Al Amal Holding (AMM:AMAL) Free Cash Flow: JOD-0.53 Mil (TTM As of Jun. 2026)

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Director of Data and Quant Analytics at GuruFocus
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AMM:AMAL Al Amal Holding AMM:AMAL
44 GF Score
Price JOD0.90
GF Value JOD0.87
Valuation Fairly Valued
! 2 Warning Signs
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What is Al Amal Holding Free Cash Flow?

Al Amal Holding AMM:AMAL 44 Free Cash Flow is JOD-0.53 Mil as of Jun. 2026. GuruFocus rates AMM:AMAL with a GF Score™ of 44/100 and a GF Value™ of JOD0.87 (Fairly Valued). The stock has 2 warning signs investors should review.

Al Amal Holding's total free cash flow for the months ended in Jun. 2026 was JOD-0.16 Mil. Its total free cash flow for the trailing twelve months (TTM) ended in Jun. 2026 was JOD-0.53 Mil.

Al Amal Holding's Free Cash Flow per Share for the months ended in Jun. 2026 was JOD-0.01. Its free cash flow per share for the trailing twelve months (TTM) ended in Jun. 2026 was JOD-0.04.

Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the Free Cash Flow Growth Rate using Free Cash Flow per Share data.

During the past 13 years, Al Amal Holding's highest 3-Year average Free Cash Flow per Share Growth Rate was 123.10% per year. The lowest was -86.10% per year. And the median was 27.35% per year.


Al Amal Holding  (AMM:AMAL) Free Cash Flow Explanation

Free Cash Flow is very close to Warren Buffett's definition of Owner's Earnings, except that in Warren Buffett's Owner's Earnings, the spending for Property, Plant, and Equipment is only for maintenance (replacement), while in the Free Cash Flow calculation, the cost of new Property, Plant, and Equipment due to business expansion is also deducted. There, Free Cash Flow is more conservative than Owner's Earnings.

In Don Yacktman's calculation of forward rate of return, he uses Free Cash Flow for the calculation. Yacktman explained the forward rate of return concept in detail in his interview with GuruFocus. Yacktman defines forward rate of return as the normalized free cash flow yield plus real growth plus inflation.

This is what Yacktman said in his March 2012 interview - when the S&P 500 was at 1400:

If the business is stable, this calculation is fairly straightforward. For instance, on the S&P 500 we would normalize earnings. We would then calculate what percentage of those earnings are not reinvested in the underlying businesses and are therefore free. Historically, for the S&P 500, this has been just under 50% of earnings. Currently, we expect the S&P to earn about 70 on a normalized basis, a number which is far below reported earnings due to our adjusting for record high profit margins. $70 X ½ / 1400 gives you a normalized free cash flow yield of approximately 2.5%.

The historical real growth rate of the S&P 500 (companies) is about 1.5%. Assuming an inflation rate of 2.5%, the forward rate of return on an investment in the S&P 500 is about 6.5% today (2.5% free cash flow yield plus 1.5% real growth plus 2.5% inflation).

For the growth part of the Forward Rate of Return calculation, GuruFocus uses the 5-year average growth rate of EBITDA per share as the growth rate, and the growth rate is always capped at 20%. For the Free Cash Flow we use per share data averaged over five years. The reason we use five years is because research shows that five years is the length of the typical business cycle.

Therefore, as of Jun26, Al Amal Holding's Forward Rate of Return (Yacktman) % is

Forward Rate of Return (Yacktman) % (Jun26)=Normalized Free Cash Flow/Price+5-Year EBITDA Growth Rate
=0.02361905/0.9+-0.2766
=-25.04 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


Be Aware

Free Cash Flow within a report period can be affected by management's decisions of capital spending. Therefore, it is important to look at long term when it comes to Free Cash Flow.


Al Amal Holding Free Cash Flow Related Terms


Al Amal Holding Free Cash Flow Historical Data

* Premium members only.

The historical data trend for Al Amal Holding's Free Cash Flow can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Al Amal Holding Free Cash Flow Chart

Al Amal Holding Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Free Cash Flow
Get a 7-Day Free Trial Premium Member Only Premium Member Only 1.66 2.10 -0.16 -0.13 -0.78

Al Amal Holding Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Free Cash Flow Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only -0.05 -0.24 -0.19 0.05 -0.16
AMM:AMAL
44GF Score
Al Amal Holding AMM:AMAL
Free Cash Flow is just one metric. See GF Score™, valuation, warning signs, and more.
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Al Amal Holding Free Cash Flow Calculation

Free Cash Flow is considered one of the most important parameters to measure a company's earnings power by value investors because it is not subject to estimates of Depreciation, Depletion and Amortization (DDA). However, when we look at the Free Cash Flow, we should look from a long term perspective, because any year's Free Cash Flow can be drastically affected by the spending on Property, Plant, & Equipment (PPE) of the business in that year. Over the long term, Free Cash Flow should give pretty good picture on the real earnings power of the company.

Al Amal Holding's Free Cash Flow for the fiscal year that ended in Dec. 2025 is calculated as

Free Cash Flow (A: Dec. 2025 )=Cash Flow from Operations+Capital Expenditure
=-0.783+0
=-0.78

Al Amal Holding's Free Cash Flow for the quarter that ended in Jun. 2026 is calculated as

Free Cash Flow (Q: Jun. 2026 )=Cash Flow from Operations+Capital Expenditure
=-0.159+0
=-0.16

Free Cash Flow for the trailing twelve months (TTM) ended in Jun. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was JOD-0.53 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Free Cash Flow →
What does a Free Cash Flow of JOD-0.53 Mil mean?
Al Amal Holding (AMM:AMAL) has a Free Cash Flow of JOD-0.53 Mil as of Jun. 2026. Free cash flow represents the total amount of cash a company has on hand following operating and capital expenditures. View historial data for Al Amal Holding and its competitors.
Is Al Amal Holding's Free Cash Flow too high?
Al Amal Holding's current Free Cash Flow is JOD-0.53 Mil. Overall, Al Amal Holding has a GF Score™ of 44/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Al Amal Holding's Free Cash Flow compare to MS and GS?
Al Amal Holding's Free Cash Flow of JOD-0.53 Mil can be compared against companies in the Capital Markets industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Free Cash Flow for a Capital Markets company?
A good Free Cash Flow depends on the Capital Markets industry context. However, Free Cash Flow should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Free Cash Flow mean?
A high Free Cash Flow can signal that a stock is expensive relative to its fundamentals. Free cash flow represents the total amount of cash a company has on hand following operating and capital expenditures. View historial data for Al Amal Holding and its competitors. Al Amal Holding's current Free Cash Flow is JOD-0.53 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Al Amal Holding stock overvalued right now?
Based on GuruFocus' analysis, Al Amal Holding (AMM:AMAL) is currently considered Fairly Valued. The stock's GF Value™ is JOD0.87, compared to a current price of JOD0.90 — trading 3.4% above its estimated fair value. The current Free Cash Flow is JOD-0.53 Mil. Al Amal Holding's overall GF Score™ is 44/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Free Cash Flow calculated?
Free Cash Flow is calculated from a company's financial statements. For Al Amal Holding (AMM:AMAL), the current Free Cash Flow is JOD-0.53 Mil as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Al Amal Holding (AMM:AMAL) Overvalued in 2026?

Based on GuruFocus' analysis, Al Amal Holding stock appears to be overvalued. The current stock price of JOD0.90 is trading 3.4% above its estimated GF Value™ of JOD0.87. GuruFocus considers Al Amal Holding to be Fairly Valued.

Key valuation signals for AMM:AMAL:

  • Free Cash Flow: JOD-0.53 Mil
  • GF Value™: JOD0.87 vs. price of JOD0.90 (3.4% above fair value)
  • GF Score™: 44/100 with 2 warning signs

No single metric tells the full story. See the AMM:AMAL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Al Amal Holding Business Description

Address Queen Noor Street, Housing Bank Complex, P.O.Box 961598, 4th floor, Amman, JOR, 11196
Al Amal Holding, formerly Al-Ammal Financial Investments Co is engaged in performing commission brokerage business, dealing with securities for its own account, and providing financial consulting, leasing, and mortgage of movable and immovable assets for the purposes of achieving the company's objectives. The company has two operating sectors; Financial Brokerage Sector, and Financial Investments Sector. Its revenue includes Brokerage commissions, Margin finance commissions, Margin finance interest, Interest income, Dividend revenue, and Other revenue.
44GF Score

Get the complete analysis for AMM:AMAL

Free Cash Flow is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

JOD0.90
Price
JOD0.87
GF Value