Al Amal Holding (AMM:AMAL) Intrinsic Value: Projected FCF: JOD1.15 (As of Aug. 30, 2026)

Author: Vera Yuan Vera Yuan
Vera Yuan
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Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
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Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

AMM:AMAL Al Amal Holding AMM:AMAL
44 GF Score
Price JOD0.90
GF Value JOD0.87
Valuation Fairly Valued
! 2 Warning Signs
View Full Analysis

What is Al Amal Holding Intrinsic Value: Projected FCF?

Al Amal Holding AMM:AMAL 44 Intrinsic Value: Projected FCF is JOD1.15 as of Aug. 30, 2026. GuruFocus rates AMM:AMAL with a GF Score™ of 44/100 and a GF Value™ of JOD0.87 (Fairly Valued). The stock has 2 warning signs investors should review. Among 511 Capital Markets companies, Al Amal Holding ranks better than 61.06% on this metric.

Since the intrinsic value calculations based on Discounted Cash Flow Intrinsic Value: DCF (FCF Based), or Discounted Earnings Intrinsic Value: DCF (Earnings Based) cannot be applied to companies without consistent revenue and earnings, GuruFocus developed a valuation model based on normalized Free Cash Flow and Book Value of the company. The details of how we calculate the intrinsic value of stocks are described in detail here.

As of today (2026-08-30), Al Amal Holding's Intrinsic Value: Projected FCF is JOD1.15. The stock price of Al Amal Holding is JOD0.90. Therefore, Al Amal Holding's Price-to-Intrinsic-Value-Projected-FCF of today is 0.8.

The historical rank and industry rank for Al Amal Holding's Intrinsic Value: Projected FCF or its related term are showing as below:

AMM:AMAL' s Price-to-Projected-FCF Range Over the Past 10 Years
Min: 0.5   Med: 0.75   Max: 1.15
Current: 0.78

During the past 13 years, the highest Price-to-Intrinsic-Value-Projected-FCF of Al Amal Holding was 1.15. The lowest was 0.50. And the median was 0.75.

AMM:AMAL's Price-to-Projected-FCF is ranked better than
61.06% of 511 companies
in the Capital Markets industry
Industry Median: 1.02 vs AMM:AMAL: 0.78

Al Amal Holding  (AMM:AMAL) Intrinsic Value: Projected FCF Explanation

The growth multiple is capped between 8.35 and 17.74.

Total Stockholders Equity weighting is more art than science and it should always be revisited in more detail when researching a company. Weightings from 0% to 100% to more than 100% are possible. 80% was chosen as a happy median after taking the above ideas into consideration.

Al Amal Holding's Price-to-Intrinsic-Value-Projected-FCF for today is calculated as

Price-to-Intrinsic-Value-Projected-FCF=Share Price/Intrinsic Value: Projected FCF
=0.90/1.1478058670005
=0.78

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


Al Amal Holding Intrinsic Value: Projected FCF Related Terms


Al Amal Holding Intrinsic Value: Projected FCF Historical Data

* Premium members only.

The historical data trend for Al Amal Holding's Intrinsic Value: Projected FCF can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Al Amal Holding Intrinsic Value: Projected FCF Chart

Al Amal Holding Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Intrinsic Value: Projected FCF
Get a 7-Day Free Trial Premium Member Only Premium Member Only 1.42 1.31 1.37 1.31 1.17

Al Amal Holding Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Intrinsic Value: Projected FCF Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 1.26 1.18 1.17 1.11 1.15

AMM:AMAL vs MS, GS, SCHW: Intrinsic Value: Projected FCF Comparison

For the Capital Markets subindustry, Al Amal Holding's Price-to-Projected-FCF, along with its competitors' market caps and Price-to-Projected-FCF data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Al Amal Holding Price-to-Projected-FCF vs Capital Markets Industry

For the Capital Markets industry and Financial Services sector, Al Amal Holding's Price-to-Projected-FCF distribution charts can be found below:

* The bar in red indicates where Al Amal Holding's Price-to-Projected-FCF falls into.


AMM:AMAL
44GF Score
Al Amal Holding AMM:AMAL
Intrinsic Value: Projected FCF is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Al Amal Holding Intrinsic Value: Projected FCF Calculation

Since the intrinsic value calculations based on Discounted Cash Flow Intrinsic Value: DCF (FCF Based), or Discounted Earnings Intrinsic Value: DCF (Earnings Based) cannot be applied to companies without consistent revenue and earnings, GuruFocus developed a valuation model based on normalized Free Cash Flow and Book Value of the company.

The details of how we calculate the intrinsic value of stocks are described in detail here.

This method smooths out the free cash flow over the past 6-7 years, multiplies the results by a growth multiple, and adds a portion of Total Stockholders Equity.

Intrinsic Value: Projected FCF = ( Growth Multiple * Free Cash Flow (6 year avg) + 0.8 * Total Stockholders Equity (most recent) ) / Shares Outstanding (Diluted Average)

In the case of negative Total Stockholders Equity, the following formula is used (see Explanation section below for the reason):

Intrinsic Value: Projected FCF = ( Growth Multiple * Free Cash Flow (6 year avg) + Total Stockholders Equity (most recent) / 0.8 ) / Shares Outstanding (Diluted Average)


Add all the Free Cash Flow together and divide 6 will get Al Amal Holding's Free Cash Flow(6 year avg) = JOD0.71.

Al Amal Holding's Intrinsic Value: Projected FCF for today is calculated as

Intrinsic Value: Projected FCF=(Growth Multiple*Free Cash Flow (6 year avg)+Total Stockholders Equity (Jun26)*0.8)/Shares Outstanding (Diluted Average)
=(9.5203515959648*0.70992+13.073*0.8)/15.000
=1.15

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

What does a Intrinsic Value: Projected FCF of JOD1.15 mean?
Al Amal Holding (AMM:AMAL) has a Intrinsic Value: Projected FCF of JOD1.15 as of Aug. 30, 2026. Intrinsic Value: Projected FCF is the stock value based on a projected free cash flow model. View historical data on Al Amal Holding and its competitors. According to the industry distribution chart, Al Amal Holding ranks #199 out of 511 companies in the Capital Markets industry, placing it in the top 38.9%.
Is Al Amal Holding's Intrinsic Value: Projected FCF too high?
Al Amal Holding's current Intrinsic Value: Projected FCF is JOD1.15. Based on the distribution chart, Al Amal Holding ranks #199 out of 511 companies in the Capital Markets industry, which is above the industry midpoint. Overall, Al Amal Holding has a GF Score™ of 44/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Al Amal Holding's Intrinsic Value: Projected FCF compare to MS and GS?
According to the Capital Markets industry distribution chart, Al Amal Holding ranks #199 out of 511 companies for Intrinsic Value: Projected FCF. This puts Al Amal Holding in the upper half of its industry. The industry median Intrinsic Value: Projected FCF is 1.02. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Intrinsic Value: Projected FCF for a Capital Markets company?
The median Intrinsic Value: Projected FCF among Capital Markets companies is 1.02, based on 511 companies in the industry. Companies in the top quartile (top 25%) have a Intrinsic Value: Projected FCF significantly above this median, while those in the bottom quartile fall well below. However, Intrinsic Value: Projected FCF should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Intrinsic Value: Projected FCF mean?
A high Intrinsic Value: Projected FCF can signal that a stock is expensive relative to its fundamentals. Intrinsic Value: Projected FCF is the stock value based on a projected free cash flow model. View historical data on Al Amal Holding and its competitors. For the Capital Markets industry, the median Intrinsic Value: Projected FCF is 1.02 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Al Amal Holding's current Intrinsic Value: Projected FCF is JOD1.15. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Al Amal Holding stock overvalued right now?
Based on GuruFocus' analysis, Al Amal Holding (AMM:AMAL) is currently considered Fairly Valued. The stock's GF Value™ is JOD0.87, compared to a current price of JOD0.90 — trading 3.4% above its estimated fair value. The current Intrinsic Value: Projected FCF is JOD1.15. Al Amal Holding's overall GF Score™ is 44/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Intrinsic Value: Projected FCF calculated?
Intrinsic Value: Projected FCF is calculated from a company's financial statements. For Al Amal Holding (AMM:AMAL), the current Intrinsic Value: Projected FCF is JOD1.15 as of Aug. 30, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Al Amal Holding (AMM:AMAL) Overvalued in 2026?

Based on GuruFocus' analysis, Al Amal Holding stock appears to be overvalued. The current stock price of JOD0.90 is trading 3.4% above its estimated GF Value™ of JOD0.87. GuruFocus considers Al Amal Holding to be Fairly Valued.

Key valuation signals for AMM:AMAL:

  • Intrinsic Value: Projected FCF: JOD1.15
  • GF Value™: JOD0.87 vs. price of JOD0.90 (3.4% above fair value)
  • GF Score™: 44/100 with 2 warning signs

No single metric tells the full story. See the AMM:AMAL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Al Amal Holding Business Description

Address Queen Noor Street, Housing Bank Complex, P.O.Box 961598, 4th floor, Amman, JOR, 11196
Al Amal Holding, formerly Al-Ammal Financial Investments Co is engaged in performing commission brokerage business, dealing with securities for its own account, and providing financial consulting, leasing, and mortgage of movable and immovable assets for the purposes of achieving the company's objectives. The company has two operating sectors; Financial Brokerage Sector, and Financial Investments Sector. Its revenue includes Brokerage commissions, Margin finance commissions, Margin finance interest, Interest income, Dividend revenue, and Other revenue.
44GF Score

Get the complete analysis for AMM:AMAL

Intrinsic Value: Projected FCF is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

JOD0.90
Price
JOD0.87
GF Value