Bank of Jiujiang CoSTU:BJ8 64 Pretax Margin % is 14.01% as of Dec. 2025, which is 45% below its 10-year median of 25.66. GuruFocus rates STU:BJ8 with a GF Score™ of 64/100 and a GF Value™ of €0.54. The stock has 4 warning signs investors should review. Among 1,528 Banks companies, Bank of Jiujiang Co ranks worse than 91.03% on this metric.
The historical rank and industry rank for Bank of Jiujiang Co's Pretax Margin % or its related term are showing as below:
STU:BJ8'
s Pretax Margin % Range Over the Past 10 Years
Min: 7.49 Med: 25.66 Max: 40.57
Current: 9.56
STU:BJ8's Pretax Margin % is ranked worse than 91.03% of 1528
companies
in the Banks industry
Industry Median: 34.665
vs STU:BJ8: 9.56
Bank of Jiujiang Co (STU:BJ8) Pretax Margin % Explanation
The pretax margin, as know as pretax profit margin, is widely used to measure the operating efficiency of a company before deducting taxes.
The pretax margin is sometimes preferred over the net margin as tax expenditures can make profitability comparisons between companies misleading.
It is a useful tool to compare companies operating in the same sector and less effective when comparing companies from other sectors as each industry generally has different operating expenses and sales patterns.
The long term trend of the pretax margin is a good indicator of the competitiveness and health of the business.
Bank of Jiujiang Co Pretax Margin % Related Terms
Bank of Jiujiang Co Pretax Margin % Historical Data
* Premium members only.
The historical data trend for Bank of Jiujiang Co's Pretax Margin % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Bank of Jiujiang Co Pretax Margin % Competitor Comparison
For the Banks - Regional subindustry, Bank of Jiujiang Co's Pretax Margin %, along with its competitors' market caps and Pretax Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Bank of Jiujiang Co Pretax Margin % vs Banks Industry
For the Banks industry and Financial Services sector, Bank of Jiujiang Co's Pretax Margin % distribution charts can be found below:
* The bar in red indicates where Bank of Jiujiang Co's Pretax Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Bank of Jiujiang Co (STU:BJ8) has a Pretax Margin % of 14.01% as of Dec. 2025. Pre-Tax margin is the ratio of total pre-tax income to net sales. View historical data on Bank of Jiujiang Co and its competitors. This is 45% below median its historical median of 25.66. Over the past decade, Bank of Jiujiang Co's Pretax Margin % has ranged from 7.49 to 40.57. According to the industry distribution chart, Bank of Jiujiang Co ranks #1391 out of 1528 companies in the Banks industry, placing it in the top 91%.
Is Bank of Jiujiang Co's Pretax Margin % too high?
Bank of Jiujiang Co's current Pretax Margin % of 14.01% is 45% below median its 10-year median of 25.66. Over the past 10 years, this metric has ranged from a low of 7.49 to a high of 40.57. The Banks industry median Pretax Margin % is 34.67. Bank of Jiujiang Co's value of 14.01% is 59.6% below this industry median. Based on the distribution chart, Bank of Jiujiang Co ranks #1391 out of 1528 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, Bank of Jiujiang Co has a GF Score™ of 64/100, reflecting its overall financial health beyond just this single metric.
How does Bank of Jiujiang Co's Pretax Margin % compare to competitors?
According to the Banks industry distribution chart, Bank of Jiujiang Co ranks #1391 out of 1528 companies for Pretax Margin %. This places Bank of Jiujiang Co in the lower half of its industry. The industry median Pretax Margin % is 34.67. Bank of Jiujiang Co's value of 14.01% is 59.6% below this benchmark. Historically, Bank of Jiujiang Co's own Pretax Margin % has ranged from 7.49 to 40.57 over the past decade. While the company's 10-year median is 25.66 vs. the industry median of 34.67, Bank of Jiujiang Co has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Pretax Margin % for a Banks company?
The median Pretax Margin % among Banks companies is 34.67, based on 1,528 companies in the industry. Companies in the top quartile (top 25%) have a Pretax Margin % significantly above this median, while those in the bottom quartile fall well below. However, Pretax Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Bank of Jiujiang Co's current Pretax Margin % of 14.01% is 59.6% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Pretax Margin % mean?
A high Pretax Margin % can signal that a stock is expensive relative to its fundamentals. Pre-Tax margin is the ratio of total pre-tax income to net sales. View historical data on Bank of Jiujiang Co and its competitors. For the Banks industry, the median Pretax Margin % is 34.67 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Bank of Jiujiang Co's current Pretax Margin % is 14.01%, which is 45% below median its own 10-year median of 25.66. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Bank of Jiujiang Co stock overvalued right now?
Bank of Jiujiang Co (STU:BJ8) has a current Pretax Margin % of 14.01%. The stock's GF Value™ is €0.54, compared to a current price of €0.26 — trading 51.5% below its estimated fair value. The current Pretax Margin % is 14.01%, which is 45% below median its 10-year median of 25.66 and 59.6% below the Banks industry median of 34.67. Bank of Jiujiang Co's overall GF Score™ is 64/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Pretax Margin % calculated?
Pretax Margin % is calculated from a company's financial statements. For Bank of Jiujiang Co (STU:BJ8), the current Pretax Margin % is 14.01% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Bank of Jiujiang Co (STU:BJ8) Overvalued in 2026?
Based on GuruFocus' analysis, Bank of Jiujiang Co stock appears to be undervalued.
The current stock price of €0.26 is trading 51.5% below its estimated GF Value™ of €0.54.
Key valuation signals for STU:BJ8:
Pretax Margin %: 14.01% (45% below median its 10-year median of 25.66)
GF Value™: €0.54 vs. price of €0.26 (51.5% below fair value)
Industry Position: 59.6% below the Banks median (#1391 of 1528)
No single metric tells the full story. See the STU:BJ8 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Bank of Jiujiang Co Ltd is a banking institution. The principal activities of the Bank and its subsidiaries comprise public deposit taking, granting short-term, medium-term and long-term loans; handling domestic and overseas settlements; bill acceptance, settlement and discounting; issuing financial bonds; acting as agent to issue, settle and underwrite government bonds; trading of government bonds and financial bonds; inter-bank placement; providing letters of credit services and guarantees; acting as agent on inward and outward payments and selling of securities investment funds and other approved business. The Group has three operating segments: Corporate banking, Retail banking, and Financial market business. The Group generates maximum revenue from the Corporate Banking segment.
64GF Score
Get the complete analysis for STU:BJ8
Pretax Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
Quick Browse
Personalize
Premium Gurus 
Create New Portfolio
STU:BJ8 has been successfully added to your 
