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The historical data trend for Ottawa Bancorp's Total Payout Ratio can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
OTTW vs PCLB, HRBK, GNRV: Total Payout Ratio Comparison
For the Banks - Regional subindustry, Ottawa Bancorp's Total Payout Ratio, along with its competitors' market caps and Total Payout Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Ottawa Bancorp Total Payout Ratio vs Banks Industry
For the Banks industry and Financial Services sector, Ottawa Bancorp's Total Payout Ratio distribution charts can be found below:
* The bar in red indicates where Ottawa Bancorp's Total Payout Ratio falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Ottawa Bancorp (OTTW) has a Total Payout Ratio of 0.00 as of Aug. 10, 2026. Total Payout Ratio is the percent a company has paid to its shareholders through net repurchase of shares and dividends based on its Net Income. View historical data on Ottawa Bancorp and its competitors.
Is Ottawa Bancorp's Total Payout Ratio too high?
Ottawa Bancorp's current Total Payout Ratio is 0.00. Overall, Ottawa Bancorp has a GF Score™ of 62/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Ottawa Bancorp's Total Payout Ratio compare to PCLB and HRBK?
Ottawa Bancorp's Total Payout Ratio of 0.00 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Total Payout Ratio for a Banks company?
A good Total Payout Ratio depends on the Banks industry context. However, Total Payout Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Total Payout Ratio mean?
A high Total Payout Ratio can signal that a stock is expensive relative to its fundamentals. Total Payout Ratio is the percent a company has paid to its shareholders through net repurchase of shares and dividends based on its Net Income. View historical data on Ottawa Bancorp and its competitors. Ottawa Bancorp's current Total Payout Ratio is 0.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Ottawa Bancorp stock overvalued right now?
Based on GuruFocus' analysis, Ottawa Bancorp (OTTW) is currently considered Fairly Valued. The stock's GF Value™ is $16.53, compared to a current price of $15.77 — trading 4.6% below its estimated fair value. The current Total Payout Ratio is 0.00. Ottawa Bancorp's overall GF Score™ is 62/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Total Payout Ratio calculated?
Total Payout Ratio is calculated from a company's financial statements. For Ottawa Bancorp (OTTW), the current Total Payout Ratio is 0.00 as of Aug. 10, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Ottawa Bancorp (OTTW) Overvalued in 2026?
Based on GuruFocus' analysis, Ottawa Bancorp stock appears to be undervalued.
The current stock price of $15.77 is trading 4.6% below its estimated GF Value™ of $16.53.
GuruFocus considers Ottawa Bancorp to be Fairly Valued.
Key valuation signals for OTTW:
Total Payout Ratio: 0.00
GF Value™: $16.53 vs. price of $15.77 (4.6% below fair value)
No single metric tells the full story. See the OTTW stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Ottawa Bancorp Inc is a bank holding company. Through its banking subsidiary, it is engaged in providing a variety of financial services to individual and corporate customers in the Ottawa, Marseilles, and Morris, Illinois areas. The bank offers services such as checking, savings, loans, online banking, commercial leasing, and others. It generates revenue from interest and fees related to single-family residential loans to middle-income individuals and interest and fees related to commercial loans to small businesses.
62GF Score
Get the complete analysis for OTTW
Total Payout Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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