FINEOS Holdings (ASX:FCL) Intrinsic Value: Projected FCF: A$0.00 (As of Sep. 10, 2026)

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Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
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Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

ASX:FCL FINEOS Corp Holdings PLC ASX:FCL
62 GF Score
Price A$2.21
GF Value A$2.19
Valuation Fairly Valued
! 1 Warning Sign
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What is FINEOS Holdings Intrinsic Value: Projected FCF?

FINEOS Holdings ASX:FCL 62 Intrinsic Value: Projected FCF is A$0.00 as of Sep. 10, 2026. GuruFocus rates ASX:FCL with a GF Score™ of 62/100 and a GF Value™ of A$2.19 (Fairly Valued). The stock has 1 warning sign investors should review. Among 1,473 Software companies, FINEOS Holdings ranks worse than 67888.59% on this metric.

Since the intrinsic value calculations based on Discounted Cash Flow Intrinsic Value: DCF (FCF Based), or Discounted Earnings Intrinsic Value: DCF (Earnings Based) cannot be applied to companies without consistent revenue and earnings, GuruFocus developed a valuation model based on normalized Free Cash Flow and Book Value of the company. The details of how we calculate the intrinsic value of stocks are described in detail here.

As of today (2026-09-10), FINEOS Holdings's Intrinsic Value: Projected FCF is A$0.00. The stock price of FINEOS Holdings is A$2.21. Therefore, FINEOS Holdings's Price-to-Intrinsic-Value-Projected-FCF of today is 0.0.

The historical rank and industry rank for FINEOS Holdings's Intrinsic Value: Projected FCF or its related term are showing as below:

ASX:FCL's Price-to-Projected-FCF is not ranked *
in the Software industry.
Industry Median: 1.42
* Ranked among companies with meaningful Price-to-Projected-FCF only.

FINEOS Holdings  (ASX:FCL) Intrinsic Value: Projected FCF Explanation

The growth multiple is capped between 8.35 and 17.74.

Total Stockholders Equity weighting is more art than science and it should always be revisited in more detail when researching a company. Weightings from 0% to 100% to more than 100% are possible. 80% was chosen as a happy median after taking the above ideas into consideration.

FINEOS Holdings's Price-to-Intrinsic-Value-Projected-FCF for today is calculated as

Price-to-Intrinsic-Value-Projected-FCF=Share Price/Intrinsic Value: Projected FCF
=2.21/
=

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


FINEOS Holdings Intrinsic Value: Projected FCF Related Terms


FINEOS Holdings Intrinsic Value: Projected FCF Historical Data

* Premium members only.

The historical data trend for FINEOS Holdings's Intrinsic Value: Projected FCF can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

FINEOS Holdings Intrinsic Value: Projected FCF Chart

FINEOS Holdings Annual Data
Trend Jun20 Jun21 Jun22 Jun23 Dec24 Dec25
Intrinsic Value: Projected FCF
Get a 7-Day Free Trial 0.00 0.00 0.00 0.00 0.00

FINEOS Holdings Semi-Annual Data
Dec18 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25 Jun26
Intrinsic Value: Projected FCF Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.00 0.00 0.00 0.00 0.00

ASX:FCL vs MSFT, PLTR, ORCL: Intrinsic Value: Projected FCF Comparison

For the Software - Infrastructure subindustry, FINEOS Holdings's Price-to-Projected-FCF, along with its competitors' market caps and Price-to-Projected-FCF data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


FINEOS Holdings Price-to-Projected-FCF vs Software Industry

For the Software industry and Technology sector, FINEOS Holdings's Price-to-Projected-FCF distribution charts can be found below:

* The bar in red indicates where FINEOS Holdings's Price-to-Projected-FCF falls into.


ASX:FCL
62GF Score
FINEOS Corp Holdings PLC ASX:FCL
Intrinsic Value: Projected FCF is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

FINEOS Holdings Intrinsic Value: Projected FCF Calculation

Since the intrinsic value calculations based on Discounted Cash Flow Intrinsic Value: DCF (FCF Based), or Discounted Earnings Intrinsic Value: DCF (Earnings Based) cannot be applied to companies without consistent revenue and earnings, GuruFocus developed a valuation model based on normalized Free Cash Flow and Book Value of the company.

The details of how we calculate the intrinsic value of stocks are described in detail here.

This method smooths out the free cash flow over the past 6-7 years, multiplies the results by a growth multiple, and adds a portion of Total Stockholders Equity.

Intrinsic Value: Projected FCF = ( Growth Multiple * Free Cash Flow (6 year avg) + 0.8 * Total Stockholders Equity (most recent) ) / Shares Outstanding (Diluted Average)

In the case of negative Total Stockholders Equity, the following formula is used (see Explanation section below for the reason):

Intrinsic Value: Projected FCF = ( Growth Multiple * Free Cash Flow (6 year avg) + Total Stockholders Equity (most recent) / 0.8 ) / Shares Outstanding (Diluted Average)


What does a Intrinsic Value: Projected FCF of A$0.00 mean?
FINEOS Holdings (ASX:FCL) has a Intrinsic Value: Projected FCF of A$0.00 as of Sep. 10, 2026. Intrinsic Value: Projected FCF is the stock value based on a projected free cash flow model. View historical data on FINEOS Holdings and its competitors. According to the industry distribution chart, FINEOS Holdings ranks #999999 out of 1473 companies in the Software industry.
Is FINEOS Holdings' Intrinsic Value: Projected FCF too high?
FINEOS Holdings' current Intrinsic Value: Projected FCF is A$0.00. Based on the distribution chart, FINEOS Holdings ranks #999999 out of 1473 companies in the Software industry, which is in the bottom quartile relative to peers. Overall, FINEOS Holdings has a GF Score™ of 62/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does FINEOS Holdings' Intrinsic Value: Projected FCF compare to MSFT and PLTR?
According to the Software industry distribution chart, FINEOS Holdings ranks #999999 out of 1473 companies for Intrinsic Value: Projected FCF. This places FINEOS Holdings in the lower half of its industry. The industry median Intrinsic Value: Projected FCF is 1.42. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Intrinsic Value: Projected FCF for a Software company?
The median Intrinsic Value: Projected FCF among Software companies is 1.42, based on 1,473 companies in the industry. Companies in the top quartile (top 25%) have a Intrinsic Value: Projected FCF significantly above this median, while those in the bottom quartile fall well below. However, Intrinsic Value: Projected FCF should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Intrinsic Value: Projected FCF mean?
A high Intrinsic Value: Projected FCF can signal that a stock is expensive relative to its fundamentals. Intrinsic Value: Projected FCF is the stock value based on a projected free cash flow model. View historical data on FINEOS Holdings and its competitors. For the Software industry, the median Intrinsic Value: Projected FCF is 1.42 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. FINEOS Holdings's current Intrinsic Value: Projected FCF is A$0.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is FINEOS Holdings stock overvalued right now?
Based on GuruFocus' analysis, FINEOS Holdings (ASX:FCL) is currently considered Fairly Valued. The stock's GF Value™ is A$2.19, compared to a current price of A$2.21 — trading 0.9% above its estimated fair value. The current Intrinsic Value: Projected FCF is A$0.00. FINEOS Holdings' overall GF Score™ is 62/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Intrinsic Value: Projected FCF calculated?
Intrinsic Value: Projected FCF is calculated from a company's financial statements. For FINEOS Holdings (ASX:FCL), the current Intrinsic Value: Projected FCF is A$0.00 as of Sep. 10, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is FINEOS Holdings (ASX:FCL) Overvalued in 2026?

Based on GuruFocus' analysis, FINEOS Holdings stock appears to be overvalued. The current stock price of A$2.21 is trading 0.9% above its estimated GF Value™ of A$2.19. GuruFocus considers FINEOS Holdings to be Fairly Valued.

Key valuation signals for ASX:FCL:

  • Intrinsic Value: Projected FCF: A$0.00
  • GF Value™: A$2.19 vs. price of A$2.21 (0.9% above fair value)
  • GF Score™: 62/100 with 1 warning sign

No single metric tells the full story. See the ASX:FCL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


FINEOS Holdings Business Description

Address East Point Business Park, Alfy Byrne Road, Fineos House, East Wall, Dublin, IRL, D03 FT97
Fineos Corp Holdings PLC is an Irish company engaged in providing software solutions that include management and administration of policies and claims to the life, accident, and health insurance industry. The company's platform, Fineos AdminSuite, comprises Fineos Absence, Fineos Billing, Fineos Claims, Fineos Payments, and Fineos Provider, among other solutions.
62GF Score

Get the complete analysis for ASX:FCL

Intrinsic Value: Projected FCF is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

A$2.21
Price
A$2.19
GF Value