Norion Bank AB (CHIX:NORIOS) Peter Lynch Fair Value: kr117.78 (As of Jul. 09, 2026) — 34541% Above Median


CHIX:NORIOS Norion Bank AB CHIX:NORIOS
59 GF Score
Price kr58.30
GF Value kr46.01
Valuation Modestly Overvalued
! 3 Warning Signs
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What is Norion Bank AB Peter Lynch Fair Value?

Norion Bank AB CHIX:NORIOS 59 Peter Lynch Fair Value is kr117.78 as of Jul. 09, 2026, which is 100% below its 10-year median of 0.34. GuruFocus rates CHIX:NORIOS with a GF Score™ of 59/100 and a GF Value™ of kr46.01 (Modestly Overvalued). The stock has 3 warning signs investors should review. Among 872 Banks companies, Norion Bank AB ranks better than 82.68% on this metric.

Peter Lynch Fair Value applies to growing companies. The ideal range for the growth rate is between 10 - 20% a year. Peter Lynch thinks that the fair P/E value for a growth company equals its growth rate, that is PEG = 1. The earnings here is trailing twelve month (TTM) earnings. For non-bank companies, the growth rate we use is the average growth rate for EBITDA per share over the past 5 years. For Banks, the growth rate we use is the average growth rate for Book Value per share over the past 5 years. If 5-Year Growth Rate is greater than 25% a year, we use 25. If 5-Year Growth Rate is smaller than 5% a year, we do not calculate Peter Lynch Fair Value.

Here, as of today, Norion Bank AB's PEG is 1. Norion Bank AB's 5-Year TTM Book Value Growth Rate is 17.31. Norion Bank AB's EPS without NRI for the trailing twelve months (TTM) ended in Mar. 2026 was kr6.80. Therefore, the Peter Lynch Fair Value for today is kr117.78.

As of today (2026-07-09), Norion Bank AB's share price is kr58.30. Norion Bank AB's Peter Lynch fair value is kr117.78. Therefore, Norion Bank AB's Price to Peter Lynch Fair Value Ratio for today is 0.50.


The historical rank and industry rank for Norion Bank AB's Peter Lynch Fair Value or its related term are showing as below:

CHIX:NORIOs' s Price-to-Peter-Lynch-Fair-Value Range Over the Past 10 Years
Min: 0.27   Med: 0.34   Max: 0.58
Current: 0.52


During the past 10 years, the highest Price to Peter Lynch Fair Value Ratio of Norion Bank AB was 0.58. The lowest was 0.27. And the median was 0.34.


CHIX:NORIOs's Price-to-Peter-Lynch-Fair-Value is ranked better than
82.68% of 872 companies
in the Banks industry
Industry Median: 1.11 vs CHIX:NORIOs: 0.52

Note: Please don't confuse Peter Lynch Fair Value with the value reached in Peter Lynch Chart.


Norion Bank AB  (CHIX:NORIOs) Peter Lynch Fair Value Explanation

Peter Lynch Fair Value applies to growing companies. The ideal range for the growth rate is between 10 - 20% a year.

Peter Lynch thinks that the fair P/E value for a growth company equals its growth rate, that is PEG = 1. The earnings here is trailing twelve month (TTM) earnings. For non-bank companies, the growth rate we use is the average growth rate for EBITDA per share over the past 5 years. For Banks, the growth rate we use is the average growth rate for Book Value per share over the past 5 years.

Please don't confuse Peter Lynch Fair Value with the value reached in Peter Lynch Chart. In Peter Lynch chart, a fixed P/E ratio of 15 is used to draw the Earnings Line. Therefore the value reached has a P/E ratio of 15. But in Peter Lynch Fair Value calculation, P/E equals to the growth rate of Book Value per share over the past 5 years, which is 17.31 instead of 15 in this case.

Norion Bank AB's Price to Peter Lynch Fair Value Ratio for today is calculated as

Price to Peter Lynch Fair Value=Share Price/Peter Lynch Fair Value
=58.30/117.78
=0.50

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


Norion Bank AB Peter Lynch Fair Value Related Terms


Norion Bank AB Peter Lynch Fair Value Historical Data

* Premium members only.

The historical data trend for Norion Bank AB's Peter Lynch Fair Value can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Norion Bank AB Peter Lynch Fair Value Chart

Norion Bank AB Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Peter Lynch Fair Value
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.00 105.68 97.81 115.43 114.79

Norion Bank AB Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Peter Lynch Fair Value Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.00 0.00 0.00 114.79 0.00

CHIX:NORIOS vs PNC, USB: Peter Lynch Fair Value Comparison

For the Banks - Regional subindustry, Norion Bank AB's Price-to-Peter-Lynch-Fair-Value, along with its competitors' market caps and Price-to-Peter-Lynch-Fair-Value data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Norion Bank AB Price-to-Peter-Lynch-Fair-Value vs Banks Industry

For the Banks industry and Financial Services sector, Norion Bank AB's Price-to-Peter-Lynch-Fair-Value distribution charts can be found below:

* The bar in red indicates where Norion Bank AB's Price-to-Peter-Lynch-Fair-Value falls into.


CHIX:NORIOS
59GF Score
Norion Bank AB CHIX:NORIOS
Peter Lynch Fair Value is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Norion Bank AB Peter Lynch Fair Value Calculation

Norion Bank AB's Peter Lynch Fair Value for today is calculated as

Peter Lynch Fair Value=PEG Ratio*5-Year TTM Book Value Growth Rate***EPS without NRI (TTM)
=1* 17.31 *6.804
=117.78

Norion Bank AB's EPS without NRI for the trailing twelve months (TTM) uses the latest annual data, which was kr6.80.

* Note that for companies that do not have enough quarterly data to calculate the 5-Year TTM EBITDA Growth Rate, we use the annual data for the calculation.


* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

** Please be aware that the 5-Year TTM Book Value Growth Rate is calculated based on TTM data over the last 5 years. For quarterly reported companies, the TTM data is the latest quarter data. For companies that report semi-annually, annually, or do not have enough quarterly data, GuruFocus uses the annual data as the TTM data.

If 5-Year Earnings Growth Rate is greater than 25% a year, we use 25.

If 5-Year Earnings Growth Rate is smaller than 5% a year, we do not calculate Peter Lynch Fair Value.

Please note that we use the 5-year average growth rate of EBITDA per share as the growth rate for non-bank companies, as EBITDA growth is subject to less manipulations than net earnings per share. For banks, we use the 5-year average growth rate of Book Value per share as the growth rate. The reason is that EBITDA is not applicable to Banks and Book value is a relative important measurement for Banks. In the calculation, PEG=1 because Peter Lynch thinks that the fair P/E ratio of the growth stock is equal to its earnings growth rate.

Frequently Asked Questions Learn more about Peter Lynch Fair Value →
What does a Peter Lynch Fair Value of kr117.78 mean?
Norion Bank AB (CHIX:NORIOS) has a Peter Lynch Fair Value of kr117.78 as of Jul. 09, 2026. Peter Lynch Fair Value is the stock value based on a company's current earnings and five-year earnings growth, assuming a PEG of one. View historical data on Norion Bank AB and its competitors. This is 34541% above median its historical median of 0.34. Over the past decade, Norion Bank AB's Peter Lynch Fair Value has ranged from 0.27 to 0.58. According to the industry distribution chart, Norion Bank AB ranks #151 out of 872 companies in the Banks industry, placing it in the top 17.3%.
Is Norion Bank AB's Peter Lynch Fair Value too high?
Norion Bank AB's current Peter Lynch Fair Value of kr117.78 is 34541% above median its 10-year median of 0.34. Over the past 10 years, this metric has ranged from a low of 0.27 to a high of 0.58. Based on the distribution chart, Norion Bank AB ranks #151 out of 872 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, Norion Bank AB has a GF Score™ of 59/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Norion Bank AB's Peter Lynch Fair Value compare to PNC and USB?
According to the Banks industry distribution chart, Norion Bank AB ranks #151 out of 872 companies for Peter Lynch Fair Value. This places Norion Bank AB in the top 17% of its industry — outperforming the majority of peers. The industry median Peter Lynch Fair Value is 1.11. Historically, Norion Bank AB's own Peter Lynch Fair Value has ranged from 0.27 to 0.58 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Peter Lynch Fair Value for a Banks company?
The median Peter Lynch Fair Value among Banks companies is 1.11, based on 872 companies in the industry. Companies in the top quartile (top 25%) have a Peter Lynch Fair Value significantly above this median, while those in the bottom quartile fall well below. However, Peter Lynch Fair Value should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Peter Lynch Fair Value mean?
A high Peter Lynch Fair Value can signal that a stock is expensive relative to its fundamentals. Peter Lynch Fair Value is the stock value based on a company's current earnings and five-year earnings growth, assuming a PEG of one. View historical data on Norion Bank AB and its competitors. For the Banks industry, the median Peter Lynch Fair Value is 1.11 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Norion Bank AB's current Peter Lynch Fair Value is kr117.78, which is 34541% above median its own 10-year median of 0.34. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Norion Bank AB stock overvalued right now?
Based on GuruFocus' analysis, Norion Bank AB (CHIX:NORIOS) is currently considered Modestly Overvalued. The stock's GF Value™ is kr46.01, compared to a current price of kr58.30 — trading 26.7% above its estimated fair value. The current Peter Lynch Fair Value is kr117.78, which is 34541% above median its 10-year median of 0.34. Norion Bank AB's overall GF Score™ is 59/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Peter Lynch Fair Value calculated?
Peter Lynch Fair Value is calculated from a company's financial statements. For Norion Bank AB (CHIX:NORIOS), the current Peter Lynch Fair Value is kr117.78 as of Jul. 09, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Norion Bank AB (CHIX:NORIOS) Overvalued in 2026?

Based on GuruFocus' analysis, Norion Bank AB stock appears to be overvalued. The current stock price of kr58.30 is trading 26.7% above its estimated GF Value™ of kr46.01. GuruFocus considers Norion Bank AB to be Modestly Overvalued.

Key valuation signals for CHIX:NORIOS:

  • Peter Lynch Fair Value: kr117.78 (34541% above median its 10-year median of 0.34)
  • GF Value™: kr46.01 vs. price of kr58.30 (26.7% above fair value)
  • GF Score™: 59/100 with 3 warning signs

No single metric tells the full story. See the CHIX:NORIOS stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Norion Bank AB Business Description

Other Exchanges NORION:SwedenFN1:Germany
Address Lilla Bommens Torg 11, Goteborg, SWE, 411 09
Norion Bank AB specializes in financing solutions for corporate and private individuals, with particular focus on small and medium-sized companies. The main business is conducted through four segments namely Corporate, Real estate, Consumer and Payments. The Corporate segment includes corporate loans and factoring directed mainly at small and medium-sized companies in a wide range of industries in Sweden, Norway and Finland. The Real estate segment comprises real estate loans focusing on metropolitan areas and university cities in the Nordic region and the Consumer segment offers unsecured loans to private individuals The Payments segment offers payment and checkout solutions for e-commerce and retail chains.
59GF Score

Get the complete analysis for CHIX:NORIOS

Peter Lynch Fair Value is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

kr58.30
Price
kr46.01
GF Value