Al Amal HoldingAMM:AMAL 47 Return-on-Tangible-Asset is -4.08% as of Mar. 2026. GuruFocus rates AMM:AMAL with a GF Score™ of 47/100 and a GF Value™ of JOD0.58 (Significantly Overvalued). The stock has 3 warning signs investors should review. Among 817 Capital Markets companies, Al Amal Holding ranks worse than 72.83% on this metric.
Return-on-Tangible-Asset is calculated as Net Income divided by its average total tangible assets. Total tangible assets equals to Total Assets minus Intangible Assets. Al Amal Holding's annualizedNet Income for the quarter that ended in Mar. 2026 was JOD-0.52 Mil. Al Amal Holding's average total tangible assets for the quarter that ended in Mar. 2026 was JOD12.85 Mil. Therefore, Al Amal Holding's annualized Return-on-Tangible-Asset for the quarter that ended in Mar. 2026 was -4.08%.
The historical rank and industry rank for Al Amal Holding's Return-on-Tangible-Asset or its related term are showing as below:
AMM:AMAL'
s Return-on-Tangible-Asset Range Over the Past 10 Years
Min: -5.87 Med: 2.65 Max: 10.58
Current: -1.24
During the past 13 years, Al Amal Holding's highest Return-on-Tangible-Asset was 10.58%. The lowest was -5.87%. And the median was 2.65%.
AMM:AMAL's Return-on-Tangible-Asset is ranked worse than 72.83% of 817
companies
in the Capital Markets industry
Industry Median: 1.51
vs AMM:AMAL: -1.24
Al Amal Holding (AMM:AMAL) Return-on-Tangible-Asset Explanation
Return-on-Tangible-Asset measures the rate of return on the average total tangible assets (total assets minus intangible assets). Tangible means physical in nature. Intangible Assets are assets that are not physical in nature, and typically "derive their value from legal or intellectual rights." Return-on-Tangible-Asset measures a firm's efficiency at generating profits from its tangible assets. It shows how well a company uses what it has to generate earnings. Return-on-Tangible-Assets can vary drastically across industries. Therefore, Return-on-Tangible-Asset should not be used to compare companies in different industries.
Be Aware
Like ROE and ROA, Return-on-Tangible-Asset is calculated with only 12 months data. Fluctuations in the companys earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective. Return-on-Tangible-Asset can be affected by events such as stock buyback or issuance, and by a companys tax rate and its interest payment. Return-on-Tangible-Asset may not reflect the true earning power of the assets. A more accurate measurement is ROC % (ROC).
Many analysts argue the higher return the better. Buffett states that really high Return-on-Tangible-Asset may indicate vulnerability in the durability of the competitive advantage.
Al Amal Holding Return-on-Tangible-Asset Related Terms
Al Amal Holding Return-on-Tangible-Asset Historical Data
* Premium members only.
The historical data trend for Al Amal Holding's Return-on-Tangible-Asset can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
AMM:AMAL vs MS, GS, SCHW: Return-on-Tangible-Asset Comparison
For the Capital Markets subindustry, Al Amal Holding's Return-on-Tangible-Asset, along with its competitors' market caps and Return-on-Tangible-Asset data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Al Amal Holding Return-on-Tangible-Asset vs Capital Markets Industry
For the Capital Markets industry and Financial Services sector, Al Amal Holding's Return-on-Tangible-Asset distribution charts can be found below:
* The bar in red indicates where Al Amal Holding's Return-on-Tangible-Asset falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual Return-on-Tangible-Asset, the net income of the last fiscal year and the average total tangible assets over the fiscal year are used. In calculating the quarterly data,
the Net Income data used here is four times the quarterly (Mar. 2026) net income data.
What does a Return-on-Tangible-Asset of -4.08% mean?
Al Amal Holding (AMM:AMAL) has a Return-on-Tangible-Asset of -4.08% as of Mar. 2026. Return on tangible assets is the ratio of current-period net income to average two-period tangible assets. View historical data on Al Amal Holding and its competitors. According to the industry distribution chart, Al Amal Holding ranks #595 out of 817 companies in the Capital Markets industry, placing it in the top 72.8%.
Is Al Amal Holding's Return-on-Tangible-Asset too high?
Al Amal Holding's current Return-on-Tangible-Asset is -4.08%. Based on the distribution chart, Al Amal Holding ranks #595 out of 817 companies in the Capital Markets industry, which is below the industry midpoint. Overall, Al Amal Holding has a GF Score™ of 47/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Al Amal Holding's Return-on-Tangible-Asset compare to MS and GS?
According to the Capital Markets industry distribution chart, Al Amal Holding ranks #595 out of 817 companies for Return-on-Tangible-Asset. This places Al Amal Holding in the lower half of its industry. The industry median Return-on-Tangible-Asset is 1.51. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Return-on-Tangible-Asset for a Capital Markets company?
The median Return-on-Tangible-Asset among Capital Markets companies is 1.51, based on 817 companies in the industry. Companies in the top quartile (top 25%) have a Return-on-Tangible-Asset significantly above this median, while those in the bottom quartile fall well below. However, Return-on-Tangible-Asset should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Return-on-Tangible-Asset mean?
A high Return-on-Tangible-Asset can signal that a stock is expensive relative to its fundamentals. Return on tangible assets is the ratio of current-period net income to average two-period tangible assets. View historical data on Al Amal Holding and its competitors. For the Capital Markets industry, the median Return-on-Tangible-Asset is 1.51 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Al Amal Holding's current Return-on-Tangible-Asset is -4.08%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Al Amal Holding stock overvalued right now?
Based on GuruFocus' analysis, Al Amal Holding (AMM:AMAL) is currently considered Significantly Overvalued. The stock's GF Value™ is JOD0.58, compared to a current price of JOD0.90 — trading 55.2% above its estimated fair value. The current Return-on-Tangible-Asset is -4.08%. Al Amal Holding's overall GF Score™ is 47/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Return-on-Tangible-Asset calculated?
Return-on-Tangible-Asset is calculated from a company's financial statements. For Al Amal Holding (AMM:AMAL), the current Return-on-Tangible-Asset is -4.08% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Al Amal Holding (AMM:AMAL) Overvalued in 2026?
Based on GuruFocus' analysis, Al Amal Holding stock appears to be overvalued.
The current stock price of JOD0.90 is trading 55.2% above its estimated GF Value™ of JOD0.58.
GuruFocus considers Al Amal Holding to be Significantly Overvalued.
Key valuation signals for AMM:AMAL:
Return-on-Tangible-Asset: -4.08%
GF Value™: JOD0.58 vs. price of JOD0.90 (55.2% above fair value)
No single metric tells the full story. See the AMM:AMAL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Al Amal Holding, formerly Al-Ammal Financial Investments Co is engaged in performing commission brokerage business, dealing with securities for its own account, and providing financial consulting, leasing, and mortgage of movable and immovable assets for the purposes of achieving the company's objectives. The company has two operating sectors; Financial Brokerage Sector, and Financial Investments Sector. Its revenue includes Brokerage commissions, Margin finance commissions, Margin finance interest, Interest income, Dividend revenue, and Other revenue.
47GF Score
Get the complete analysis for AMM:AMAL
Return-on-Tangible-Asset is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
Quick Browse
Personalize
Premium Gurus 
Create New Portfolio
AMM:AMAL has been successfully added to your 
