Bank of Jiujiang Co (STU:BJ8) ROE % Adjusted to Book Value: 26.13% (As of Dec. 2025)


STU:BJ8 Bank of Jiujiang Co Ltd STU:BJ8
66 GF Score
Price €0.26
GF Value €0.50
! 4 Warning Signs
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What is Bank of Jiujiang Co ROE % Adjusted to Book Value?

Bank of Jiujiang Co STU:BJ8 66 ROE % Adjusted to Book Value is 26.13% as of Dec. 2025. GuruFocus rates STU:BJ8 with a GF Score™ of 66/100 and a GF Value™ of €0.50. The stock has 4 warning signs investors should review.

Bank of Jiujiang Co's ROE % for the quarter that ended in Dec. 2025 was 2.09%. Bank of Jiujiang Co's PB Ratio for the quarter that ended in Dec. 2025 was 0.08. Bank of Jiujiang Co's ROE % Adjusted to Book Value for the quarter that ended in Dec. 2025 was 26.13%.


Bank of Jiujiang Co ROE % Adjusted to Book Value Related Terms


Bank of Jiujiang Co ROE % Adjusted to Book Value Historical Data

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The historical data trend for Bank of Jiujiang Co's ROE % Adjusted to Book Value can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Bank of Jiujiang Co ROE % Adjusted to Book Value Chart

Bank of Jiujiang Co Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
ROE % Adjusted to Book Value
Get a 7-Day Free Trial Premium Member Only Premium Member Only 9.90 8.73 4.23 5.94 22.25

Bank of Jiujiang Co Semi-Annual Data
Dec15 Dec16 Jun17 Dec17 Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
ROE % Adjusted to Book Value Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only -2.36 6.83 3.00 7.04 26.13

Bank of Jiujiang Co ROE % Adjusted to Book Value Competitor Comparison

For the Banks - Regional subindustry, Bank of Jiujiang Co's ROE % Adjusted to Book Value, along with its competitors' market caps and ROE % Adjusted to Book Value data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Bank of Jiujiang Co ROE % Adjusted to Book Value vs Banks Industry

For the Banks industry and Financial Services sector, Bank of Jiujiang Co's ROE % Adjusted to Book Value distribution charts can be found below:

* The bar in red indicates where Bank of Jiujiang Co's ROE % Adjusted to Book Value falls into.


STU:BJ8
66GF Score
Bank of Jiujiang Co Ltd STU:BJ8
ROE % Adjusted to Book Value is just one metric. See GF Score™, valuation, warning signs, and more.
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Bank of Jiujiang Co ROE % Adjusted to Book Value Calculation

Bank of Jiujiang Co's ROE % Adjusted to Book Value for the fiscal year that ended in Dec. 2025 is calculated as

ROE % Adjusted to Book Value=ROE % / PB Ratio
=1.78% / 0.08
=22.25%

Bank of Jiujiang Co's ROE % Adjusted to Book Value for the quarter that ended in Dec. 2025 is calculated as

ROE % Adjusted to Book Value=ROE % / PB Ratio
=2.09% / 0.08
=26.13%

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

What does a ROE % Adjusted to Book Value of 26.13% mean?
Bank of Jiujiang Co (STU:BJ8) has a ROE % Adjusted to Book Value of 26.13% as of Dec. 2025. Return on equity adjusted to book is the ratio of return on equity to price-book ratio. View historical data on Bank of Jiujiang Co and its competitors.
Is Bank of Jiujiang Co's ROE % Adjusted to Book Value too high?
Bank of Jiujiang Co's current ROE % Adjusted to Book Value is 26.13%. Overall, Bank of Jiujiang Co has a GF Score™ of 66/100, reflecting its overall financial health beyond just this single metric.
How does Bank of Jiujiang Co's ROE % Adjusted to Book Value compare to competitors?
Bank of Jiujiang Co's ROE % Adjusted to Book Value of 26.13% can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROE % Adjusted to Book Value for a Banks company?
A good ROE % Adjusted to Book Value depends on the Banks industry context. However, ROE % Adjusted to Book Value should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROE % Adjusted to Book Value mean?
A high ROE % Adjusted to Book Value can signal that a stock is expensive relative to its fundamentals. Return on equity adjusted to book is the ratio of return on equity to price-book ratio. View historical data on Bank of Jiujiang Co and its competitors. Bank of Jiujiang Co's current ROE % Adjusted to Book Value is 26.13%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Bank of Jiujiang Co stock overvalued right now?
Bank of Jiujiang Co (STU:BJ8) has a current ROE % Adjusted to Book Value of 26.13%. The stock's GF Value™ is €0.50, compared to a current price of €0.26 — trading 48.4% below its estimated fair value. The current ROE % Adjusted to Book Value is 26.13%. Bank of Jiujiang Co's overall GF Score™ is 66/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROE % Adjusted to Book Value calculated?
ROE % Adjusted to Book Value is calculated from a company's financial statements. For Bank of Jiujiang Co (STU:BJ8), the current ROE % Adjusted to Book Value is 26.13% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Bank of Jiujiang Co (STU:BJ8) Overvalued in 2026?

Based on GuruFocus' analysis, Bank of Jiujiang Co stock appears to be undervalued. The current stock price of €0.26 is trading 48.4% below its estimated GF Value™ of €0.50.

Key valuation signals for STU:BJ8:

  • ROE % Adjusted to Book Value: 26.13%
  • GF Value™: €0.50 vs. price of €0.26 (48.4% below fair value)
  • GF Score™: 66/100 with 4 warning signs

No single metric tells the full story. See the STU:BJ8 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Bank of Jiujiang Co Business Description

Other Exchanges 06190:Hong Kong
Address No. 619 Changhong Avenue, Lianxi District, Jiangxi Province, Jiujiang, CHN, 332000
Bank of Jiujiang Co Ltd is a banking institution. The principal activities of the Bank and its subsidiaries comprise public deposit taking, granting short-term, medium-term and long-term loans; handling domestic and overseas settlements; bill acceptance, settlement and discounting; issuing financial bonds; acting as agent to issue, settle and underwrite government bonds; trading of government bonds and financial bonds; inter-bank placement; providing letters of credit services and guarantees; acting as agent on inward and outward payments and selling of securities investment funds and other approved business. The Group has three operating segments: Corporate banking, Retail banking, and Financial market business. The Group generates maximum revenue from the Corporate Banking segment.
66GF Score

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ROE % Adjusted to Book Value is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€0.26
Price
€0.50
GF Value