Al Amal Holding (AMM:AMAL) Cyclically Adjusted Book per Share: JOD1.04 (As of Mar. 2026)


AMM:AMAL Al Amal Holding AMM:AMAL
47 GF Score
Price JOD0.90
GF Value JOD0.58
Valuation Significantly Overvalued
! 3 Warning Signs
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What is Al Amal Holding Cyclically Adjusted Book per Share?

Al Amal Holding AMM:AMAL 47 Cyclically Adjusted Book per Share is JOD1.04 as of Mar. 2026. GuruFocus rates AMM:AMAL with a GF Score™ of 47/100 and a GF Value™ of JOD0.58 (Significantly Overvalued). The stock has 3 warning signs investors should review.

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Book per Share and the Cyclically Adjusted PB Ratio. The Cyclically Adjusted Book per Share is the average of the inflation adjusted Book Value per Share of a company over the past 10 years.

Al Amal Holding's adjusted book value per share for the three months ended in Mar. 2026 was JOD0.820. Add all the adjusted book value per share for the past 10 years together and divide the count will get our Cyclically Adjusted Book per Share, which is JOD1.04 for the trailing ten years ended in Mar. 2026.

During the past 12 months, Al Amal Holding's average Cyclically Adjusted Book Growth Rate was -2.80% per year. During the past 3 years, the average Cyclically Adjusted Book Growth Rate was -1.30% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the Cyclically Adjusted Book Growth Rate using Cyclically Adjusted Book per Share data.

As of today (2026-06-28), Al Amal Holding's current stock price is JOD0.90. Al Amal Holding's Cyclically Adjusted Book per Share for the quarter that ended in Mar. 2026 was JOD1.04. Al Amal Holding's Cyclically Adjusted PB Ratio of today is 0.87.

During the past 13 years, the highest Cyclically Adjusted PB Ratio of Al Amal Holding was 0.96. The lowest was 0.79. And the median was 0.86.


Al Amal Holding  (AMM:AMAL) Cyclically Adjusted Book per Share Explanation

If a company grows much fast than inflation, Cyclically Adjusted Book per Share may underestimate the company's equity. Cyclically Adjusted PB Ratio can seem to be too high even the actual PB Ratio is low.

For the Cyclically Adjusted PB Ratio, the book value of the past 10 years are inflation-adjusted and averaged. The result is used for P/B calculation. Since it looks at the average over the last 10 years, the Cyclically Adjusted PB Ratio is also called CAPB Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PB Ratio. The Cyclically Adjusted Book per Share is the average of the inflation adjusted book value per share of a company over the past 10 years.

Al Amal Holding's Cyclically Adjusted PB Ratio of today is calculated as

Cyclically Adjusted PB Ratio=Share Price/Cyclically Adjusted Book per Share
=0.90/1.04
=0.87

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

During the past 13 years, the highest Cyclically Adjusted PB Ratio of Al Amal Holding was 0.96. The lowest was 0.79. And the median was 0.86.


Be Aware

Cyclically Adjusted PB Ratio works better for cyclical companies. It gives you a better idea on the company's real book value.


Al Amal Holding Cyclically Adjusted Book per Share Related Terms


Al Amal Holding Cyclically Adjusted Book per Share Historical Data

* Premium members only.

The historical data trend for Al Amal Holding's Cyclically Adjusted Book per Share can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Al Amal Holding Cyclically Adjusted Book per Share Chart

Al Amal Holding Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Cyclically Adjusted Book per Share
Get a 7-Day Free Trial Premium Member Only Premium Member Only 1.07 1.08 1.09 1.07 1.04

Al Amal Holding Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Cyclically Adjusted Book per Share Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 1.07 1.07 1.06 1.04 1.04

AMM:AMAL vs MS, GS, SCHW: Cyclically Adjusted Book per Share Comparison

For the Capital Markets subindustry, Al Amal Holding's Cyclically Adjusted PB Ratio, along with its competitors' market caps and Cyclically Adjusted PB Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Al Amal Holding Cyclically Adjusted PB Ratio vs Capital Markets Industry

For the Capital Markets industry and Financial Services sector, Al Amal Holding's Cyclically Adjusted PB Ratio distribution charts can be found below:

* The bar in red indicates where Al Amal Holding's Cyclically Adjusted PB Ratio falls into.


AMM:AMAL
47GF Score
Al Amal Holding AMM:AMAL
Cyclically Adjusted Book per Share is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Al Amal Holding Cyclically Adjusted Book per Share Calculation

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Book per Share and the Cyclically Adjusted PB Ratio. The Cyclically Adjusted Book per Share is the average of the inflation adjusted Book Value per Share of a company over the past 10 years.

What is Cyclically Adjusted Book per Share? How do we calculate Cyclically Adjusted Book per Share?

Cyclically Adjusted Book per Share is the average of the inflation adjusted Book Value per Share of a company over the past 10 years. Let's use an example to explain.

If we want to calculate the Cyclically Adjusted Book per Share of Wal-Mart (WMT) for Dec. 31, 2010, we need to have the inflation data and the book value per share from 2001 through 2010.

We adjusted the 2001 book value per share data with the total inflation from 2001 through 2010 to the equivalent book value in 2010. If the total inflation from 2001 to 2010 is 40%, and Wal-Mart's book value is $1 a share in 2001, then the 2001's equivalent book value in 2010 is $1.4 a share. If Wal-Mart's book value is $1 again in 2002, and the total inflation from 2002 through 2010 is 35%, then the equivalent 2002 book value in 2010 is $1.35. So on and so forth, you get the equivalent book value per share of past 10 years. Then you add them together and divided the sum by the count to get Cyclically Adjusted Book per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

For example, Al Amal Holding's adjusted Book Value per Share data for the three months ended in Mar. 2026 was:

Adj_Book= Book Value per Share /CPI of Mar. 2026 (Change)*Current CPI (Mar. 2026)
=0.82/330.2130*330.2130
=0.820

Current CPI (Mar. 2026) = 330.2130.

Al Amal Holding Quarterly Data

Book Value per Share CPI Adj_Book
201606 1.026 241.018 1.406
201609 1.026 241.428 1.403
201612 1.033 241.432 1.413
201703 1.044 243.801 1.414
201706 1.020 244.955 1.375
201709 1.029 246.819 1.377
201712 0.854 246.524 1.144
201803 1.026 249.554 1.358
201806 1.012 251.989 1.326
201809 1.019 252.439 1.333
201812 0.687 251.233 0.903
201903 0.943 254.202 1.225
201906 0.715 256.143 0.922
201909 0.723 256.759 0.930
201912 0.723 256.974 0.929
202003 0.726 258.115 0.929
202006 0.725 257.797 0.929
202009 0.725 260.280 0.920
202012 0.775 260.474 0.982
202103 0.787 264.877 0.981
202106 0.804 271.696 0.977
202109 0.854 274.310 1.028
202112 0.862 278.802 1.021
202203 0.832 287.504 0.956
202206 0.885 296.311 0.986
202209 0.872 296.808 0.970
202212 0.874 296.797 0.972
202303 0.888 301.836 0.971
202306 0.886 305.109 0.959
202309 0.877 307.789 0.941
202312 0.896 306.746 0.965
202403 0.890 312.332 0.941
202406 0.832 314.175 0.874
202409 0.831 315.301 0.870
202412 0.842 315.605 0.881
202503 0.836 319.799 0.863
202506 0.829 322.561 0.849
202509 0.842 324.800 0.856
202512 0.832 324.054 0.848
202603 0.820 330.213 0.820

Add all the adjusted book value per share together and divide the count will get our Cyclically Adjusted Book per Share.

What does a Cyclically Adjusted Book per Share of JOD1.04 mean?
Al Amal Holding (AMM:AMAL) has a Cyclically Adjusted Book per Share of JOD1.04 as of Mar. 2026. Cyclically adjusted book value per share represents the company's inflation-adjusted book value per share over a 10-year period. View historical data on Al Amal Holding and its competitors.
Is Al Amal Holding's Cyclically Adjusted Book per Share too high?
Al Amal Holding's current Cyclically Adjusted Book per Share is JOD1.04. Overall, Al Amal Holding has a GF Score™ of 47/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Al Amal Holding's Cyclically Adjusted Book per Share compare to MS and GS?
Al Amal Holding's Cyclically Adjusted Book per Share of JOD1.04 can be compared against companies in the Capital Markets industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cyclically Adjusted Book per Share for a Capital Markets company?
A good Cyclically Adjusted Book per Share depends on the Capital Markets industry context. However, Cyclically Adjusted Book per Share should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cyclically Adjusted Book per Share mean?
A high Cyclically Adjusted Book per Share can signal that a stock is expensive relative to its fundamentals. Cyclically adjusted book value per share represents the company's inflation-adjusted book value per share over a 10-year period. View historical data on Al Amal Holding and its competitors. Al Amal Holding's current Cyclically Adjusted Book per Share is JOD1.04. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Al Amal Holding stock overvalued right now?
Based on GuruFocus' analysis, Al Amal Holding (AMM:AMAL) is currently considered Significantly Overvalued. The stock's GF Value™ is JOD0.58, compared to a current price of JOD0.90 — trading 55.2% above its estimated fair value. The current Cyclically Adjusted Book per Share is JOD1.04. Al Amal Holding's overall GF Score™ is 47/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cyclically Adjusted Book per Share calculated?
Cyclically Adjusted Book per Share is calculated from a company's financial statements. For Al Amal Holding (AMM:AMAL), the current Cyclically Adjusted Book per Share is JOD1.04 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Al Amal Holding (AMM:AMAL) Overvalued in 2026?

Based on GuruFocus' analysis, Al Amal Holding stock appears to be overvalued. The current stock price of JOD0.90 is trading 55.2% above its estimated GF Value™ of JOD0.58. GuruFocus considers Al Amal Holding to be Significantly Overvalued.

Key valuation signals for AMM:AMAL:

  • Cyclically Adjusted Book per Share: JOD1.04
  • GF Value™: JOD0.58 vs. price of JOD0.90 (55.2% above fair value)
  • GF Score™: 47/100 with 3 warning signs

No single metric tells the full story. See the AMM:AMAL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Al Amal Holding Business Description

Address Queen Noor Street, Housing Bank Complex, P.O.Box 961598, 4th floor, Amman, JOR, 11196
Al Amal Holding, formerly Al-Ammal Financial Investments Co is engaged in performing commission brokerage business, dealing with securities for its own account, and providing financial consulting, leasing, and mortgage of movable and immovable assets for the purposes of achieving the company's objectives. The company has two operating sectors; Financial Brokerage Sector, and Financial Investments Sector. Its revenue includes Brokerage commissions, Margin finance commissions, Margin finance interest, Interest income, Dividend revenue, and Other revenue.
47GF Score

Get the complete analysis for AMM:AMAL

Cyclically Adjusted Book per Share is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

JOD0.90
Price
JOD0.58
GF Value