Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.
Al Amal HoldingAMM:AMAL 48 Operating Margin % is 147.19% as of Jun. 2026, which is 307% above its 10-year median of 36.13. GuruFocus rates AMM:AMAL with a GF Score™ of 48/100 and a GF Value™ of JOD0.86 (Fairly Valued). The stock has 2 warning signs investors should review. Among 668 Capital Markets companies, Al Amal Holding ranks better than 89.37% on this metric.
Al Amal Holding (AMM:AMAL) Operating Margin % Explanation
Just like Gross Margin %, it is important to see a company maintains its operating margin over time. Among the same industry, a company with higher operating margin is more efficient in its operation. It is also more stable during industry slowdown or recessions. Peter Lynch prefers those with higher margins than those with lower margins.
Be Aware
Operating Margin % can be manipulated by adjusting the rate of depreciation, depletion and amortization (DDA).
If a company is facing competition, its Operating Margin % may decline. Often the Operating Margin % declines well before the company's Revenue or even profit decline. Therefore, Operating Margin % is a very important indicator of whether the company is facing problems.
For instance, by 2012, Nokia (NOK)'s problems were well known and its stock had lost more than 90% of its market value since 2007. But Nokias Operating Margin % had already been in decline since 2002, although its Earnings per Share (Diluted) were still rising. Investors who paid attention to Operating Margin % would have avoided this huge loss. The same can be said for Research-in-Motion (RIMM).
Therefore, Operating Margin % is a very important screening filter for GuruFocus. GuruFocus's Buffett-Munger screener requires that the profit margin is either consistent or expanding. The Model Portfolio of the Buffett-Munger screener has outperformed the market every year since inception in 2009.
Al Amal Holding Operating Margin % Related Terms
Al Amal Holding Operating Margin % Historical Data
* Premium members only.
The historical data trend for Al Amal Holding's Operating Margin % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
AMM:AMAL vs MS, GS, SCHW: Operating Margin % Comparison
For the Capital Markets subindustry, Al Amal Holding's Operating Margin %, along with its competitors' market caps and Operating Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Al Amal Holding Operating Margin % vs Capital Markets Industry
For the Capital Markets industry and Financial Services sector, Al Amal Holding's Operating Margin % distribution charts can be found below:
* The bar in red indicates where Al Amal Holding's Operating Margin % falls into.
Operating Margin % - also known as operating income margin, operating profit margin and return on sales (ROS) - is the ratio of Operating Income divided by net sales or Revenue, usually presented in percent.
Al Amal Holding's Operating Margin % for the fiscal year that ended in Dec. 2025 is calculated as
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Al Amal Holding (AMM:AMAL) has a Operating Margin % of 147.19% as of Jun. 2026. Operating margin is the ratio of total operating income to net sales. View historical data on Al Amal Holding and its competitors. This is 307% above median its historical median of 36.13. According to the industry distribution chart, Al Amal Holding ranks #71 out of 668 companies in the Capital Markets industry, placing it in the top 10.6%.
Is Al Amal Holding's Operating Margin % too high?
Al Amal Holding's current Operating Margin % of 147.19% is 307% above median its 10-year median of 36.13. The Capital Markets industry median Operating Margin % is 8.11. Al Amal Holding's value of 147.19% is 1716% above this industry median. Based on the distribution chart, Al Amal Holding ranks #71 out of 668 companies in the Capital Markets industry, which is in the top quartile — a strong position relative to peers. Overall, Al Amal Holding has a GF Score™ of 48/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Al Amal Holding's Operating Margin % compare to MS and GS?
According to the Capital Markets industry distribution chart, Al Amal Holding ranks #71 out of 668 companies for Operating Margin %. This places Al Amal Holding in the top 11% of its industry — outperforming the majority of peers. The industry median Operating Margin % is 8.11. Al Amal Holding's value of 147.19% is 1716% above this benchmark. While the company's 10-year median is 36.13 vs. the industry median of 8.11, Al Amal Holding has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Operating Margin % for a Capital Markets company?
The median Operating Margin % among Capital Markets companies is 8.11, based on 668 companies in the industry. Companies in the top quartile (top 25%) have a Operating Margin % significantly above this median, while those in the bottom quartile fall well below. However, Operating Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Al Amal Holding's current Operating Margin % of 147.19% is 1716% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Operating Margin % mean?
A high Operating Margin % can signal that a stock is expensive relative to its fundamentals. Operating margin is the ratio of total operating income to net sales. View historical data on Al Amal Holding and its competitors. For the Capital Markets industry, the median Operating Margin % is 8.11 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Al Amal Holding's current Operating Margin % is 147.19%, which is 307% above median its own 10-year median of 36.13. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Al Amal Holding stock overvalued right now?
Based on GuruFocus' analysis, Al Amal Holding (AMM:AMAL) is currently considered Fairly Valued. The stock's GF Value™ is JOD0.86, compared to a current price of JOD0.90 — trading 4.7% above its estimated fair value. The current Operating Margin % is 147.19%, which is 307% above median its 10-year median of 36.13 and 1716% above the Capital Markets industry median of 8.11. Al Amal Holding's overall GF Score™ is 48/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Operating Margin % calculated?
Operating Margin % is calculated from a company's financial statements. For Al Amal Holding (AMM:AMAL), the current Operating Margin % is 147.19% as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Al Amal Holding (AMM:AMAL) Overvalued in 2026?
Based on GuruFocus' analysis, Al Amal Holding stock appears to be overvalued.
The current stock price of JOD0.90 is trading 4.7% above its estimated GF Value™ of JOD0.86.
GuruFocus considers Al Amal Holding to be Fairly Valued.
Key valuation signals for AMM:AMAL:
Operating Margin %: 147.19% (307% above median its 10-year median of 36.13)
GF Value™: JOD0.86 vs. price of JOD0.90 (4.7% above fair value)
Industry Position: 1716% above the Capital Markets median (#71 of 668)
No single metric tells the full story. See the AMM:AMAL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Al Amal Holding, formerly Al-Ammal Financial Investments Co is engaged in performing commission brokerage business, dealing with securities for its own account, and providing financial consulting, leasing, and mortgage of movable and immovable assets for the purposes of achieving the company's objectives. The company has two operating sectors; Financial Brokerage Sector, and Financial Investments Sector. Its revenue includes Brokerage commissions, Margin finance commissions, Margin finance interest, Interest income, Dividend revenue, and Other revenue.
48GF Score
Get the complete analysis for AMM:AMAL
Operating Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
Quick Browse
Personalize
Premium Gurus 
Create New Portfolio
AMM:AMAL has been successfully added to your 
