Ottawa BancorpOTTW 61 PEG Ratio is 13.88 as of Jul. 01, 2026, which is 153% above its 10-year median of 5.48. GuruFocus rates OTTW with a GF Score™ of 61/100 and a GF Value™ of $15.16 (Fairly Valued). The stock has 4 warning signs investors should review. Among 1,229 Banks companies, Ottawa Bancorp ranks worse than 95.69% on this metric.
PE Ratio without NRI / 5-Year Book Value Growth Rate*
* The 5-Year Book Value Growth Rate is the 5-year average Book Value per share growth rate. While the denominator is a percentage, we use the whole number as opposed to the decimal form for the calculation. For example, 5% would be shown as 5 as opposed to 0.05. If it's smaller than or equal to 0, then the PEG Ratio is not calculated.
The historical rank and industry rank for Ottawa Bancorp's PEG Ratio or its related term are showing as below:
OTTW'
s PEG Ratio Range Over the Past 10 Years
Min: 1.38 Med: 5.48 Max: 17.88
Current: 13.88
During the past 13 years, Ottawa Bancorp's highest PEG Ratio was 17.88. The lowest was 1.38. And the median was 5.48.
OTTW's PEG Ratio is ranked worse than 95.69% of 1229
companies
in the Banks industry
Industry Median: 1.52
vs OTTW: 13.88
Peter Lynch thinks a company with a P/E ratio equal to its growth rate is fairly valued.
Ottawa Bancorp (OTCPK:OTTW) PEG Ratio Explanation
To compare stocks with different growth rates, Peter Lynch invented a ratio called PEG Ratio. PEG Ratio is defined as the P/E ratio divided by the growth ratio. He thinks a company with a P/E ratio equal to its growth rate is fairly valued. Still he said he would rather buy a company growing 20% a year with a P/E of 20, instead of a company growing 10% a year with a P/E of 10.
Ottawa Bancorp PEG Ratio Related Terms
Ottawa Bancorp PEG Ratio Historical Data
* Premium members only.
The historical data trend for Ottawa Bancorp's PEG Ratio can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, Ottawa Bancorp's PEG Ratio, along with its competitors' market caps and PEG Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Ottawa Bancorp PEG Ratio vs Banks Industry
For the Banks industry and Financial Services sector, Ottawa Bancorp's PEG Ratio distribution charts can be found below:
* The bar in red indicates where Ottawa Bancorp's PEG Ratio falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
* Note: The 5-Year Book Value Growth Rate is the 5-year average Book Value per share growth rate. While the denominator is a percentage, we use the whole number as opposed to the decimal form for the calculation. For example, 5% would be shown as 5 as opposed to 0.05. If it's smaller than or equal to 0, then the PEG Ratio is not calculated.
Ottawa Bancorp (OTTW) has a PEG Ratio of 13.88 as of Jul. 01, 2026. Price-earnings to growth ratio is the ratio of price-earnings to a company's earnings growth rate. View historical data on Ottawa Bancorp and its competitors. This is 153% above median its historical median of 5.48. Over the past decade, Ottawa Bancorp's PEG Ratio has ranged from 1.38 to 17.88. According to the industry distribution chart, Ottawa Bancorp ranks #1176 out of 1229 companies in the Banks industry, placing it in the top 95.7%.
Is Ottawa Bancorp's PEG Ratio too high?
Ottawa Bancorp's current PEG Ratio of 13.88 is 153% above median its 10-year median of 5.48. Over the past 10 years, this metric has ranged from a low of 1.38 to a high of 17.88. The Banks industry median PEG Ratio is 1.52. Ottawa Bancorp's value of 13.88 is 813.2% above this industry median. Based on the distribution chart, Ottawa Bancorp ranks #1176 out of 1229 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, Ottawa Bancorp has a GF Score™ of 61/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Ottawa Bancorp's PEG Ratio compare to EFSG and SSBP?
According to the Banks industry distribution chart, Ottawa Bancorp ranks #1176 out of 1229 companies for PEG Ratio. This places Ottawa Bancorp in the lower half of its industry. The industry median PEG Ratio is 1.52. Ottawa Bancorp's value of 13.88 is 813.2% above this benchmark. Historically, Ottawa Bancorp's own PEG Ratio has ranged from 1.38 to 17.88 over the past decade. While the company's 10-year median is 5.48 vs. the industry median of 1.52, Ottawa Bancorp has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PEG Ratio for a Banks company?
The median PEG Ratio among Banks companies is 1.52, based on 1,229 companies in the industry. Companies in the top quartile (top 25%) have a PEG Ratio significantly above this median, while those in the bottom quartile fall well below. However, PEG Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Ottawa Bancorp's current PEG Ratio of 13.88 is 813.2% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PEG Ratio mean?
A high PEG Ratio can signal that a stock is expensive relative to its fundamentals. Price-earnings to growth ratio is the ratio of price-earnings to a company's earnings growth rate. View historical data on Ottawa Bancorp and its competitors. For the Banks industry, the median PEG Ratio is 1.52 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Ottawa Bancorp's current PEG Ratio is 13.88, which is 153% above median its own 10-year median of 5.48. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Ottawa Bancorp stock overvalued right now?
Based on GuruFocus' analysis, Ottawa Bancorp (OTTW) is currently considered Fairly Valued. The stock's GF Value™ is $15.16, compared to a current price of $15.35 — trading 1.3% above its estimated fair value. The current PEG Ratio is 13.88, which is 153% above median its 10-year median of 5.48 and 813.2% above the Banks industry median of 1.52. Ottawa Bancorp's overall GF Score™ is 61/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PEG Ratio calculated?
PEG Ratio is calculated from a company's financial statements. For Ottawa Bancorp (OTTW), the current PEG Ratio is 13.88 as of Jul. 01, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Ottawa Bancorp (OTTW) Overvalued in 2026?
Based on GuruFocus' analysis, Ottawa Bancorp stock appears to be overvalued.
The current stock price of $15.35 is trading 1.3% above its estimated GF Value™ of $15.16.
GuruFocus considers Ottawa Bancorp to be Fairly Valued.
Key valuation signals for OTTW:
PEG Ratio: 13.88 (153% above median its 10-year median of 5.48)
GF Value™: $15.16 vs. price of $15.35 (1.3% above fair value)
Industry Position: 813.2% above the Banks median (#1176 of 1229)
No single metric tells the full story. See the OTTW stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Ottawa Bancorp Inc is a bank holding company. Through its banking subsidiary, it is engaged in providing a variety of financial services to individual and corporate customers in the Ottawa, Marseilles, and Morris, Illinois areas. The bank offers services such as checking, savings, loans, online banking, commercial leasing, and others. It generates revenue from interest and fees related to single-family residential loans to middle-income individuals and interest and fees related to commercial loans to small businesses.
61GF Score
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