Norion Bank AB (CHIX:NORIOS) Selling, General, & Admin. Expense: kr182 Mil (TTM As of Mar. 2026)


CHIX:NORIOS Norion Bank AB CHIX:NORIOS
59 GF Score
Price kr58.30
GF Value kr46.04
Valuation Modestly Overvalued
! 4 Warning Signs
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What is Norion Bank AB Selling, General, & Admin. Expense?

Norion Bank AB CHIX:NORIOS 59 Selling, General, & Admin. Expense is kr182 Mil as of Mar. 2026. GuruFocus rates CHIX:NORIOS with a GF Score™ of 59/100 and a GF Value™ of kr46.04 (Modestly Overvalued). The stock has 4 warning signs investors should review.

Selling, general, & admin. expense (SGA) includes the direct and indirect costs and all general and administrative expenses of a company. Norion Bank AB's selling, general, & admin. expense for the three months ended in Mar. 2026 was kr49 Mil. Its selling, general, & admin. expense for the trailing twelve months (TTM) ended in Mar. 2026 was kr182 Mil.


Norion Bank AB  (CHIX:NORIOs) Selling, General, & Admin. Expense Explanation

An efficient operation keeps SGA costs low and thus has higher profit margin. The percentage of SGA relative to total revenue is an indication of how efficiently the company operates. Compare this percentage among the companies in the same industry is a good way of finding more efficient operations. A comparison of the SGA cost relative to the revenue with the historical value can also be an indication of how efficient the company has become.

Warren Buffett likes companies with consistent SGA as the percentage of gross profit.

Companies with no durable competitive advantage show wild variation in SG&A as % of Gross Profit.

If SGA is less than 30% of Gross Profit, it is fantastic. If SGA is nearing 100%, it is is in highly competitive industry.


Norion Bank AB Selling, General, & Admin. Expense Related Terms


Norion Bank AB Selling, General, & Admin. Expense Historical Data

* Premium members only.

The historical data trend for Norion Bank AB's Selling, General, & Admin. Expense can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Norion Bank AB Selling, General, & Admin. Expense Chart

Norion Bank AB Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Selling, General, & Admin. Expense
Get a 7-Day Free Trial Premium Member Only Premium Member Only 156.00 161.00 174.00 202.00 206.00

Norion Bank AB Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Selling, General, & Admin. Expense Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 54.00 42.00 39.00 52.00 49.00

CHIX:NORIOS vs PNC, USB: Selling, General, & Admin. Expense Comparison

For the Banks - Regional subindustry, Norion Bank AB's Selling, General, & Admin. Expense, along with its competitors' market caps and Selling, General, & Admin. Expense data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Norion Bank AB Selling, General, & Admin. Expense vs Banks Industry

For the Banks industry and Financial Services sector, Norion Bank AB's Selling, General, & Admin. Expense distribution charts can be found below:

* The bar in red indicates where Norion Bank AB's Selling, General, & Admin. Expense falls into.


CHIX:NORIOS
59GF Score
Norion Bank AB CHIX:NORIOS
Selling, General, & Admin. Expense is just one metric. See GF Score™, valuation, warning signs, and more.
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Norion Bank AB Selling, General, & Admin. Expense Calculation

Selling, General, & Admin. Expense (SGA) includes the direct and indirect costs and all general and administrative expenses of a company. For instance, personnel cost, advertising, rent, communication costs are all part of SGA.

Selling, General, & Admin. Expense for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was kr182 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

What does a Selling, General, & Admin. Expense of kr182 Mil mean?
Norion Bank AB (CHIX:NORIOS) has a Selling, General, & Admin. Expense of kr182 Mil as of Mar. 2026. Selling, general and admin expense is the total cost for direct, indirect, general and administrative activities. View historical data on Norion Bank AB and its competitors.
Is Norion Bank AB's Selling, General, & Admin. Expense too high?
Norion Bank AB's current Selling, General, & Admin. Expense is kr182 Mil. Overall, Norion Bank AB has a GF Score™ of 59/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Norion Bank AB's Selling, General, & Admin. Expense compare to PNC and USB?
Norion Bank AB's Selling, General, & Admin. Expense of kr182 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Selling, General, & Admin. Expense for a Banks company?
A good Selling, General, & Admin. Expense depends on the Banks industry context. However, Selling, General, & Admin. Expense should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Selling, General, & Admin. Expense mean?
A high Selling, General, & Admin. Expense can signal that a stock is expensive relative to its fundamentals. Selling, general and admin expense is the total cost for direct, indirect, general and administrative activities. View historical data on Norion Bank AB and its competitors. Norion Bank AB's current Selling, General, & Admin. Expense is kr182 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Norion Bank AB stock overvalued right now?
Based on GuruFocus' analysis, Norion Bank AB (CHIX:NORIOS) is currently considered Modestly Overvalued. The stock's GF Value™ is kr46.04, compared to a current price of kr58.30 — trading 26.6% above its estimated fair value. The current Selling, General, & Admin. Expense is kr182 Mil. Norion Bank AB's overall GF Score™ is 59/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Selling, General, & Admin. Expense calculated?
Selling, General, & Admin. Expense is calculated from a company's financial statements. For Norion Bank AB (CHIX:NORIOS), the current Selling, General, & Admin. Expense is kr182 Mil as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Norion Bank AB (CHIX:NORIOS) Overvalued in 2026?

Based on GuruFocus' analysis, Norion Bank AB stock appears to be overvalued. The current stock price of kr58.30 is trading 26.6% above its estimated GF Value™ of kr46.04. GuruFocus considers Norion Bank AB to be Modestly Overvalued.

Key valuation signals for CHIX:NORIOS:

  • Selling, General, & Admin. Expense: kr182 Mil
  • GF Value™: kr46.04 vs. price of kr58.30 (26.6% above fair value)
  • GF Score™: 59/100 with 4 warning signs

No single metric tells the full story. See the CHIX:NORIOS stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Norion Bank AB Business Description

Other Exchanges NORION:SwedenFN1:Germany
Address Lilla Bommens Torg 11, Goteborg, SWE, 411 09
Norion Bank AB specializes in financing solutions for corporate and private individuals, with particular focus on small and medium-sized companies. The main business is conducted through four segments namely Corporate, Real estate, Consumer and Payments. The Corporate segment includes corporate loans and factoring directed mainly at small and medium-sized companies in a wide range of industries in Sweden, Norway and Finland. The Real estate segment comprises real estate loans focusing on metropolitan areas and university cities in the Nordic region and the Consumer segment offers unsecured loans to private individuals The Payments segment offers payment and checkout solutions for e-commerce and retail chains.
59GF Score

Get the complete analysis for CHIX:NORIOS

Selling, General, & Admin. Expense is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

kr58.30
Price
kr46.04
GF Value