Al Amal Holding (AMM:AMAL) Debt-to-EBITDA : 0.00 (As of Mar. 2026)

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AMM:AMAL Al Amal Holding AMM:AMAL
46 GF Score
Price JOD0.90
GF Value JOD0.58
Valuation Significantly Overvalued
! 3 Warning Signs
View Full Analysis

What is Al Amal Holding Debt-to-EBITDA?

Al Amal Holding AMM:AMAL 46 Debt-to-EBITDA is 0.00 as of Mar. 2026. GuruFocus rates AMM:AMAL with a GF Score™ of 46/100 and a GF Value™ of JOD0.58 (Significantly Overvalued). The stock has 3 warning signs investors should review. Among 421 Capital Markets companies, Al Amal Holding ranks worse than 60.81% on this metric.

Debt-to-EBITDA measures a company's ability to pay off its debt.

Al Amal Holding's Short-Term Debt & Capital Lease Obligation for the quarter that ended in Mar. 2026 was JOD0.00 Mil. Al Amal Holding's Long-Term Debt & Capital Lease Obligation for the quarter that ended in Mar. 2026 was JOD0.00 Mil. Al Amal Holding's annualized EBITDA for the quarter that ended in Mar. 2026 was JOD-0.48 Mil. Al Amal Holding's annualized Debt-to-EBITDA for the quarter that ended in Mar. 2026 was 0.00.

A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt. According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.

The historical rank and industry rank for Al Amal Holding's Debt-to-EBITDA or its related term are showing as below:

AMM:AMAL' s Debt-to-EBITDA Range Over the Past 10 Years
Min: -1.98   Med: -0.05   Max: 3
Current: 3

During the past 13 years, the highest Debt-to-EBITDA Ratio of Al Amal Holding was 3.00. The lowest was -1.98. And the median was -0.05.

AMM:AMAL's Debt-to-EBITDA is ranked worse than
60.81% of 421 companies
in the Capital Markets industry
Industry Median: 1.56 vs AMM:AMAL: 3.00

Al Amal Holding  (AMM:AMAL) Debt-to-EBITDA Explanation

In the calculation of Debt-to-EBITDA, we use the total of Short-Term Debt & Capital Lease Obligation and Long-Term Debt & Capital Lease Obligation divided by EBITDA. In some calculations, Total Liabilities is used to for calculation.


Be Aware

A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt.

According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.


Al Amal Holding Debt-to-EBITDA Related Terms


Al Amal Holding Debt-to-EBITDA Historical Data

* Premium members only.

The historical data trend for Al Amal Holding's Debt-to-EBITDA can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Al Amal Holding Debt-to-EBITDA Chart

Al Amal Holding Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Debt-to-EBITDA
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.00 0.00 0.00 -0.05 -0.43

Al Amal Holding Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Debt-to-EBITDA Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.11 -0.05 0.00 0.00 0.00

AMM:AMAL vs MS, GS, SCHW: Debt-to-EBITDA Comparison

For the Capital Markets subindustry, Al Amal Holding's Debt-to-EBITDA, along with its competitors' market caps and Debt-to-EBITDA data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Al Amal Holding Debt-to-EBITDA vs Capital Markets Industry

For the Capital Markets industry and Financial Services sector, Al Amal Holding's Debt-to-EBITDA distribution charts can be found below:

* The bar in red indicates where Al Amal Holding's Debt-to-EBITDA falls into.


AMM:AMAL
46GF Score
Al Amal Holding AMM:AMAL
Debt-to-EBITDA is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Al Amal Holding Debt-to-EBITDA Calculation

Debt-to-EBITDA measures a company's ability to pay off its debt.

Al Amal Holding's Debt-to-EBITDA for the fiscal year that ended in Dec. 2025 is calculated as

Debt-to-EBITDA=Total Debt / EBITDA
=(Short-Term Debt & Capital Lease Obligation + Long-Term Debt & Capital Lease Obligation) / EBITDA
=(0 + 0.003) / -0.007
=-0.43

Al Amal Holding's annualized Debt-to-EBITDA for the quarter that ended in Mar. 2026 is calculated as

Debt-to-EBITDA=Total Debt / EBITDA
=(Short-Term Debt & Capital Lease Obligation + Long-Term Debt & Capital Lease Obligation) / EBITDA
=(0 + 0) / -0.476
=0.00

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Debt-to-EBITDA, the EBITDA of the last fiscal year is used. In calculating the annualized quarterly data, the EBITDA data used here is four times the quarterly (Mar. 2026) EBITDA data.

Frequently Asked Questions Learn more about Debt-to-EBITDA →
What does a Debt-to-EBITDA of 0.00 mean?
Al Amal Holding (AMM:AMAL) has a Debt-to-EBITDA of 0.00 as of Mar. 2026. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on Al Amal Holding. According to the industry distribution chart, Al Amal Holding ranks #256 out of 421 companies in the Capital Markets industry, placing it in the top 60.8%.
Is Al Amal Holding's Debt-to-EBITDA too high?
Al Amal Holding's current Debt-to-EBITDA is 0.00. Based on the distribution chart, Al Amal Holding ranks #256 out of 421 companies in the Capital Markets industry, which is below the industry midpoint. Overall, Al Amal Holding has a GF Score™ of 46/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Al Amal Holding's Debt-to-EBITDA compare to MS and GS?
According to the Capital Markets industry distribution chart, Al Amal Holding ranks #256 out of 421 companies for Debt-to-EBITDA. This places Al Amal Holding in the lower half of its industry. The industry median Debt-to-EBITDA is 1.56. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-EBITDA for a Capital Markets company?
The median Debt-to-EBITDA among Capital Markets companies is 1.56, based on 421 companies in the industry. Companies in the top quartile (top 25%) have a Debt-to-EBITDA significantly above this median, while those in the bottom quartile fall well below. However, Debt-to-EBITDA should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-EBITDA mean?
A high Debt-to-EBITDA can signal that a stock is expensive relative to its fundamentals. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on Al Amal Holding. For the Capital Markets industry, the median Debt-to-EBITDA is 1.56 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Al Amal Holding's current Debt-to-EBITDA is 0.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Al Amal Holding stock overvalued right now?
Based on GuruFocus' analysis, Al Amal Holding (AMM:AMAL) is currently considered Significantly Overvalued. The stock's GF Value™ is JOD0.58, compared to a current price of JOD0.90 — trading 55.2% above its estimated fair value. The current Debt-to-EBITDA is 0.00. Al Amal Holding's overall GF Score™ is 46/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-EBITDA calculated?
Debt-to-EBITDA is calculated from a company's financial statements. For Al Amal Holding (AMM:AMAL), the current Debt-to-EBITDA is 0.00 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Al Amal Holding (AMM:AMAL) Overvalued in 2026?

Based on GuruFocus' analysis, Al Amal Holding stock appears to be overvalued. The current stock price of JOD0.90 is trading 55.2% above its estimated GF Value™ of JOD0.58. GuruFocus considers Al Amal Holding to be Significantly Overvalued.

Key valuation signals for AMM:AMAL:

  • Debt-to-EBITDA: 0.00
  • GF Value™: JOD0.58 vs. price of JOD0.90 (55.2% above fair value)
  • GF Score™: 46/100 with 3 warning signs

No single metric tells the full story. See the AMM:AMAL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Al Amal Holding Business Description

Address Queen Noor Street, Housing Bank Complex, P.O.Box 961598, 4th floor, Amman, JOR, 11196
Al Amal Holding, formerly Al-Ammal Financial Investments Co is engaged in performing commission brokerage business, dealing with securities for its own account, and providing financial consulting, leasing, and mortgage of movable and immovable assets for the purposes of achieving the company's objectives. The company has two operating sectors; Financial Brokerage Sector, and Financial Investments Sector. Its revenue includes Brokerage commissions, Margin finance commissions, Margin finance interest, Interest income, Dividend revenue, and Other revenue.
46GF Score

Get the complete analysis for AMM:AMAL

Debt-to-EBITDA is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

JOD0.90
Price
JOD0.58
GF Value