FINEOS Holdings (ASX:FCL) 3-Year Share Buyback Ratio: -2.60% (As of Dec. 2025)

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Director of Data and Quant Analytics at GuruFocus
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Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

ASX:FCL FINEOS Corp Holdings PLC ASX:FCL
75 GF Score
Price A$1.98
GF Value A$2.16
Valuation Fairly Valued
! 1 Warning Sign
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What is FINEOS Holdings 3-Year Share Buyback Ratio?

FINEOS Holdings ASX:FCL +1.54% 75 3-Year Share Buyback Ratio is -2.60 as of Dec. 2025. GuruFocus rates ASX:FCL with a GF Score™ of 75/100 and a GF Value™ of A$2.16 (Fairly Valued). The stock has 1 warning sign investors should review. Among 2,124 Software companies, FINEOS Holdings ranks worse than 56.12% on this metric.

Shares Outstanding (EOP) are shares that have been authorized, issued, and purchased by investors and are held by them.

3-Year Share Buyback Ratio measures the average annual proportion of a company's outstanding shares repurchased over the past three years. It is calculated as the annualized percentage change in shares outstanding from three years ago to the current year. A positive ratio may indicate share buybacks over the period, while a zero or negative ratio may reflect no repurchases or potential share issuance. FINEOS Holdings's current 3-Year Share Buyback Ratio was -2.60%.

The historical rank and industry rank for FINEOS Holdings's 3-Year Share Buyback Ratio or its related term are showing as below:

ASX:FCL' s 3-Year Share Buyback Ratio Range Over the Past 10 Years
Min: -5.6   Med: -3.9   Max: -2.6
Current: -2.6

During the past 6 years, FINEOS Holdings's highest 3-Year Share Buyback Ratio was -2.60%. The lowest was -5.60%. And the median was -3.90%.

ASX:FCL's 3-Year Share Buyback Ratio is ranked worse than
56.12% of 2124 companies
in the Software industry
Industry Median: -1.6 vs ASX:FCL: -2.60

FINEOS Holdings (ASX:FCL) 3-Year Share Buyback Ratio Explanation

A negative number means the company might be issuing new shares. A positive number indicates that the company is buying back shares.


Be Aware

Investors usually like share buybacks. But as pointed by Warren Buffett, only if a company buys back shares at the prices below the stock's intrinsic value, it rewards remaining shareholders. If a company buys its overvalued stocks back, it destroys shareholder value.


FINEOS Holdings 3-Year Share Buyback Ratio Related Terms


ASX:FCL vs MSFT, ORCL, PLTR: 3-Year Share Buyback Ratio Comparison

For the Software - Infrastructure subindustry, FINEOS Holdings's 3-Year Share Buyback Ratio, along with its competitors' market caps and 3-Year Share Buyback Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


FINEOS Holdings 3-Year Share Buyback Ratio vs Software Industry

For the Software industry and Technology sector, FINEOS Holdings's 3-Year Share Buyback Ratio distribution charts can be found below:

* The bar in red indicates where FINEOS Holdings's 3-Year Share Buyback Ratio falls into.


ASX:FCL
75GF Score
FINEOS Corp Holdings PLC ASX:FCL
3-Year Share Buyback Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
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FINEOS Holdings 3-Year Share Buyback Ratio Calculation

This is the annualized percentage change in shares outstanding from three years ago to the current year. The annualized percentage change is calculated with expontential compound based on the latest four years of annual data on Shares Outstanding (EOP).

Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the average dividends per share growth rate.

What does a 3-Year Share Buyback Ratio of -2.60 mean?
FINEOS Holdings (ASX:FCL) has a 3-Year Share Buyback Ratio of -2.60 as of Dec. 2025. The 3-Year Share Buyback Ratio measures the average annual proportion of a company's outstanding shares repurchased over the past three years. It is calculated as the annualized percentage change in shares outstanding from three years ago to the current year. View historical data for FINEOS Holdings and its competitors. According to the industry distribution chart, FINEOS Holdings ranks #1192 out of 2124 companies in the Software industry, placing it in the top 56.1%.
Is FINEOS Holdings' 3-Year Share Buyback Ratio too high?
FINEOS Holdings' current 3-Year Share Buyback Ratio is -2.60. Based on the distribution chart, FINEOS Holdings ranks #1192 out of 2124 companies in the Software industry, which is below the industry midpoint. Overall, FINEOS Holdings has a GF Score™ of 75/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does FINEOS Holdings' 3-Year Share Buyback Ratio compare to MSFT and ORCL?
According to the Software industry distribution chart, FINEOS Holdings ranks #1192 out of 2124 companies for 3-Year Share Buyback Ratio. This places FINEOS Holdings in the lower half of its industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 3-Year Share Buyback Ratio for a Software company?
A good 3-Year Share Buyback Ratio depends on the Software industry context. However, 3-Year Share Buyback Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 3-Year Share Buyback Ratio mean?
A high 3-Year Share Buyback Ratio can signal that a stock is expensive relative to its fundamentals. The 3-Year Share Buyback Ratio measures the average annual proportion of a company's outstanding shares repurchased over the past three years. It is calculated as the annualized percentage change in shares outstanding from three years ago to the current year. View historical data for FINEOS Holdings and its competitors. FINEOS Holdings's current 3-Year Share Buyback Ratio is -2.60. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is FINEOS Holdings stock overvalued right now?
Based on GuruFocus' analysis, FINEOS Holdings (ASX:FCL) is currently considered Fairly Valued. The stock's GF Value™ is A$2.16, compared to a current price of A$1.98 — trading 8.3% below its estimated fair value. The current 3-Year Share Buyback Ratio is -2.60. FINEOS Holdings' overall GF Score™ is 75/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 3-Year Share Buyback Ratio calculated?
3-Year Share Buyback Ratio is calculated from a company's financial statements. For FINEOS Holdings (ASX:FCL), the current 3-Year Share Buyback Ratio is -2.60 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is FINEOS Holdings (ASX:FCL) Overvalued in 2026?

Based on GuruFocus' analysis, FINEOS Holdings stock appears to be undervalued. The current stock price of A$1.98 is trading 8.3% below its estimated GF Value™ of A$2.16. GuruFocus considers FINEOS Holdings to be Fairly Valued.

Key valuation signals for ASX:FCL:

  • 3-Year Share Buyback Ratio: -2.60
  • GF Value™: A$2.16 vs. price of A$1.98 (8.3% below fair value)
  • GF Score™: 75/100 with 1 warning sign

No single metric tells the full story. See the ASX:FCL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


FINEOS Holdings Business Description

Address East Point Business Park, Alfy Byrne Road, Fineos House, East Wall, Dublin, IRL, D03 FT97
Fineos Corp Holdings PLC is an Irish company engaged in providing software solutions that include management and administration of policies and claims to the life, accident, and health insurance industry. The company's platform, Fineos AdminSuite, comprises Fineos Absence, Fineos Billing, Fineos Claims, Fineos Payments, and Fineos Provider, among other solutions.
75GF Score

Get the complete analysis for ASX:FCL

3-Year Share Buyback Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

A$1.98
Price
A$2.16
GF Value