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Bank of Jiujiang Co (STU:BJ8) Effective Interest Rate on Debt % Explanation
Effective Interest Rate on Debt % measures the usage rate that a borrower actually pays on a debt.
Bank of Jiujiang Co Effective Interest Rate on Debt % Related Terms
Bank of Jiujiang Co Effective Interest Rate on Debt % Historical Data
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The historical data trend for Bank of Jiujiang Co's Effective Interest Rate on Debt % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Bank of Jiujiang Co Effective Interest Rate on Debt % Chart
Bank of Jiujiang Co Effective Interest Rate on Debt % Competitor Comparison
For the Banks - Regional subindustry, Bank of Jiujiang Co's Effective Interest Rate on Debt %, along with its competitors' market caps and Effective Interest Rate on Debt % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Bank of Jiujiang Co Effective Interest Rate on Debt % vs Banks Industry
For the Banks industry and Financial Services sector, Bank of Jiujiang Co's Effective Interest Rate on Debt % distribution charts can be found below:
* The bar in red indicates where Bank of Jiujiang Co's Effective Interest Rate on Debt % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual Effective Interest Rate on Debt %, the Interest Expense of the last fiscal year and the average total debt over the fiscal year are used. In calculating the quarterly data,
the Interest Expense data used here is two times the semi-annual (Dec. 2025) interest expense data.
Effective Interest Rate on Debt % is displayed in the 30-year financial page.
What does a Effective Interest Rate on Debt % of 17.78% mean?
Bank of Jiujiang Co (STU:BJ8) has a Effective Interest Rate on Debt % of 17.78% as of Dec. 2025. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Bank of Jiujiang Co and its competitors.
Is Bank of Jiujiang Co's Effective Interest Rate on Debt % too high?
Bank of Jiujiang Co's current Effective Interest Rate on Debt % is 17.78%. Overall, Bank of Jiujiang Co has a GF Score™ of 68/100, reflecting its overall financial health beyond just this single metric.
How does Bank of Jiujiang Co's Effective Interest Rate on Debt % compare to competitors?
Bank of Jiujiang Co's Effective Interest Rate on Debt % of 17.78% can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Effective Interest Rate on Debt % for a Banks company?
A good Effective Interest Rate on Debt % depends on the Banks industry context. However, Effective Interest Rate on Debt % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Effective Interest Rate on Debt % mean?
A high Effective Interest Rate on Debt % can signal that a stock is expensive relative to its fundamentals. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Bank of Jiujiang Co and its competitors. Bank of Jiujiang Co's current Effective Interest Rate on Debt % is 17.78%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Bank of Jiujiang Co stock overvalued right now?
Bank of Jiujiang Co (STU:BJ8) has a current Effective Interest Rate on Debt % of 17.78%. The stock's GF Value™ is €0.52, compared to a current price of €0.30 — trading 42.3% below its estimated fair value. The current Effective Interest Rate on Debt % is 17.78%. Bank of Jiujiang Co's overall GF Score™ is 68/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Effective Interest Rate on Debt % calculated?
Effective Interest Rate on Debt % is calculated from a company's financial statements. For Bank of Jiujiang Co (STU:BJ8), the current Effective Interest Rate on Debt % is 17.78% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Bank of Jiujiang Co (STU:BJ8) Overvalued in 2026?
Based on GuruFocus' analysis, Bank of Jiujiang Co stock appears to be undervalued.
The current stock price of €0.30 is trading 42.3% below its estimated GF Value™ of €0.52.
Key valuation signals for STU:BJ8:
Effective Interest Rate on Debt %: 17.78%
GF Value™: €0.52 vs. price of €0.30 (42.3% below fair value)
No single metric tells the full story. See the STU:BJ8 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Bank of Jiujiang Co Ltd is a banking institution. The principal activities of the Bank and its subsidiaries comprise public deposit taking, granting short-term, medium-term and long-term loans; handling domestic and overseas settlements; bill acceptance, settlement and discounting; issuing financial bonds; acting as agent to issue, settle and underwrite government bonds; trading of government bonds and financial bonds; inter-bank placement; providing letters of credit services and guarantees; acting as agent on inward and outward payments and selling of securities investment funds and other approved business. The Group has three operating segments: Corporate banking, Retail banking, and Financial market business. The Group generates maximum revenue from the Corporate Banking segment.
68GF Score
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Effective Interest Rate on Debt % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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