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Norion Bank ABCHIX:NORIOS 50 3-Year Book Growth Rate is 15.20% as of Jun. 2026, which is 3% below its 10-year median of 15.70. GuruFocus rates CHIX:NORIOS with a GF Score™ of 50/100 and a GF Value™ of kr47.31 (Significantly Overvalued). The stock has 8 warning signs investors should review. Among 1,489 Banks companies, Norion Bank AB ranks better than 79.52% on this metric.
During the past 12 months, Norion Bank AB's average Book Value per Share Growth Rate was 18.70% per year.
During the past 3 years, the average Book Value per Share Growth Rate was 15.20% per year.
During the past 5 years, the average Book Value per Share Growth Rate was 17.30% per year.
Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the average Book Value per Share growth rate.
During the past 10 years, the highest 3-Year average Book Value per Share Growth Rate of Norion Bank AB was 30.90% per year. The lowest was 6.90% per year. And the median was 15.70% per year.
Norion Bank AB (CHIX:NORIOs) 3-Year Book Growth Rate Explanation
Book Value per Share is the ratio of equity available to common shareholders divided by the shares outstanding. Book value per share effectively indicates a firm's net asset value on a per-share basis. It can be used by investors to gauge whether a stock price is undervalued by comparing it to the firm's market value per share. Theoretically, it is what the shareholders will receive if the company is liquidated.
Norion Bank AB 3-Year Book Growth Rate Related Terms
CHIX:NORIOS vs USB, PNC: 3-Year Book Growth Rate Comparison
For the Banks - Regional subindustry, Norion Bank AB's 3-Year Book Growth Rate, along with its competitors' market caps and 3-Year Book Growth Rate data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Norion Bank AB 3-Year Book Growth Rate vs Banks Industry
For the Banks industry and Financial Services sector, Norion Bank AB's 3-Year Book Growth Rate distribution charts can be found below:
* The bar in red indicates where Norion Bank AB's 3-Year Book Growth Rate falls into.
Norion Bank AB 3-Year Book Growth Rate Calculation
This is the 3-year average growth rate of Book Value per Share. The growth rate is calculated using exponential compounding based on the latest four year annual data.
Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the average Book Value per Share growth rate.
What does a 3-Year Book Growth Rate of 15.20% mean?
Norion Bank AB (CHIX:NORIOS) has a 3-Year Book Growth Rate of 15.20% as of Jun. 2026. 3-Year Book Growth Rate is the 3-year average growth rate of Book Value per Share. View historical data for Norion Bank AB and its competitors. This is near median its historical median of 15.70. Over the past decade, Norion Bank AB's 3-Year Book Growth Rate has ranged from 6.90 to 30.90. According to the industry distribution chart, Norion Bank AB ranks #305 out of 1489 companies in the Banks industry, placing it in the top 20.5%.
Is Norion Bank AB's 3-Year Book Growth Rate too high?
Norion Bank AB's current 3-Year Book Growth Rate of 15.20% is near median its 10-year median of 15.70. Over the past 10 years, this metric has ranged from a low of 6.90 to a high of 30.90. The Banks industry median 3-Year Book Growth Rate is 8.70. Norion Bank AB's value of 15.20% is 74.7% above this industry median. Based on the distribution chart, Norion Bank AB ranks #305 out of 1489 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, Norion Bank AB has a GF Score™ of 50/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Norion Bank AB's 3-Year Book Growth Rate compare to USB and PNC?
According to the Banks industry distribution chart, Norion Bank AB ranks #305 out of 1489 companies for 3-Year Book Growth Rate. This places Norion Bank AB in the top 21% of its industry — outperforming the majority of peers. The industry median 3-Year Book Growth Rate is 8.70. Norion Bank AB's value of 15.20% is 74.7% above this benchmark. Historically, Norion Bank AB's own 3-Year Book Growth Rate has ranged from 6.90 to 30.90 over the past decade. While the company's 10-year median is 15.70 vs. the industry median of 8.70, Norion Bank AB has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 3-Year Book Growth Rate for a Banks company?
The median 3-Year Book Growth Rate among Banks companies is 8.70, based on 1,489 companies in the industry. Companies in the top quartile (top 25%) have a 3-Year Book Growth Rate significantly above this median, while those in the bottom quartile fall well below. However, 3-Year Book Growth Rate should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Norion Bank AB's current 3-Year Book Growth Rate of 15.20% is 74.7% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 3-Year Book Growth Rate mean?
A high 3-Year Book Growth Rate can signal that a stock is expensive relative to its fundamentals. 3-Year Book Growth Rate is the 3-year average growth rate of Book Value per Share. View historical data for Norion Bank AB and its competitors. For the Banks industry, the median 3-Year Book Growth Rate is 8.70 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Norion Bank AB's current 3-Year Book Growth Rate is 15.20%, which is near median its own 10-year median of 15.70. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Norion Bank AB stock overvalued right now?
Based on GuruFocus' analysis, Norion Bank AB (CHIX:NORIOS) is currently considered Significantly Overvalued. The stock's GF Value™ is kr47.31, compared to a current price of kr66.20 — trading 39.9% above its estimated fair value. The current 3-Year Book Growth Rate is 15.20%, which is near median its 10-year median of 15.70 and 74.7% above the Banks industry median of 8.70. Norion Bank AB's overall GF Score™ is 50/100 with 8 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 3-Year Book Growth Rate calculated?
3-Year Book Growth Rate is calculated from a company's financial statements. For Norion Bank AB (CHIX:NORIOS), the current 3-Year Book Growth Rate is 15.20% as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Norion Bank AB (CHIX:NORIOS) Overvalued in 2026?
Based on GuruFocus' analysis, Norion Bank AB stock appears to be overvalued.
The current stock price of kr66.20 is trading 39.9% above its estimated GF Value™ of kr47.31.
GuruFocus considers Norion Bank AB to be Significantly Overvalued.
Key valuation signals for CHIX:NORIOS:
3-Year Book Growth Rate: 15.20% (near median its 10-year median of 15.70)
GF Value™: kr47.31 vs. price of kr66.20 (39.9% above fair value)
Industry Position: 74.7% above the Banks median (#305 of 1489)
No single metric tells the full story. See the CHIX:NORIOS stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Norion Bank AB specializes in financing solutions for corporate and private individuals, with particular focus on small and medium-sized companies. The main business is conducted through four segments namely Corporate, Real estate, Consumer and Payments. The Corporate segment includes corporate loans and factoring directed mainly at small and medium-sized companies in a wide range of industries in Sweden, Norway and Finland. The Real estate segment comprises real estate loans focusing on metropolitan areas and university cities in the Nordic region and the Consumer segment offers unsecured loans to private individuals The Payments segment offers payment and checkout solutions for e-commerce and retail chains.
50GF Score
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