Beta is the sensitivity of the expected excess asset returns to the expected excess market returns. As of today (2026-06-28), Bank of Jiujiang Co's Beta is -0.4718.
Bank of Jiujiang Co (STU:BJ8) Beta Explanation
Beta is a measure of the volatility, or systematic risk, of a security or a portfolio in comparison to the market as a whole. We usually compare beta to 1. A beta of 1 indicates that the security's price will move with the market. A beta of less than 1 means that the security will be less volatile than the market. A beta of greater than 1 indicates that the security's price will be more volatile than the market.
Beta is primarily used in the Capital Asset Pricing Model (CAPM) to calculate the Cost of Equity, which can be used in the calculation of WACC %. The formula of Cost of Equity is:
Cost of Equity = Risk-Free Rate of Return + Beta of Asset * (Expected Return of the Market - Risk-Free Rate of Return)
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, Bank of Jiujiang Co's Beta, along with its competitors' market caps and Beta data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Bank of Jiujiang Co Beta vs Banks Industry
For the Banks industry and Financial Services sector, Bank of Jiujiang Co's Beta distribution charts can be found below:
* The bar in red indicates where Bank of Jiujiang Co's Beta falls into.
Beta is the sensitivity of the expected excess asset returns to the expected excess market returns. A stock's beta can be calculated by dividing the product of the covariance of the individual stock's returns and the market's returns by the variance of the market's returns over a specified period. Basically, GuruFocus uses the returns calculated over three-year period.
Bank of Jiujiang Co (STU:BJ8) has a Beta of -0.4718 as of Jun. 28, 2026. Beta is the sensitivity of the expected excess asset returns to the expected excess market returns. View historical data for Bank of Jiujiang Co and its competitors.
Is Bank of Jiujiang Co's Beta too high?
Bank of Jiujiang Co's current Beta is -0.4718. Overall, Bank of Jiujiang Co has a GF Score™ of 66/100, reflecting its overall financial health beyond just this single metric.
How does Bank of Jiujiang Co's Beta compare to competitors?
Bank of Jiujiang Co's Beta of -0.4718 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Beta for a Banks company?
A good Beta depends on the Banks industry context. However, Beta should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Beta mean?
A high Beta can signal that a stock is expensive relative to its fundamentals. Beta is the sensitivity of the expected excess asset returns to the expected excess market returns. View historical data for Bank of Jiujiang Co and its competitors. Bank of Jiujiang Co's current Beta is -0.4718. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Bank of Jiujiang Co stock overvalued right now?
Bank of Jiujiang Co (STU:BJ8) has a current Beta of -0.4718. The stock's GF Value™ is €0.58, compared to a current price of €0.25 — trading 56.6% below its estimated fair value. The current Beta is -0.4718. Bank of Jiujiang Co's overall GF Score™ is 66/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Beta calculated?
Beta is calculated from a company's financial statements. For Bank of Jiujiang Co (STU:BJ8), the current Beta is -0.4718 as of Jun. 28, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Bank of Jiujiang Co (STU:BJ8) Overvalued in 2026?
Based on GuruFocus' analysis, Bank of Jiujiang Co stock appears to be undervalued.
The current stock price of €0.25 is trading 56.6% below its estimated GF Value™ of €0.58.
Key valuation signals for STU:BJ8:
Beta: -0.4718
GF Value™: €0.58 vs. price of €0.25 (56.6% below fair value)
No single metric tells the full story. See the STU:BJ8 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Bank of Jiujiang Co Ltd is a banking institution. The principal activities of the Bank and its subsidiaries comprise public deposit taking, granting short-term, medium-term and long-term loans; handling domestic and overseas settlements; bill acceptance, settlement and discounting; issuing financial bonds; acting as agent to issue, settle and underwrite government bonds; trading of government bonds and financial bonds; inter-bank placement; providing letters of credit services and guarantees; acting as agent on inward and outward payments and selling of securities investment funds and other approved business. The Group has three operating segments: Corporate banking, Retail banking, and Financial market business. The Group generates maximum revenue from the Corporate Banking segment.
66GF Score
Get the complete analysis for STU:BJ8
Beta is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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