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Norion Bank ABCHIX:NORIOS 56 Debt-to-Equity is 0.29 as of Jun. 2026, which is 3% below its 10-year median of 0.30. GuruFocus rates CHIX:NORIOS with a GF Score™ of 56/100 and a GF Value™ of kr45.28 (Modestly Overvalued). The stock has 5 warning signs investors should review. Among 1,421 Banks companies, Norion Bank AB ranks better than 68.82% on this metric.
A high debt to equity ratio generally means that a company has been aggressive in financing its growth with debt. This can result in volatile earnings as a result of the additional interest expense.
The historical rank and industry rank for Norion Bank AB's Debt-to-Equity or its related term are showing as below:
CHIX:NORIOs'
s Debt-to-Equity Range Over the Past 10 Years
Min: 0.15 Med: 0.3 Max: 1.14
Current: 0.29
During the past 10 years, the highest Debt-to-Equity Ratio of Norion Bank AB was 1.14. The lowest was 0.15. And the median was 0.30.
CHIX:NORIOs's Debt-to-Equity is ranked better than 68.82% of 1421
companies
in the Banks industry
Industry Median: 0.56
vs CHIX:NORIOs: 0.29
Norion Bank AB (CHIX:NORIOs) Debt-to-Equity Explanation
Because a company can increase its ROE % by having more financial leverage, it is important to watch the leverage ratio when investing in high ROE % companies.
Norion Bank AB Debt-to-Equity Related Terms
Norion Bank AB Debt-to-Equity Historical Data
* Premium members only.
The historical data trend for Norion Bank AB's Debt-to-Equity can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
CHIX:NORIOS vs PNC, USB: Debt-to-Equity Comparison
For the Banks - Regional subindustry, Norion Bank AB's Debt-to-Equity, along with its competitors' market caps and Debt-to-Equity data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Norion Bank AB Debt-to-Equity vs Banks Industry
For the Banks industry and Financial Services sector, Norion Bank AB's Debt-to-Equity distribution charts can be found below:
* The bar in red indicates where Norion Bank AB's Debt-to-Equity falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Norion Bank AB (CHIX:NORIOS) has a Debt-to-Equity of 0.29 as of Jun. 2026. Debt-to-Equity ratio represents the ratio of total debt to total company equity. View historical data on Norion Bank AB and its competitors. This is near median its historical median of 0.30. Over the past decade, Norion Bank AB's Debt-to-Equity has ranged from 0.15 to 1.14. According to the industry distribution chart, Norion Bank AB ranks #443 out of 1421 companies in the Banks industry, placing it in the top 31.2%.
Is Norion Bank AB's Debt-to-Equity too high?
Norion Bank AB's current Debt-to-Equity of 0.29 is near median its 10-year median of 0.30. Over the past 10 years, this metric has ranged from a low of 0.15 to a high of 1.14. The Banks industry median Debt-to-Equity is 0.56. Norion Bank AB's value of 0.29 is 48.2% below this industry median. Based on the distribution chart, Norion Bank AB ranks #443 out of 1421 companies in the Banks industry, which is above the industry midpoint. Overall, Norion Bank AB has a GF Score™ of 56/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Norion Bank AB's Debt-to-Equity compare to PNC and USB?
According to the Banks industry distribution chart, Norion Bank AB ranks #443 out of 1421 companies for Debt-to-Equity. This puts Norion Bank AB in the upper half of its industry. The industry median Debt-to-Equity is 0.56. Norion Bank AB's value of 0.29 is 48.2% below this benchmark. Historically, Norion Bank AB's own Debt-to-Equity has ranged from 0.15 to 1.14 over the past decade. While the company's 10-year median is 0.30 vs. the industry median of 0.56, Norion Bank AB has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-Equity for a Banks company?
The median Debt-to-Equity among Banks companies is 0.56, based on 1,421 companies in the industry. Companies in the top quartile (top 25%) have a Debt-to-Equity significantly above this median, while those in the bottom quartile fall well below. However, Debt-to-Equity should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Norion Bank AB's current Debt-to-Equity of 0.29 is 48.2% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-Equity mean?
A high Debt-to-Equity can signal that a stock is expensive relative to its fundamentals. Debt-to-Equity ratio represents the ratio of total debt to total company equity. View historical data on Norion Bank AB and its competitors. For the Banks industry, the median Debt-to-Equity is 0.56 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Norion Bank AB's current Debt-to-Equity is 0.29, which is near median its own 10-year median of 0.30. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Norion Bank AB stock overvalued right now?
Based on GuruFocus' analysis, Norion Bank AB (CHIX:NORIOS) is currently considered Modestly Overvalued. The stock's GF Value™ is kr45.28, compared to a current price of kr58.30 — trading 28.8% above its estimated fair value. The current Debt-to-Equity is 0.29, which is near median its 10-year median of 0.30 and 48.2% below the Banks industry median of 0.56. Norion Bank AB's overall GF Score™ is 56/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-Equity calculated?
Debt-to-Equity is calculated from a company's financial statements. For Norion Bank AB (CHIX:NORIOS), the current Debt-to-Equity is 0.29 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Norion Bank AB (CHIX:NORIOS) Overvalued in 2026?
Based on GuruFocus' analysis, Norion Bank AB stock appears to be overvalued.
The current stock price of kr58.30 is trading 28.8% above its estimated GF Value™ of kr45.28.
GuruFocus considers Norion Bank AB to be Modestly Overvalued.
Key valuation signals for CHIX:NORIOS:
Debt-to-Equity: 0.29 (near median its 10-year median of 0.30)
GF Value™: kr45.28 vs. price of kr58.30 (28.8% above fair value)
Industry Position: 48.2% below the Banks median (#443 of 1421)
No single metric tells the full story. See the CHIX:NORIOS stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Norion Bank AB specializes in financing solutions for corporate and private individuals, with particular focus on small and medium-sized companies. The main business is conducted through four segments namely Corporate, Real estate, Consumer and Payments. The Corporate segment includes corporate loans and factoring directed mainly at small and medium-sized companies in a wide range of industries in Sweden, Norway and Finland. The Real estate segment comprises real estate loans focusing on metropolitan areas and university cities in the Nordic region and the Consumer segment offers unsecured loans to private individuals The Payments segment offers payment and checkout solutions for e-commerce and retail chains.
56GF Score
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