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FINEOS HoldingsASX:FCL +2.71%65 3-Year Book Growth Rate is 0.30% as of Jun. 2026, which is 93% below its 10-year median of 4.10. GuruFocus rates ASX:FCL with a GF Score™ of 65/100 and a GF Value™ of A$2.19 (Fairly Valued). The stock has 1 warning sign investors should review. Among 2,488 Software companies, FINEOS Holdings ranks worse than 63.59% on this metric.
During the past 12 months, FINEOS Holdings's average Book Value per Share Growth Rate was -3.90% per year.
During the past 3 years, the average Book Value per Share Growth Rate was 0.30% per year.
During the past 5 years, the average Book Value per Share Growth Rate was 8.00% per year.
Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the average Book Value per Share growth rate.
During the past 6 years, the highest 3-Year average Book Value per Share Growth Rate of FINEOS Holdings was 14.10% per year. The lowest was 0.30% per year. And the median was 4.10% per year.
FINEOS Holdings (ASX:FCL) 3-Year Book Growth Rate Explanation
Book Value per Share is the ratio of equity available to common shareholders divided by the shares outstanding. Book value per share effectively indicates a firm's net asset value on a per-share basis. It can be used by investors to gauge whether a stock price is undervalued by comparing it to the firm's market value per share. Theoretically, it is what the shareholders will receive if the company is liquidated.
FINEOS Holdings 3-Year Book Growth Rate Related Terms
ASX:FCL vs MSFT, PLTR, ORCL: 3-Year Book Growth Rate Comparison
For the Software - Infrastructure subindustry, FINEOS Holdings's 3-Year Book Growth Rate, along with its competitors' market caps and 3-Year Book Growth Rate data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
FINEOS Holdings 3-Year Book Growth Rate vs Software Industry
For the Software industry and Technology sector, FINEOS Holdings's 3-Year Book Growth Rate distribution charts can be found below:
* The bar in red indicates where FINEOS Holdings's 3-Year Book Growth Rate falls into.
FINEOS Holdings 3-Year Book Growth Rate Calculation
This is the 3-year average growth rate of Book Value per Share. The growth rate is calculated using exponential compounding based on the latest four year annual data.
Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the average Book Value per Share growth rate.
What does a 3-Year Book Growth Rate of 0.30% mean?
FINEOS Holdings (ASX:FCL) has a 3-Year Book Growth Rate of 0.30% as of Jun. 2026. 3-Year Book Growth Rate is the 3-year average growth rate of Book Value per Share. View historical data for FINEOS Holdings and its competitors. This is 93% below median its historical median of 4.10. Over the past decade, FINEOS Holdings' 3-Year Book Growth Rate has ranged from 0.30 to 14.10. According to the industry distribution chart, FINEOS Holdings ranks #1582 out of 2488 companies in the Software industry, placing it in the top 63.6%.
Is FINEOS Holdings' 3-Year Book Growth Rate too high?
FINEOS Holdings' current 3-Year Book Growth Rate of 0.30% is 93% below median its 10-year median of 4.10. Over the past 10 years, this metric has ranged from a low of 0.30 to a high of 14.10. The Software industry median 3-Year Book Growth Rate is 5.40. FINEOS Holdings' value of 0.30% is 94.4% below this industry median. Based on the distribution chart, FINEOS Holdings ranks #1582 out of 2488 companies in the Software industry, which is below the industry midpoint. Overall, FINEOS Holdings has a GF Score™ of 65/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does FINEOS Holdings' 3-Year Book Growth Rate compare to MSFT and PLTR?
According to the Software industry distribution chart, FINEOS Holdings ranks #1582 out of 2488 companies for 3-Year Book Growth Rate. This places FINEOS Holdings in the lower half of its industry. The industry median 3-Year Book Growth Rate is 5.40. FINEOS Holdings' value of 0.30% is 94.4% below this benchmark. Historically, FINEOS Holdings' own 3-Year Book Growth Rate has ranged from 0.30 to 14.10 over the past decade. While the company's 10-year median is 4.10 vs. the industry median of 5.40, FINEOS Holdings has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 3-Year Book Growth Rate for a Software company?
The median 3-Year Book Growth Rate among Software companies is 5.40, based on 2,488 companies in the industry. Companies in the top quartile (top 25%) have a 3-Year Book Growth Rate significantly above this median, while those in the bottom quartile fall well below. However, 3-Year Book Growth Rate should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. FINEOS Holdings's current 3-Year Book Growth Rate of 0.30% is 94.4% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 3-Year Book Growth Rate mean?
A high 3-Year Book Growth Rate can signal that a stock is expensive relative to its fundamentals. 3-Year Book Growth Rate is the 3-year average growth rate of Book Value per Share. View historical data for FINEOS Holdings and its competitors. For the Software industry, the median 3-Year Book Growth Rate is 5.40 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. FINEOS Holdings's current 3-Year Book Growth Rate is 0.30%, which is 93% below median its own 10-year median of 4.10. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is FINEOS Holdings stock overvalued right now?
Based on GuruFocus' analysis, FINEOS Holdings (ASX:FCL) is currently considered Fairly Valued. The stock's GF Value™ is A$2.19, compared to a current price of A$2.27 — trading 3.7% above its estimated fair value. The current 3-Year Book Growth Rate is 0.30%, which is 93% below median its 10-year median of 4.10 and 94.4% below the Software industry median of 5.40. FINEOS Holdings' overall GF Score™ is 65/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 3-Year Book Growth Rate calculated?
3-Year Book Growth Rate is calculated from a company's financial statements. For FINEOS Holdings (ASX:FCL), the current 3-Year Book Growth Rate is 0.30% as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is FINEOS Holdings (ASX:FCL) Overvalued in 2026?
Based on GuruFocus' analysis, FINEOS Holdings stock appears to be overvalued.
The current stock price of A$2.27 is trading 3.7% above its estimated GF Value™ of A$2.19.
GuruFocus considers FINEOS Holdings to be Fairly Valued.
Key valuation signals for ASX:FCL:
3-Year Book Growth Rate: 0.30% (93% below median its 10-year median of 4.10)
GF Value™: A$2.19 vs. price of A$2.27 (3.7% above fair value)
Industry Position: 94.4% below the Software median (#1582 of 2488)
No single metric tells the full story. See the ASX:FCL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Fineos Corp Holdings PLC is an Irish company engaged in providing software solutions that include management and administration of policies and claims to the life, accident, and health insurance industry. The company's platform, Fineos AdminSuite, comprises Fineos Absence, Fineos Billing, Fineos Claims, Fineos Payments, and Fineos Provider, among other solutions.
65GF Score
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