Norion Bank AB (CHIX:NORIOS) Retained Earnings: kr9,622 Mil (As of Mar. 2026)


CHIX:NORIOS Norion Bank AB CHIX:NORIOS
59 GF Score
Price kr58.30
GF Value kr46.01
Valuation Modestly Overvalued
! 3 Warning Signs
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What is Norion Bank AB Retained Earnings?

Norion Bank AB CHIX:NORIOS 59 Retained Earnings is kr9,622 Mil as of Mar. 2026. GuruFocus rates CHIX:NORIOS with a GF Score™ of 59/100 and a GF Value™ of kr46.01 (Modestly Overvalued). The stock has 3 warning signs investors should review.

Retained earnings is the accumulated portion of net income that is not distributed to shareholders. Norion Bank AB's retained earnings for the quarter that ended in Mar. 2026 was kr9,622 Mil.

Norion Bank AB's quarterly retained earnings declined from Sep. 2025 (kr9,525 Mil) to Dec. 2025 (kr9,331 Mil) but then increased from Dec. 2025 (kr9,331 Mil) to Mar. 2026 (kr9,622 Mil).

Norion Bank AB's annual retained earnings increased from Dec. 2023 (kr7,654 Mil) to Dec. 2024 (kr8,904 Mil) and increased from Dec. 2024 (kr8,904 Mil) to Dec. 2025 (kr9,331 Mil).


Norion Bank AB  (CHIX:NORIOs) Retained Earnings Explanation

Historically profitable companies sometimes have negative retained earnings. This is because they have cumulatively paid out more to shareholders than they reported in profits.

For example, in 2011, Microsoft had negative retained earnings. This does not mean the company lost more money than it made over the years. It just means it paid out more money than it earned.

If a company has negative retained earnings, investors should check the 10-year financial results. They should not assume that negative retained earnings prove a company has generally lost money in the past.

Of course, many companies with negative retained earnings have indeed lost money in the past.

Retained Earnings: Warren Buffett's Secret.

One of the most important indicators of durable competitive advantage. Net earnings can be paid out as dividends, used to buy back shares or retained for growth.

If the company loses more than it has accumulated, retained earnings is negative.

If a company isn't adding to its retained earnings, it isn't growing its net worth.

Rate of growth of retained earnings is good indicator whether it's benefiting from a competitive advantage.

Microsoft is negative because it chose to buyback stock and pay dividends.

The more earnings retained, the faster it grows and increases growth rate for future earnings.


Norion Bank AB Retained Earnings Historical Data

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The historical data trend for Norion Bank AB's Retained Earnings can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Norion Bank AB Retained Earnings Chart

Norion Bank AB Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Retained Earnings
Get a 7-Day Free Trial Premium Member Only Premium Member Only 5,266.00 6,418.00 7,654.00 8,904.00 9,331.00

Norion Bank AB Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Retained Earnings Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 9,316.00 9,595.00 9,525.00 9,331.00 9,622.00
CHIX:NORIOS
59GF Score
Norion Bank AB CHIX:NORIOS
Retained Earnings is just one metric. See GF Score™, valuation, warning signs, and more.
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Norion Bank AB Retained Earnings Calculation

Retained Earnings is the accumulated portion of net income that is not distributed to shareholders. Because the net income was not distributed to shareholders, shareholders' equity is increased by the same amount.

Of course, if a company loses, it is called retained losses, or accumulated losses.

Frequently Asked Questions Learn more about Retained Earnings →
What does a Retained Earnings of kr9,622 Mil mean?
Norion Bank AB (CHIX:NORIOS) has a Retained Earnings of kr9,622 Mil as of Mar. 2026. Retained earnings is the amount of net income not issued to shareholders. View historical data on Norion Bank AB and its competitors.
Is Norion Bank AB's Retained Earnings too high?
Norion Bank AB's current Retained Earnings is kr9,622 Mil. Overall, Norion Bank AB has a GF Score™ of 59/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Norion Bank AB's Retained Earnings compare to PNC and USB?
Norion Bank AB's Retained Earnings of kr9,622 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Retained Earnings for a Banks company?
A good Retained Earnings depends on the Banks industry context. However, Retained Earnings should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Retained Earnings mean?
A high Retained Earnings can signal that a stock is expensive relative to its fundamentals. Retained earnings is the amount of net income not issued to shareholders. View historical data on Norion Bank AB and its competitors. Norion Bank AB's current Retained Earnings is kr9,622 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Norion Bank AB stock overvalued right now?
Based on GuruFocus' analysis, Norion Bank AB (CHIX:NORIOS) is currently considered Modestly Overvalued. The stock's GF Value™ is kr46.01, compared to a current price of kr58.30 — trading 26.7% above its estimated fair value. The current Retained Earnings is kr9,622 Mil. Norion Bank AB's overall GF Score™ is 59/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Retained Earnings calculated?
Retained Earnings is calculated from a company's financial statements. For Norion Bank AB (CHIX:NORIOS), the current Retained Earnings is kr9,622 Mil as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Norion Bank AB (CHIX:NORIOS) Overvalued in 2026?

Based on GuruFocus' analysis, Norion Bank AB stock appears to be overvalued. The current stock price of kr58.30 is trading 26.7% above its estimated GF Value™ of kr46.01. GuruFocus considers Norion Bank AB to be Modestly Overvalued.

Key valuation signals for CHIX:NORIOS:

  • Retained Earnings: kr9,622 Mil
  • GF Value™: kr46.01 vs. price of kr58.30 (26.7% above fair value)
  • GF Score™: 59/100 with 3 warning signs

No single metric tells the full story. See the CHIX:NORIOS stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Norion Bank AB Business Description

Other Exchanges NORION:SwedenFN1:Germany
Address Lilla Bommens Torg 11, Goteborg, SWE, 411 09
Norion Bank AB specializes in financing solutions for corporate and private individuals, with particular focus on small and medium-sized companies. The main business is conducted through four segments namely Corporate, Real estate, Consumer and Payments. The Corporate segment includes corporate loans and factoring directed mainly at small and medium-sized companies in a wide range of industries in Sweden, Norway and Finland. The Real estate segment comprises real estate loans focusing on metropolitan areas and university cities in the Nordic region and the Consumer segment offers unsecured loans to private individuals The Payments segment offers payment and checkout solutions for e-commerce and retail chains.
59GF Score

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Retained Earnings is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

kr58.30
Price
kr46.01
GF Value