FINEOS Holdings (ASX:FCL) EV-to-OCF: 10.61 (As of Aug. 12, 2026) — 64% Below Median

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ASX:FCL FINEOS Corp Holdings PLC ASX:FCL
76 GF Score
Price A$2.10
GF Value A$2.16
Valuation Fairly Valued
! 1 Warning Sign
View Full Analysis

What is FINEOS Holdings EV-to-OCF?

FINEOS Holdings ASX:FCL +5.00% 76 EV-to-OCF is 10.61 as of Aug. 12, 2026, which is 64% below its 10-year median of 29.84. GuruFocus rates ASX:FCL with a GF Score™ of 76/100 and a GF Value™ of A$2.16 (Fairly Valued). The stock has 1 warning sign investors should review. Among 2,875 Software companies, FINEOS Holdings ranks worse than 61.04% on this metric.

EV-to-OCF is calculated as enterprise value divided by its cash flow from operations. As of today, FINEOS Holdings's Enterprise Value is A$648.1 Mil. FINEOS Holdings's Cash Flow from Operations for the trailing twelve months (TTM) ended in Dec. 2025 was A$61.1 Mil. Therefore, FINEOS Holdings's EV-to-OCF for today is 10.61.

The historical rank and industry rank for FINEOS Holdings's EV-to-OCF or its related term are showing as below:

ASX:FCL' s EV-to-OCF Range Over the Past 10 Years
Min: 9.34   Med: 29.84   Max: 246.14
Current: 10.5

During the past 6 years, the highest EV-to-OCF of FINEOS Holdings was 246.14. The lowest was 9.34. And the median was 29.84.

ASX:FCL's EV-to-OCF is ranked worse than
61.04% of 2875 companies
in the Software industry
Industry Median: 6.98 vs ASX:FCL: 10.50

EV-to-OCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.

As of today (2026-08-12), FINEOS Holdings's stock price is A$2.10. FINEOS Holdings's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Dec. 2025 was A$0.004. Therefore, FINEOS Holdings's PE Ratio (TTM) for today is 525.00.


FINEOS Holdings  (ASX:FCL) EV-to-OCF Explanation

EV-to-OCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.

FINEOS Holdings's PE Ratio (TTM) for today is calculated as:

PE Ratio (TTM)=Share Price (Today)/Earnings per Share (Diluted) (TTM)
=2.10/0.004
=525.00

FINEOS Holdings's share price for today is A$2.10.
For company reported semi-annually, GuruFocus uses latest annual data as the TTM data. FINEOS Holdings's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Dec. 2025 was A$0.004.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Enterprise Value is used because it is a more complete measure in reflecting how much an investor pays when buying a company. Cash Flow from Operations is an important financial metric because it represents the cash generated from operating activities at a company's disposal. Companies with a low EV-to-OCF ratio, combined with a strong balance sheet are generally considered as undervalued.


FINEOS Holdings EV-to-OCF Related Terms


FINEOS Holdings EV-to-OCF Historical Data

* Premium members only.

The historical data trend for FINEOS Holdings's EV-to-OCF can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

FINEOS Holdings EV-to-OCF Chart

FINEOS Holdings Annual Data
Trend Jun20 Jun21 Jun22 Jun23 Dec24 Dec25
EV-to-OCF
Get a 7-Day Free Trial 210.15 23.02 38.43 17.44 16.27

FINEOS Holdings Semi-Annual Data
Dec18 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
EV-to-OCF Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.00 0.00 17.44 0.00 16.27

ASX:FCL vs MSFT, ORCL, PLTR: EV-to-OCF Comparison

For the Software - Infrastructure subindustry, FINEOS Holdings's EV-to-OCF, along with its competitors' market caps and EV-to-OCF data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


FINEOS Holdings EV-to-OCF vs Software Industry

For the Software industry and Technology sector, FINEOS Holdings's EV-to-OCF distribution charts can be found below:

* The bar in red indicates where FINEOS Holdings's EV-to-OCF falls into.


ASX:FCL
76GF Score
FINEOS Corp Holdings PLC ASX:FCL
EV-to-OCF is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

FINEOS Holdings EV-to-OCF Calculation

FINEOS Holdings's EV-to-OCF for today is calculated as:

EV-to-OCF=Enterprise Value (Today)/Cash Flow from Operations (TTM)
=648.053/61.083
=10.61

FINEOS Holdings's current Enterprise Value is A$648.1 Mil.
For company reported semi-annually, GuruFocus uses latest annual data as the TTM data. FINEOS Holdings's Cash Flow from Operations for the trailing twelve months (TTM) ended in Dec. 2025 was A$61.1 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about EV-to-OCF →
What does a EV-to-OCF of 10.61 mean?
FINEOS Holdings (ASX:FCL) has a EV-to-OCF of 10.61 as of Aug. 12, 2026. This is 64% below median its historical median of 29.84. Over the past decade, FINEOS Holdings' EV-to-OCF has ranged from 9.34 to 246.14. According to the industry distribution chart, FINEOS Holdings ranks #1755 out of 2875 companies in the Software industry, placing it in the top 61%.
Is FINEOS Holdings' EV-to-OCF too high?
FINEOS Holdings' current EV-to-OCF of 10.61 is 64% below median its 10-year median of 29.84. Over the past 10 years, this metric has ranged from a low of 9.34 to a high of 246.14. The Software industry median EV-to-OCF is 6.98. FINEOS Holdings' value of 10.61 is 52% above this industry median. Based on the distribution chart, FINEOS Holdings ranks #1755 out of 2875 companies in the Software industry, which is below the industry midpoint. Overall, FINEOS Holdings has a GF Score™ of 76/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does FINEOS Holdings' EV-to-OCF compare to MSFT and ORCL?
According to the Software industry distribution chart, FINEOS Holdings ranks #1755 out of 2875 companies for EV-to-OCF. This places FINEOS Holdings in the lower half of its industry. The industry median EV-to-OCF is 6.98. FINEOS Holdings' value of 10.61 is 52% above this benchmark. Historically, FINEOS Holdings' own EV-to-OCF has ranged from 9.34 to 246.14 over the past decade. While the company's 10-year median is 29.84 vs. the industry median of 6.98, FINEOS Holdings has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EV-to-OCF for a Software company?
The median EV-to-OCF among Software companies is 6.98, based on 2,875 companies in the industry. Companies in the top quartile (top 25%) have a EV-to-OCF significantly above this median, while those in the bottom quartile fall well below. However, EV-to-OCF should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. FINEOS Holdings's current EV-to-OCF of 10.61 is 52% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EV-to-OCF mean?
A high EV-to-OCF can signal that a stock is expensive relative to its fundamentals. For the Software industry, the median EV-to-OCF is 6.98 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. FINEOS Holdings's current EV-to-OCF is 10.61, which is 64% below median its own 10-year median of 29.84. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is FINEOS Holdings stock overvalued right now?
Based on GuruFocus' analysis, FINEOS Holdings (ASX:FCL) is currently considered Fairly Valued. The stock's GF Value™ is A$2.16, compared to a current price of A$2.10 — trading 2.8% below its estimated fair value. The current EV-to-OCF is 10.61, which is 64% below median its 10-year median of 29.84 and 52% above the Software industry median of 6.98. FINEOS Holdings' overall GF Score™ is 76/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EV-to-OCF calculated?
EV-to-OCF is calculated from a company's financial statements. For FINEOS Holdings (ASX:FCL), the current EV-to-OCF is 10.61 as of Aug. 12, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is FINEOS Holdings (ASX:FCL) Overvalued in 2026?

Based on GuruFocus' analysis, FINEOS Holdings stock appears to be undervalued. The current stock price of A$2.10 is trading 2.8% below its estimated GF Value™ of A$2.16. GuruFocus considers FINEOS Holdings to be Fairly Valued.

Key valuation signals for ASX:FCL:

  • EV-to-OCF: 10.61 (64% below median its 10-year median of 29.84)
  • GF Value™: A$2.16 vs. price of A$2.10 (2.8% below fair value)
  • GF Score™: 76/100 with 1 warning sign
  • Industry Position: 52% above the Software median (#1755 of 2875)

No single metric tells the full story. See the ASX:FCL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


FINEOS Holdings Business Description

Address East Point Business Park, Alfy Byrne Road, Fineos House, East Wall, Dublin, IRL, D03 FT97
Fineos Corp Holdings PLC is an Irish company engaged in providing software solutions that include management and administration of policies and claims to the life, accident, and health insurance industry. The company's platform, Fineos AdminSuite, comprises Fineos Absence, Fineos Billing, Fineos Claims, Fineos Payments, and Fineos Provider, among other solutions.
76GF Score

Get the complete analysis for ASX:FCL

EV-to-OCF is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

A$2.10
Price
A$2.16
GF Value