FINEOS HoldingsASX:FCL -0.98%72 Gross Margin % is 75.86% as of Dec. 2025, which is 12% above its 10-year median of 67.56. GuruFocus rates ASX:FCL with a GF Score™ of 72/100 and a GF Value™ of A$2.57 (Modestly Undervalued). The stock has 1 warning sign investors should review. Among 2,681 Software companies, FINEOS Holdings ranks better than 85.34% on this metric.
Warren Buffett believes that firms with excellent long term economics tend to have consistently higher margins.
Durable competitive advantage creates a high Gross Margin % because of the freedom to price in excess of cost. Companies can be categorized by their Gross Margin %
1. Greater than 40% = Durable competitive advantage
2. Less than 40% = Competition eroding margins
3. Less than 20% = no sustainable competitive advantage
Consistency of Gross Margin is key
FINEOS Holdings had a gross margin of 75.86% for the quarter that ended in Dec. 2025 => Durable competitive advantage
Be Aware
If a company loses its competitive advantages, usually its gross margin declines well before its sales declines. Watching Gross Margin % and Operating Margin % closely helps avoid value trap situations.
FINEOS Holdings Gross Margin % Related Terms
FINEOS Holdings Gross Margin % Historical Data
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The historical data trend for FINEOS Holdings's Gross Margin % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
ASX:FCL vs MSFT, ORCL, PLTR: Gross Margin % Comparison
For the Software - Infrastructure subindustry, FINEOS Holdings's Gross Margin %, along with its competitors' market caps and Gross Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
FINEOS Holdings Gross Margin % vs Software Industry
For the Software industry and Technology sector, FINEOS Holdings's Gross Margin % distribution charts can be found below:
* The bar in red indicates where FINEOS Holdings's Gross Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
A positive Gross Profit is only the first step for a company to make a net profit. The gross profit needs to be big enough to also cover related labor, equipment, rental, marketing/advertising, research and development and a lot of other costs in selling the products.
FINEOS Holdings (ASX:FCL) has a Gross Margin % of 75.86% as of Dec. 2025. Gross margin is the ratio of total gross profit to net sales. View historical data on FINEOS Holdings and its competitors. This is 12% above median its historical median of 67.56. Over the past decade, FINEOS Holdings' Gross Margin % has ranged from 65.25 to 76.21. According to the industry distribution chart, FINEOS Holdings ranks #393 out of 2681 companies in the Software industry, placing it in the top 14.7%.
Is FINEOS Holdings' Gross Margin % too high?
FINEOS Holdings' current Gross Margin % of 75.86% is 12% above median its 10-year median of 67.56. Over the past 10 years, this metric has ranged from a low of 65.25 to a high of 76.21. The Software industry median Gross Margin % is 40.45. FINEOS Holdings' value of 75.86% is 87.5% above this industry median. Based on the distribution chart, FINEOS Holdings ranks #393 out of 2681 companies in the Software industry, which is in the top quartile — a strong position relative to peers. Overall, FINEOS Holdings has a GF Score™ of 72/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does FINEOS Holdings' Gross Margin % compare to MSFT and ORCL?
According to the Software industry distribution chart, FINEOS Holdings ranks #393 out of 2681 companies for Gross Margin %. This places FINEOS Holdings in the top 15% of its industry — outperforming the majority of peers. The industry median Gross Margin % is 40.45. FINEOS Holdings' value of 75.86% is 87.5% above this benchmark. Historically, FINEOS Holdings' own Gross Margin % has ranged from 65.25 to 76.21 over the past decade. While the company's 10-year median is 67.56 vs. the industry median of 40.45, FINEOS Holdings has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Gross Margin % for a Software company?
The median Gross Margin % among Software companies is 40.45, based on 2,681 companies in the industry. Companies in the top quartile (top 25%) have a Gross Margin % significantly above this median, while those in the bottom quartile fall well below. However, Gross Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. FINEOS Holdings's current Gross Margin % of 75.86% is 87.5% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Gross Margin % mean?
A high Gross Margin % can signal that a stock is expensive relative to its fundamentals. Gross margin is the ratio of total gross profit to net sales. View historical data on FINEOS Holdings and its competitors. For the Software industry, the median Gross Margin % is 40.45 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. FINEOS Holdings's current Gross Margin % is 75.86%, which is 12% above median its own 10-year median of 67.56. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is FINEOS Holdings stock overvalued right now?
Based on GuruFocus' analysis, FINEOS Holdings (ASX:FCL) is currently considered Modestly Undervalued. The stock's GF Value™ is A$2.57, compared to a current price of A$2.03 — trading 21% below its estimated fair value. The current Gross Margin % is 75.86%, which is 12% above median its 10-year median of 67.56 and 87.5% above the Software industry median of 40.45. FINEOS Holdings' overall GF Score™ is 72/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Gross Margin % calculated?
Gross Margin % is calculated from a company's financial statements. For FINEOS Holdings (ASX:FCL), the current Gross Margin % is 75.86% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is FINEOS Holdings (ASX:FCL) Overvalued in 2026?
Based on GuruFocus' analysis, FINEOS Holdings stock appears to be undervalued.
The current stock price of A$2.03 is trading 21% below its estimated GF Value™ of A$2.57.
GuruFocus considers FINEOS Holdings to be Modestly Undervalued.
Key valuation signals for ASX:FCL:
Gross Margin %: 75.86% (12% above median its 10-year median of 67.56)
GF Value™: A$2.57 vs. price of A$2.03 (21% below fair value)
Industry Position: 87.5% above the Software median (#393 of 2681)
No single metric tells the full story. See the ASX:FCL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Fineos Corp Holdings PLC is an Irish company engaged in providing software solutions that include management and administration of policies and claims to the life, accident, and health insurance industry. The company's platform, Fineos AdminSuite, comprises Fineos Absence, Fineos Billing, Fineos Claims, Fineos Payments, and Fineos Provider, among other solutions.
72GF Score
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