Bank of Jiujiang Co (STU:BJ8) Margin of Safety % (DCF Earnings Based): -9.57% (As of Jun. 28, 2026)


STU:BJ8 Bank of Jiujiang Co Ltd STU:BJ8
66 GF Score
Price €0.25
GF Value €0.58
! 4 Warning Signs
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What is Bank of Jiujiang Co Margin of Safety % (DCF Earnings Based)?

Bank of Jiujiang Co STU:BJ8 -1.56% 66 Margin of Safety % (DCF Earnings Based) is -9.57% as of Jun. 28, 2026. GuruFocus rates STU:BJ8 with a GF Score™ of 66/100 and a GF Value™ of €0.58. The stock has 4 warning signs investors should review.

Margin of Safety % (DCF Earnings Based) = (Intrinsic Value: DCF (Earnings Based) - Current Price) / Intrinsic Value: DCF (Earnings Based).

Note: Discounted Earnings model is only suitable for predictable companies (Business Predictability Rank higher than 1-Star). If the company's Predictability Rank is 1-Star or Not Rated, result may not be accurate due to the low predictability of business and the data will not be stored into our database.

As of today (2026-06-28), Bank of Jiujiang Co's Predictability Rank is 2-Stars. Bank of Jiujiang Co's intrinsic value calculated from the Discounted Earnings model is €0.23 and current share price is €0.252. Consequently,

Bank of Jiujiang Co's Margin of Safety % (DCF Earnings Based) using Discounted Earnings model is -9.57%.

Bank of Jiujiang Co Margin of Safety % (DCF Earnings Based) Competitor Comparison

For the Banks - Regional subindustry, Bank of Jiujiang Co's Margin of Safety % (DCF Earnings Based), along with its competitors' market caps and Margin of Safety % (DCF Earnings Based) data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Bank of Jiujiang Co Margin of Safety % (DCF Earnings Based) vs Banks Industry

For the Banks industry and Financial Services sector, Bank of Jiujiang Co's Margin of Safety % (DCF Earnings Based) distribution charts can be found below:

* The bar in red indicates where Bank of Jiujiang Co's Margin of Safety % (DCF Earnings Based) falls into.


STU:BJ8
66GF Score
Bank of Jiujiang Co Ltd STU:BJ8
Margin of Safety % (DCF Earnings Based) is just one metric. See GF Score™, valuation, warning signs, and more.
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Bank of Jiujiang Co Margin of Safety % (DCF Earnings Based) Calculation

Bank of Jiujiang Co's Margin of Safety % (DCF Earnings Based) for today is calculated as

Margin of Safety % (DCF Earnings Based)=(Intrinsic Value: DCF (Earnings Based)-Current Price)/Intrinsic Value: DCF (Earnings Based)
=(0.23-0.252)/0.23
=-9.57 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

The intrinsic value is calculated from the Discounted Earnings model with default parameters. The calculation method is the same as Discounted Cash Flow model except earnings are used in the calculation instead of free cash flow.

What does a Margin of Safety % (DCF Earnings Based) of -9.57% mean?
Bank of Jiujiang Co (STU:BJ8) has a Margin of Safety % (DCF Earnings Based) of -9.57% as of Jun. 28, 2026. Margin of Safety % (DCF Earnings Based) is the percent difference between the current price and the intrinsic DCF Earnings price. View historical data on Bank of Jiujiang Co.
Is Bank of Jiujiang Co's Margin of Safety % (DCF Earnings Based) too high?
Bank of Jiujiang Co's current Margin of Safety % (DCF Earnings Based) is -9.57%. Overall, Bank of Jiujiang Co has a GF Score™ of 66/100, reflecting its overall financial health beyond just this single metric.
How does Bank of Jiujiang Co's Margin of Safety % (DCF Earnings Based) compare to competitors?
Bank of Jiujiang Co's Margin of Safety % (DCF Earnings Based) of -9.57% can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Margin of Safety % (DCF Earnings Based) for a Banks company?
A good Margin of Safety % (DCF Earnings Based) depends on the Banks industry context. However, Margin of Safety % (DCF Earnings Based) should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Margin of Safety % (DCF Earnings Based) mean?
A high Margin of Safety % (DCF Earnings Based) can signal that a stock is expensive relative to its fundamentals. Margin of Safety % (DCF Earnings Based) is the percent difference between the current price and the intrinsic DCF Earnings price. View historical data on Bank of Jiujiang Co. Bank of Jiujiang Co's current Margin of Safety % (DCF Earnings Based) is -9.57%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Bank of Jiujiang Co stock overvalued right now?
Bank of Jiujiang Co (STU:BJ8) has a current Margin of Safety % (DCF Earnings Based) of -9.57%. The stock's GF Value™ is €0.58, compared to a current price of €0.25 — trading 56.6% below its estimated fair value. The current Margin of Safety % (DCF Earnings Based) is -9.57%. Bank of Jiujiang Co's overall GF Score™ is 66/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Margin of Safety % (DCF Earnings Based) calculated?
Margin of Safety % (DCF Earnings Based) is calculated from a company's financial statements. For Bank of Jiujiang Co (STU:BJ8), the current Margin of Safety % (DCF Earnings Based) is -9.57% as of Jun. 28, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Bank of Jiujiang Co (STU:BJ8) Overvalued in 2026?

Based on GuruFocus' analysis, Bank of Jiujiang Co stock appears to be undervalued. The current stock price of €0.25 is trading 56.6% below its estimated GF Value™ of €0.58.

Key valuation signals for STU:BJ8:

  • Margin of Safety % (DCF Earnings Based): -9.57%
  • GF Value™: €0.58 vs. price of €0.25 (56.6% below fair value)
  • GF Score™: 66/100 with 4 warning signs

No single metric tells the full story. See the STU:BJ8 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Bank of Jiujiang Co Business Description

Other Exchanges 06190:Hong Kong
Address No. 619 Changhong Avenue, Lianxi District, Jiangxi Province, Jiujiang, CHN, 332000
Bank of Jiujiang Co Ltd is a banking institution. The principal activities of the Bank and its subsidiaries comprise public deposit taking, granting short-term, medium-term and long-term loans; handling domestic and overseas settlements; bill acceptance, settlement and discounting; issuing financial bonds; acting as agent to issue, settle and underwrite government bonds; trading of government bonds and financial bonds; inter-bank placement; providing letters of credit services and guarantees; acting as agent on inward and outward payments and selling of securities investment funds and other approved business. The Group has three operating segments: Corporate banking, Retail banking, and Financial market business. The Group generates maximum revenue from the Corporate Banking segment.
66GF Score

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Margin of Safety % (DCF Earnings Based) is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€0.25
Price
€0.58
GF Value