month Momentum %: 1.96% (As of Aug. 19, 2026)

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Director of Data and Quant Analytics at GuruFocus
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Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

OTTW Ottawa Bancorp Inc OTTW
62 GF Score
Price $16.00
GF Value $16.53
Valuation Fairly Valued
! 4 Warning Signs
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What is Ottawa Bancorp 3-1 Month Momentum %?

Ottawa Bancorp OTTW +0.25% 62 3-1 Month Momentum % is 1.96% as of Aug. 19, 2026. GuruFocus rates OTTW with a GF Score™ of 62/100 and a GF Value™ of $16.53 (Fairly Valued). The stock has 4 warning signs investors should review. Among 1,577 Banks companies, Ottawa Bancorp ranks worse than 62.33% on this metric.

3-1 Month Momentum % is the total return of the stock from 3-month ago to 1-month ago. As of today (2026-08-19), Ottawa Bancorp's 3-1 Month Momentum % is 1.96%.

The industry rank for Ottawa Bancorp's 3-1 Month Momentum % or its related term are showing as below:

OTTW's 3-1 Month Momentum % is ranked worse than
62.33% of 1577 companies
in the Banks industry
Industry Median: 5.19 vs OTTW: 1.96

Ottawa Bancorp  (OTCPK:OTTW) 3-1 Month Momentum % Explanation

Momentum investing is a trading strategy in which investors buy securities that are rising and sell before the prices start to go back down. The 3-1 Month Momentum % measures the total return to a stock over the past three months, but ignores the previous month.

The reason why the most recent month’s return dropped related to the short-term reversal effect associated with momentum. There is an academic finding that short-term momentum actually has a reversal effect, whereby the previous winners (measured over the past months) do poorly the next month, while the previous losers do well the next month. In order to eliminate the short-term reversal effect, the previous month return was not included in this calculation.


Ottawa Bancorp 3-1 Month Momentum % Related Terms


OTTW vs PCLB, HRBK, GNRV: 3-1 Month Momentum % Comparison

For the Banks - Regional subindustry, Ottawa Bancorp's 3-1 Month Momentum %, along with its competitors' market caps and 3-1 Month Momentum % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Ottawa Bancorp 3-1 Month Momentum % vs Banks Industry

For the Banks industry and Financial Services sector, Ottawa Bancorp's 3-1 Month Momentum % distribution charts can be found below:

* The bar in red indicates where Ottawa Bancorp's 3-1 Month Momentum % falls into.


OTTW
62GF Score
Ottawa Bancorp Inc OTTW
3-1 Month Momentum % is just one metric. See GF Score™, valuation, warning signs, and more.
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Ottawa Bancorp  (OTCPK:OTTW) 3-1 Month Momentum % Calculation

3-1 Month Momentum % is calculated as following:

3-1 Month Momentum %=( Price 1-month ago / Price 3-month ago - 1 ) * 100 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about 3-1 Month Momentum % →
What does a 3-1 Month Momentum % of 1.96% mean?
Ottawa Bancorp (OTTW) has a 3-1 Month Momentum % of 1.96% as of Aug. 19, 2026. 3-1 Month Momentum measures the total return of the stock from 3-month ago to 1-month ago. View historical data on Ottawa Bancorp and its competitors. According to the industry distribution chart, Ottawa Bancorp ranks #983 out of 1577 companies in the Banks industry, placing it in the top 62.3%.
Is Ottawa Bancorp's 3-1 Month Momentum % too high?
Ottawa Bancorp's current 3-1 Month Momentum % is 1.96%. The Banks industry median 3-1 Month Momentum % is 5.19. Ottawa Bancorp's value of 1.96% is 62.2% below this industry median. Based on the distribution chart, Ottawa Bancorp ranks #983 out of 1577 companies in the Banks industry, which is below the industry midpoint. Overall, Ottawa Bancorp has a GF Score™ of 62/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Ottawa Bancorp's 3-1 Month Momentum % compare to PCLB and HRBK?
According to the Banks industry distribution chart, Ottawa Bancorp ranks #983 out of 1577 companies for 3-1 Month Momentum %. This places Ottawa Bancorp in the lower half of its industry. The industry median 3-1 Month Momentum % is 5.19. Ottawa Bancorp's value of 1.96% is 62.2% below this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 3-1 Month Momentum % for a Banks company?
The median 3-1 Month Momentum % among Banks companies is 5.19, based on 1,577 companies in the industry. Companies in the top quartile (top 25%) have a 3-1 Month Momentum % significantly above this median, while those in the bottom quartile fall well below. However, 3-1 Month Momentum % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Ottawa Bancorp's current 3-1 Month Momentum % of 1.96% is 62.2% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 3-1 Month Momentum % mean?
A high 3-1 Month Momentum % can signal that a stock is expensive relative to its fundamentals. 3-1 Month Momentum measures the total return of the stock from 3-month ago to 1-month ago. View historical data on Ottawa Bancorp and its competitors. For the Banks industry, the median 3-1 Month Momentum % is 5.19 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Ottawa Bancorp's current 3-1 Month Momentum % is 1.96%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Ottawa Bancorp stock overvalued right now?
Based on GuruFocus' analysis, Ottawa Bancorp (OTTW) is currently considered Fairly Valued. The stock's GF Value™ is $16.53, compared to a current price of $16.00 — trading 3.2% below its estimated fair value. The current 3-1 Month Momentum % is 1.96% and 62.2% below the Banks industry median of 5.19. Ottawa Bancorp's overall GF Score™ is 62/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 3-1 Month Momentum % calculated?
3-1 Month Momentum % is calculated from a company's financial statements. For Ottawa Bancorp (OTTW), the current 3-1 Month Momentum % is 1.96% as of Aug. 19, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Ottawa Bancorp (OTTW) Overvalued in 2026?

Based on GuruFocus' analysis, Ottawa Bancorp stock appears to be undervalued. The current stock price of $16.00 is trading 3.2% below its estimated GF Value™ of $16.53. GuruFocus considers Ottawa Bancorp to be Fairly Valued.

Key valuation signals for OTTW:

  • 3-1 Month Momentum %: 1.96%
  • GF Value™: $16.53 vs. price of $16.00 (3.2% below fair value)
  • GF Score™: 62/100 with 4 warning signs
  • Industry Position: 62.2% below the Banks median (#983 of 1577)

No single metric tells the full story. See the OTTW stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Ottawa Bancorp Business Description

Address 925 LaSalle Street, Ottawa, IL, USA, 61350
Ottawa Bancorp Inc is a bank holding company. Through its banking subsidiary, it is engaged in providing a variety of financial services to individual and corporate customers in the Ottawa, Marseilles, and Morris, Illinois areas. The bank offers services such as checking, savings, loans, online banking, commercial leasing, and others. It generates revenue from interest and fees related to single-family residential loans to middle-income individuals and interest and fees related to commercial loans to small businesses.
62GF Score

Get the complete analysis for OTTW

3-1 Month Momentum % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$16.00
Price
$16.53
GF Value