OTTW (Ottawa Bancorp) EPS (Basic): $0.79 (TTM As of Mar. 2026)


OTTW Ottawa Bancorp Inc OTTW
60 GF Score
Price $15.35
GF Value $15.16
Valuation Fairly Valued
! 4 Warning Signs
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What is Ottawa Bancorp EPS (Basic)?

Ottawa Bancorp OTTW 60 EPS (Basic) is $0.79 as of Mar. 2026. GuruFocus rates OTTW with a GF Score™ of 60/100 and a GF Value™ of $15.16 (Fairly Valued). The stock has 4 warning signs investors should review.

Ottawa Bancorp's basic earnings per share (Basic EPS) for the three months ended in Mar. 2026 was $0.26. Its basic earnings per share (Basic EPS) for the trailing twelve months (TTM) ended in Mar. 2026 was $0.79.

Ottawa Bancorp's EPS (Diluted) for the three months ended in Mar. 2026 was $0.26. Its EPS (Diluted) for the trailing twelve months (TTM) ended in Mar. 2026 was $0.79.

Ottawa Bancorp's EPS without NRI for the three months ended in Mar. 2026 was $0.26. Its EPS without NRIearnings per share without non-recurring items for the trailing twelve months (TTM) ended in Mar. 2026 was 0.79.

During the past 12 months, Ottawa Bancorp's average EPS without NRIGrowth Rate was 97.50% per year. During the past 3 years, the average EPS without NRI Growth Rate was -9.60% per year. During the past 5 years, the average EPS without NRI Growth Rate was -12.80% per year. During the past 10 years, the average EPS without NRI Growth Rate was 4.60% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the EPS without NRI Growth Rate using EPS without NRI data.

During the past 13 years, Ottawa Bancorp's highest 3-Year average EPS without NRI Growth Rate was 69.00% per year. The lowest was -37.90% per year. And the median was 5.10% per year.

Ottawa Bancorp  (OTCPK:OTTW) EPS (Basic) Explanation

EPS is the single most important variable used by Wall Street in determining the earnings power of a company. But investors need to be aware that Earnings per Share can be easily manipulated by adjusting depreciation and amortization rate or non-recurring items. That's why GuruFocus lists EPS without NRI, which better reflects the company's underlying performance.

Be Aware

Compared with Earnings per share, a company's cash flow is better indicator of the company's earnings power.

If a company's earnings per share is less than cash flow per share over long term, investors need to be cautious and find out why.

Ottawa Bancorp EPS (Basic) Related Terms

Ottawa Bancorp EPS (Basic) Historical Data

* Premium members only.

The historical data trend for Ottawa Bancorp's EPS (Basic) can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Ottawa Bancorp EPS (Basic) Chart

Ottawa Bancorp Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
EPS (Basic)
Get a 7-Day Free Trial Premium Member Only Premium Member Only 1.03 0.96 0.66 0.31 0.71

Ottawa Bancorp Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
EPS (Basic) Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.19 0.21 0.18 0.14 0.26
OTTW
60GF Score
Ottawa Bancorp Inc OTTW
EPS (Basic) is just one metric. See GF Score™, valuation, warning signs, and more.
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Ottawa Bancorp EPS (Basic) Calculation

EPS (Basic) is a rough measurement of the amount of a company's profit that can be allocated to one share of its stock. Basic earnings per share (EPS) do not factor in the dilutive effects on convertible securities.

Ottawa Bancorp's Basic EPS for the fiscal year that ended in Dec. 2025 is calculated as

Basic EPS (A: Dec. 2025 )=(Net Income-Preferred Dividends)/Shares Outstanding (Basic Average)
=(1.681-0)/2.353
=0.71

Ottawa Bancorp's Basic EPS for the quarter that ended in Mar. 2026 is calculated as

Basic EPS (Q: Mar. 2026 )=(Net Income-Preferred Dividends)/Shares Outstanding (Basic Average)
=(0.583-0)/2.241
=0.26

EPS (Basic) for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was $0.79

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about EPS (Basic) →
What does a EPS (Basic) of $0.79 mean?
Ottawa Bancorp (OTTW) has a EPS (Basic) of $0.79 as of Mar. 2026. Earnings per share (basic) equals net income divided by the standard, non-diluted average shares outstanding. View historical data on Ottawa Bancorp and its competitors.
Is Ottawa Bancorp's EPS (Basic) too high?
Ottawa Bancorp's current EPS (Basic) is $0.79. Overall, Ottawa Bancorp has a GF Score™ of 60/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Ottawa Bancorp's EPS (Basic) compare to EFSG and SSBP?
Ottawa Bancorp's EPS (Basic) of $0.79 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EPS (Basic) for a Banks company?
A good EPS (Basic) depends on the Banks industry context. However, EPS (Basic) should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EPS (Basic) mean?
A high EPS (Basic) can signal that a stock is expensive relative to its fundamentals. Earnings per share (basic) equals net income divided by the standard, non-diluted average shares outstanding. View historical data on Ottawa Bancorp and its competitors. Ottawa Bancorp's current EPS (Basic) is $0.79. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Ottawa Bancorp stock overvalued right now?
Based on GuruFocus' analysis, Ottawa Bancorp (OTTW) is currently considered Fairly Valued. The stock's GF Value™ is $15.16, compared to a current price of $15.35 — trading 1.3% above its estimated fair value. The current EPS (Basic) is $0.79. Ottawa Bancorp's overall GF Score™ is 60/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EPS (Basic) calculated?
EPS (Basic) is calculated from a company's financial statements. For Ottawa Bancorp (OTTW), the current EPS (Basic) is $0.79 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Ottawa Bancorp (OTTW) Overvalued in 2026?

Based on GuruFocus' analysis, Ottawa Bancorp stock appears to be overvalued. The current stock price of $15.35 is trading 1.3% above its estimated GF Value™ of $15.16. GuruFocus considers Ottawa Bancorp to be Fairly Valued.

Key valuation signals for OTTW:

  • EPS (Basic): $0.79
  • GF Value™: $15.16 vs. price of $15.35 (1.3% above fair value)
  • GF Score™: 60/100 with 4 warning signs

No single metric tells the full story. See the OTTW stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Ottawa Bancorp Business Description

Address 925 LaSalle Street, Ottawa, IL, USA, 61350
Ottawa Bancorp Inc is a bank holding company. Through its banking subsidiary, it is engaged in providing a variety of financial services to individual and corporate customers in the Ottawa, Marseilles, and Morris, Illinois areas. The bank offers services such as checking, savings, loans, online banking, commercial leasing, and others. It generates revenue from interest and fees related to single-family residential loans to middle-income individuals and interest and fees related to commercial loans to small businesses.
60GF Score

Get the complete analysis for OTTW

EPS (Basic) is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$15.35
Price
$15.16
GF Value