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Al Amal HoldingAMM:AMAL 44 3-Year Book Growth Rate is -1.60% as of Jun. 2026. GuruFocus rates AMM:AMAL with a GF Score™ of 44/100 and a GF Value™ of JOD0.87 (Fairly Valued). The stock has 2 warning signs investors should review. Among 756 Capital Markets companies, Al Amal Holding ranks worse than 76.85% on this metric.
During the past 12 months, Al Amal Holding's average Book Value per Share Growth Rate was 5.20% per year.
During the past 3 years, the average Book Value per Share Growth Rate was -1.60% per year.
During the past 5 years, the average Book Value per Share Growth Rate was 0.90% per year.
During the past 10 years, the average Book Value per Share Growth Rate was -1.10% per year.
Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the average Book Value per Share growth rate.
During the past 13 years, the highest 3-Year average Book Value per Share Growth Rate of Al Amal Holding was 7.90% per year. The lowest was -13.30% per year. And the median was -0.85% per year.
Al Amal Holding (AMM:AMAL) 3-Year Book Growth Rate Explanation
Book Value per Share is the ratio of equity available to common shareholders divided by the shares outstanding. Book value per share effectively indicates a firm's net asset value on a per-share basis. It can be used by investors to gauge whether a stock price is undervalued by comparing it to the firm's market value per share. Theoretically, it is what the shareholders will receive if the company is liquidated.
Al Amal Holding 3-Year Book Growth Rate Related Terms
AMM:AMAL vs MS, GS, SCHW: 3-Year Book Growth Rate Comparison
For the Capital Markets subindustry, Al Amal Holding's 3-Year Book Growth Rate, along with its competitors' market caps and 3-Year Book Growth Rate data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Al Amal Holding 3-Year Book Growth Rate vs Capital Markets Industry
For the Capital Markets industry and Financial Services sector, Al Amal Holding's 3-Year Book Growth Rate distribution charts can be found below:
* The bar in red indicates where Al Amal Holding's 3-Year Book Growth Rate falls into.
Al Amal Holding 3-Year Book Growth Rate Calculation
This is the 3-year average growth rate of Book Value per Share. The growth rate is calculated using exponential compounding based on the latest four year annual data.
Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the average Book Value per Share growth rate.
What does a 3-Year Book Growth Rate of -1.60% mean?
Al Amal Holding (AMM:AMAL) has a 3-Year Book Growth Rate of -1.60% as of Jun. 2026. 3-Year Book Growth Rate is the 3-year average growth rate of Book Value per Share. View historical data for Al Amal Holding and its competitors. According to the industry distribution chart, Al Amal Holding ranks #581 out of 756 companies in the Capital Markets industry, placing it in the top 76.9%.
Is Al Amal Holding's 3-Year Book Growth Rate too high?
Al Amal Holding's current 3-Year Book Growth Rate is -1.60%. Based on the distribution chart, Al Amal Holding ranks #581 out of 756 companies in the Capital Markets industry, which is in the bottom quartile relative to peers. Overall, Al Amal Holding has a GF Score™ of 44/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Al Amal Holding's 3-Year Book Growth Rate compare to MS and GS?
According to the Capital Markets industry distribution chart, Al Amal Holding ranks #581 out of 756 companies for 3-Year Book Growth Rate. This places Al Amal Holding in the lower half of its industry. The industry median 3-Year Book Growth Rate is 5.65. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 3-Year Book Growth Rate for a Capital Markets company?
The median 3-Year Book Growth Rate among Capital Markets companies is 5.65, based on 756 companies in the industry. Companies in the top quartile (top 25%) have a 3-Year Book Growth Rate significantly above this median, while those in the bottom quartile fall well below. However, 3-Year Book Growth Rate should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 3-Year Book Growth Rate mean?
A high 3-Year Book Growth Rate can signal that a stock is expensive relative to its fundamentals. 3-Year Book Growth Rate is the 3-year average growth rate of Book Value per Share. View historical data for Al Amal Holding and its competitors. For the Capital Markets industry, the median 3-Year Book Growth Rate is 5.65 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Al Amal Holding's current 3-Year Book Growth Rate is -1.60%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Al Amal Holding stock overvalued right now?
Based on GuruFocus' analysis, Al Amal Holding (AMM:AMAL) is currently considered Fairly Valued. The stock's GF Value™ is JOD0.87, compared to a current price of JOD0.90 — trading 3.4% above its estimated fair value. The current 3-Year Book Growth Rate is -1.60%. Al Amal Holding's overall GF Score™ is 44/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 3-Year Book Growth Rate calculated?
3-Year Book Growth Rate is calculated from a company's financial statements. For Al Amal Holding (AMM:AMAL), the current 3-Year Book Growth Rate is -1.60% as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Al Amal Holding (AMM:AMAL) Overvalued in 2026?
Based on GuruFocus' analysis, Al Amal Holding stock appears to be overvalued.
The current stock price of JOD0.90 is trading 3.4% above its estimated GF Value™ of JOD0.87.
GuruFocus considers Al Amal Holding to be Fairly Valued.
Key valuation signals for AMM:AMAL:
3-Year Book Growth Rate: -1.60%
GF Value™: JOD0.87 vs. price of JOD0.90 (3.4% above fair value)
No single metric tells the full story. See the AMM:AMAL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Al Amal Holding, formerly Al-Ammal Financial Investments Co is engaged in performing commission brokerage business, dealing with securities for its own account, and providing financial consulting, leasing, and mortgage of movable and immovable assets for the purposes of achieving the company's objectives. The company has two operating sectors; Financial Brokerage Sector, and Financial Investments Sector. Its revenue includes Brokerage commissions, Margin finance commissions, Margin finance interest, Interest income, Dividend revenue, and Other revenue.
44GF Score
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