Bank of Jiujiang Co (STU:BJ8) Cyclically Adjusted Book per Share: €1.35 (As of Dec. 2025)

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STU:BJ8 Bank of Jiujiang Co Ltd STU:BJ8
64 GF Score
Price €0.29
GF Value €0.50
! 4 Warning Signs
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What is Bank of Jiujiang Co Cyclically Adjusted Book per Share?

Bank of Jiujiang Co STU:BJ8 +13.95% 64 Cyclically Adjusted Book per Share is €1.35 as of Dec. 2025. GuruFocus rates STU:BJ8 with a GF Score™ of 64/100 and a GF Value™ of €0.50. The stock has 4 warning signs investors should review.

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Book per Share and the Cyclically Adjusted PB Ratio. The Cyclically Adjusted Book per Share is the average of the inflation adjusted Book Value per Share of a company over the past 10 years.

Bank of Jiujiang Co's adjusted book value per share data for the fiscal year that ended in Dec. 2025 was €2.043. Add all the adjusted book value per share for the past 10 years together and divide the count will get our Cyclically Adjusted Book per Share, which is €1.35 for the trailing ten years ended in Dec. 2025.

During the past 12 months, Bank of Jiujiang Co's average Cyclically Adjusted Book Growth Rate was 8.70% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the Cyclically Adjusted Book Growth Rate using Cyclically Adjusted Book per Share data.

As of today (2026-07-15), Bank of Jiujiang Co's current stock price is € 0.294. Bank of Jiujiang Co's Cyclically Adjusted Book per Share for the fiscal year that ended in Dec. 2025 was €1.35. Bank of Jiujiang Co's Cyclically Adjusted PB Ratio of today is 0.22.

During the past 11 years, the highest Cyclically Adjusted PB Ratio of Bank of Jiujiang Co was 0.39. The lowest was 0.12. And the median was 0.21.


Bank of Jiujiang Co  (STU:BJ8) Cyclically Adjusted Book per Share Explanation

If a company grows much fast than inflation, Cyclically Adjusted Book per Share may underestimate the company's equity. Cyclically Adjusted PB Ratio can seem to be too high even the actual PB Ratio is low.

For the Cyclically Adjusted PB Ratio, the book value of the past 10 years are inflation-adjusted and averaged. The result is used for P/B calculation. Since it looks at the average over the last 10 years, the Cyclically Adjusted PB Ratio is also called CAPB Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PB Ratio. The Cyclically Adjusted Book per Share is the average of the inflation adjusted book value per share of a company over the past 10 years.

Bank of Jiujiang Co's Cyclically Adjusted PB Ratio of today is calculated as

Cyclically Adjusted PB Ratio=Share Price/Cyclically Adjusted Book per Share
=0.294/1.35
=0.22

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

During the past 11 years, the highest Cyclically Adjusted PB Ratio of Bank of Jiujiang Co was 0.39. The lowest was 0.12. And the median was 0.21.


Be Aware

Cyclically Adjusted PB Ratio works better for cyclical companies. It gives you a better idea on the company's real book value.


Bank of Jiujiang Co Cyclically Adjusted Book per Share Related Terms


Bank of Jiujiang Co Cyclically Adjusted Book per Share Historical Data

* Premium members only.

The historical data trend for Bank of Jiujiang Co's Cyclically Adjusted Book per Share can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Bank of Jiujiang Co Cyclically Adjusted Book per Share Chart

Bank of Jiujiang Co Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Cyclically Adjusted Book per Share
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.00 0.00 0.00 1.46 1.35

Bank of Jiujiang Co Semi-Annual Data
Dec15 Dec16 Jun17 Dec17 Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
Cyclically Adjusted Book per Share Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.00 0.00 1.46 0.00 1.35

Bank of Jiujiang Co Cyclically Adjusted Book per Share Competitor Comparison

For the Banks - Regional subindustry, Bank of Jiujiang Co's Cyclically Adjusted PB Ratio, along with its competitors' market caps and Cyclically Adjusted PB Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Bank of Jiujiang Co Cyclically Adjusted PB Ratio vs Banks Industry

For the Banks industry and Financial Services sector, Bank of Jiujiang Co's Cyclically Adjusted PB Ratio distribution charts can be found below:

* The bar in red indicates where Bank of Jiujiang Co's Cyclically Adjusted PB Ratio falls into.


STU:BJ8
64GF Score
Bank of Jiujiang Co Ltd STU:BJ8
Cyclically Adjusted Book per Share is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Bank of Jiujiang Co Cyclically Adjusted Book per Share Calculation

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Book per Share and the Cyclically Adjusted PB Ratio. The Cyclically Adjusted Book per Share is the average of the inflation adjusted Book Value per Share of a company over the past 10 years.

What is Cyclically Adjusted Book per Share? How do we calculate Cyclically Adjusted Book per Share?

Cyclically Adjusted Book per Share is the average of the inflation adjusted Book Value per Share of a company over the past 10 years. Let's use an example to explain.

If we want to calculate the Cyclically Adjusted Book per Share of Wal-Mart (WMT) for Dec. 31, 2010, we need to have the inflation data and the book value per share from 2001 through 2010.

We adjusted the 2001 book value per share data with the total inflation from 2001 through 2010 to the equivalent book value in 2010. If the total inflation from 2001 to 2010 is 40%, and Wal-Mart's book value is $1 a share in 2001, then the 2001's equivalent book value in 2010 is $1.4 a share. If Wal-Mart's book value is $1 again in 2002, and the total inflation from 2002 through 2010 is 35%, then the equivalent 2002 book value in 2010 is $1.35. So on and so forth, you get the equivalent book value per share of past 10 years. Then you add them together and divided the sum by the count to get Cyclically Adjusted Book per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

For example, Bank of Jiujiang Co's adjusted Book Value per Share data for the fiscal year that ended in Dec. 2025 was:

Adj_Book=Book Value per Share /CPI of Dec. 2025 (Change)*Current CPI (Dec. 2025)
=2.043/115.8323*115.8323
=2.043

Current CPI (Dec. 2025) = 115.8323.

Bank of Jiujiang Co Annual Data

Book Value per Share CPI Adj_Book
201612 0.888 102.600 1.003
201712 1.099 104.500 1.218
201812 1.223 106.500 1.330
201912 1.318 111.200 1.373
202012 1.356 111.500 1.409
202112 2.002 113.108 2.050
202212 2.004 115.116 2.016
202312 1.811 114.781 1.828
202412 1.923 114.893 1.939
202512 2.043 115.832 2.043

Add all the adjusted book value per share together and divide the count will get our Cyclically Adjusted Book per Share.

What does a Cyclically Adjusted Book per Share of €1.35 mean?
Bank of Jiujiang Co (STU:BJ8) has a Cyclically Adjusted Book per Share of €1.35 as of Dec. 2025. Cyclically adjusted book value per share represents the company's inflation-adjusted book value per share over a 10-year period. View historical data on Bank of Jiujiang Co and its competitors.
Is Bank of Jiujiang Co's Cyclically Adjusted Book per Share too high?
Bank of Jiujiang Co's current Cyclically Adjusted Book per Share is €1.35. Overall, Bank of Jiujiang Co has a GF Score™ of 64/100, reflecting its overall financial health beyond just this single metric.
How does Bank of Jiujiang Co's Cyclically Adjusted Book per Share compare to competitors?
Bank of Jiujiang Co's Cyclically Adjusted Book per Share of €1.35 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cyclically Adjusted Book per Share for a Banks company?
A good Cyclically Adjusted Book per Share depends on the Banks industry context. However, Cyclically Adjusted Book per Share should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cyclically Adjusted Book per Share mean?
A high Cyclically Adjusted Book per Share can signal that a stock is expensive relative to its fundamentals. Cyclically adjusted book value per share represents the company's inflation-adjusted book value per share over a 10-year period. View historical data on Bank of Jiujiang Co and its competitors. Bank of Jiujiang Co's current Cyclically Adjusted Book per Share is €1.35. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Bank of Jiujiang Co stock overvalued right now?
Bank of Jiujiang Co (STU:BJ8) has a current Cyclically Adjusted Book per Share of €1.35. The stock's GF Value™ is €0.50, compared to a current price of €0.29 — trading 41.2% below its estimated fair value. The current Cyclically Adjusted Book per Share is €1.35. Bank of Jiujiang Co's overall GF Score™ is 64/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cyclically Adjusted Book per Share calculated?
Cyclically Adjusted Book per Share is calculated from a company's financial statements. For Bank of Jiujiang Co (STU:BJ8), the current Cyclically Adjusted Book per Share is €1.35 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Bank of Jiujiang Co (STU:BJ8) Overvalued in 2026?

Based on GuruFocus' analysis, Bank of Jiujiang Co stock appears to be undervalued. The current stock price of €0.29 is trading 41.2% below its estimated GF Value™ of €0.50.

Key valuation signals for STU:BJ8:

  • Cyclically Adjusted Book per Share: €1.35
  • GF Value™: €0.50 vs. price of €0.29 (41.2% below fair value)
  • GF Score™: 64/100 with 4 warning signs

No single metric tells the full story. See the STU:BJ8 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Bank of Jiujiang Co Business Description

Other Exchanges 06190:Hong Kong
Address No. 619 Changhong Avenue, Lianxi District, Jiangxi Province, Jiujiang, CHN, 332000
Bank of Jiujiang Co Ltd is a banking institution. The principal activities of the Bank and its subsidiaries comprise public deposit taking, granting short-term, medium-term and long-term loans; handling domestic and overseas settlements; bill acceptance, settlement and discounting; issuing financial bonds; acting as agent to issue, settle and underwrite government bonds; trading of government bonds and financial bonds; inter-bank placement; providing letters of credit services and guarantees; acting as agent on inward and outward payments and selling of securities investment funds and other approved business. The Group has three operating segments: Corporate banking, Retail banking, and Financial market business. The Group generates maximum revenue from the Corporate Banking segment.
64GF Score

Get the complete analysis for STU:BJ8

Cyclically Adjusted Book per Share is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€0.29
Price
€0.50
GF Value