Bank of Jiujiang Co (STU:BJ8) OCF Margin %: 226.89% (As of Dec. 2025) — 1462% Above Median


STU:BJ8 Bank of Jiujiang Co Ltd STU:BJ8
66 GF Score
Price €0.26
GF Value €0.58
! 4 Warning Signs
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What is Bank of Jiujiang Co OCF Margin %?

Bank of Jiujiang Co STU:BJ8 +2.38% 66 OCF Margin % is 226.89% as of Dec. 2025, which is 1462% above its 10-year median of 14.53. GuruFocus rates STU:BJ8 with a GF Score™ of 66/100 and a GF Value™ of €0.58. The stock has 4 warning signs investors should review. Among 1,504 Banks companies, Bank of Jiujiang Co ranks worse than 82.91% on this metric.

OCF Margin % is calculated as Cash Flow from Operations divided by its Revenue. Bank of Jiujiang Co's Cash Flow from Operations for the six months ended in Dec. 2025 was €1,249 Mil. Bank of Jiujiang Co's Revenue for the six months ended in Dec. 2025 was €550 Mil. Therefore, Bank of Jiujiang Co's OCF Margin % for the quarter that ended in Dec. 2025 was 226.89%.

As of today, Bank of Jiujiang Co's current OCF Yield % is -51.07%.

The historical rank and industry rank for Bank of Jiujiang Co's OCF Margin % or its related term are showing as below:

STU:BJ8' s OCF Margin % Range Over the Past 10 Years
Min: -252.1   Med: 14.53   Max: 632.34
Current: -31.25


During the past 11 years, the highest OCF Margin % of Bank of Jiujiang Co was 632.34%. The lowest was -252.10%. And the median was 14.53%.

STU:BJ8's OCF Margin % is ranked worse than
82.91% of 1504 companies
in the Banks industry
Industry Median: 29.405 vs STU:BJ8: -31.25


Bank of Jiujiang Co OCF Margin % Related Terms


Bank of Jiujiang Co OCF Margin % Historical Data

* Premium members only.

The historical data trend for Bank of Jiujiang Co's OCF Margin % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Bank of Jiujiang Co OCF Margin % Chart

Bank of Jiujiang Co Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
OCF Margin %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 11.89 -118.20 -187.82 -252.10 -31.74

Bank of Jiujiang Co Semi-Annual Data
Dec15 Dec16 Jun17 Dec17 Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
OCF Margin % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only -411.73 -307.61 -178.84 -247.24 226.89

Bank of Jiujiang Co OCF Margin % Competitor Comparison

For the Banks - Regional subindustry, Bank of Jiujiang Co's OCF Margin %, along with its competitors' market caps and OCF Margin % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Bank of Jiujiang Co OCF Margin % vs Banks Industry

For the Banks industry and Financial Services sector, Bank of Jiujiang Co's OCF Margin % distribution charts can be found below:

* The bar in red indicates where Bank of Jiujiang Co's OCF Margin % falls into.


STU:BJ8
66GF Score
Bank of Jiujiang Co Ltd STU:BJ8
OCF Margin % is just one metric. See GF Score™, valuation, warning signs, and more.
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Bank of Jiujiang Co OCF Margin % Calculation

OCF Margin % is the ratio of Cash Flow from Operations divided by net sales or Revenue, usually presented in percent.

Bank of Jiujiang Co's OCF Margin for the fiscal year that ended in Dec. 2025 is calculated as

OCF Margin=Cash Flow from Operations (A: Dec. 2025 )/Revenue (A: Dec. 2025 )
=-384.3/1210.715
=-31.74 %

Bank of Jiujiang Co's OCF Margin for the quarter that ended in Dec. 2025 is calculated as

OCF Margin=Cash Flow from Operations (Q: Dec. 2025 )/Revenue (Q: Dec. 2025 )
=1248.56/550.291
=226.89 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about OCF Margin % →
What does a OCF Margin % of 226.89% mean?
Bank of Jiujiang Co (STU:BJ8) has a OCF Margin % of 226.89% as of Dec. 2025. OCF Margin is the ratio of Cash Flow from Operations to Total Revenue. View historical data on Bank of Jiujiang Co and its competitors. This is 1462% above median its historical median of 14.53. According to the industry distribution chart, Bank of Jiujiang Co ranks #1247 out of 1504 companies in the Banks industry, placing it in the top 82.9%.
Is Bank of Jiujiang Co's OCF Margin % too high?
Bank of Jiujiang Co's current OCF Margin % of 226.89% is 1462% above median its 10-year median of 14.53. The Banks industry median OCF Margin % is 29.41. Bank of Jiujiang Co's value of 226.89% is 671.6% above this industry median. Based on the distribution chart, Bank of Jiujiang Co ranks #1247 out of 1504 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, Bank of Jiujiang Co has a GF Score™ of 66/100, reflecting its overall financial health beyond just this single metric.
How does Bank of Jiujiang Co's OCF Margin % compare to competitors?
According to the Banks industry distribution chart, Bank of Jiujiang Co ranks #1247 out of 1504 companies for OCF Margin %. This places Bank of Jiujiang Co in the lower half of its industry. The industry median OCF Margin % is 29.41. Bank of Jiujiang Co's value of 226.89% is 671.6% above this benchmark. While the company's 10-year median is 14.53 vs. the industry median of 29.41, Bank of Jiujiang Co has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good OCF Margin % for a Banks company?
The median OCF Margin % among Banks companies is 29.41, based on 1,504 companies in the industry. Companies in the top quartile (top 25%) have a OCF Margin % significantly above this median, while those in the bottom quartile fall well below. However, OCF Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Bank of Jiujiang Co's current OCF Margin % of 226.89% is 671.6% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high OCF Margin % mean?
A high OCF Margin % can signal that a stock is expensive relative to its fundamentals. OCF Margin is the ratio of Cash Flow from Operations to Total Revenue. View historical data on Bank of Jiujiang Co and its competitors. For the Banks industry, the median OCF Margin % is 29.41 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Bank of Jiujiang Co's current OCF Margin % is 226.89%, which is 1462% above median its own 10-year median of 14.53. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Bank of Jiujiang Co stock overvalued right now?
Bank of Jiujiang Co (STU:BJ8) has a current OCF Margin % of 226.89%. The stock's GF Value™ is €0.58, compared to a current price of €0.26 — trading 55.5% below its estimated fair value. The current OCF Margin % is 226.89%, which is 1462% above median its 10-year median of 14.53 and 671.6% above the Banks industry median of 29.41. Bank of Jiujiang Co's overall GF Score™ is 66/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is OCF Margin % calculated?
OCF Margin % is calculated from a company's financial statements. For Bank of Jiujiang Co (STU:BJ8), the current OCF Margin % is 226.89% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Bank of Jiujiang Co (STU:BJ8) Overvalued in 2026?

Based on GuruFocus' analysis, Bank of Jiujiang Co stock appears to be undervalued. The current stock price of €0.26 is trading 55.5% below its estimated GF Value™ of €0.58.

Key valuation signals for STU:BJ8:

  • OCF Margin %: 226.89% (1462% above median its 10-year median of 14.53)
  • GF Value™: €0.58 vs. price of €0.26 (55.5% below fair value)
  • GF Score™: 66/100 with 4 warning signs
  • Industry Position: 671.6% above the Banks median (#1247 of 1504)

No single metric tells the full story. See the STU:BJ8 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Bank of Jiujiang Co Business Description

Other Exchanges 06190:Hong Kong
Address No. 619 Changhong Avenue, Lianxi District, Jiangxi Province, Jiujiang, CHN, 332000
Bank of Jiujiang Co Ltd is a banking institution. The principal activities of the Bank and its subsidiaries comprise public deposit taking, granting short-term, medium-term and long-term loans; handling domestic and overseas settlements; bill acceptance, settlement and discounting; issuing financial bonds; acting as agent to issue, settle and underwrite government bonds; trading of government bonds and financial bonds; inter-bank placement; providing letters of credit services and guarantees; acting as agent on inward and outward payments and selling of securities investment funds and other approved business. The Group has three operating segments: Corporate banking, Retail banking, and Financial market business. The Group generates maximum revenue from the Corporate Banking segment.
66GF Score

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OCF Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€0.26
Price
€0.58
GF Value