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Norion Bank ABCHIX:NORIOS 51 3-Year EPS without NRI Growth Rate is 8.40% as of Jun. 2026, which is 50% below its 10-year median of 16.70. GuruFocus rates CHIX:NORIOS with a GF Score™ of 51/100 and a GF Value™ of kr46.68 (Significantly Overvalued). The stock has 7 warning signs investors should review. Among 1,409 Banks companies, Norion Bank AB ranks better than 52.73% on this metric.
During the past 12 months, Norion Bank AB's average EPS without NRI Growth Rate was -2.80% per year.
During the past 3 years, the average EPS without NRI Growth Rate was 8.40% per year.
During the past 5 years, the average EPS without NRI Growth Rate was 29.40% per year.
Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the average EPS without NRI growth rate.
During the past 10 years, the highest 3-Year average EPS without NRI Growth Rate of Norion Bank AB was 58.30% per year. The lowest was -15.10% per year. And the median was 16.70% per year.
Norion Bank AB (CHIX:NORIOs) 3-Year EPS without NRI Growth Rate Explanation
EPS without NRI is the amount of earnings without non-recurring items per outstanding share of the company's stock.
Earnings Per Share (EPS) is the single most important variable used by Wall Street in determining the earnings power of a company. But investors need to be aware that Earnings per Share can be easily manipulated by adjusting depreciation and amortization rate or non-recurring items. That's why GuruFocus lists Earnings per share without Non-Recurring Items, which better reflects the company's underlying performance.
Norion Bank AB 3-Year EPS without NRI Growth Rate Related Terms
CHIX:NORIOS vs PNC, USB: 3-Year EPS without NRI Growth Rate Comparison
For the Banks - Regional subindustry, Norion Bank AB's 3-Year EPS without NRI Growth Rate, along with its competitors' market caps and 3-Year EPS without NRI Growth Rate data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Norion Bank AB 3-Year EPS without NRI Growth Rate vs Banks Industry
For the Banks industry and Financial Services sector, Norion Bank AB's 3-Year EPS without NRI Growth Rate distribution charts can be found below:
* The bar in red indicates where Norion Bank AB's 3-Year EPS without NRI Growth Rate falls into.
Norion Bank AB 3-Year EPS without NRI Growth Rate Calculation
This is the 3-year average growth rate of EPS without NRI. The growth rate is calculated using exponential compounding based on the latest four year annual data.
Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the average EPS without NRI growth rate.
What does a 3-Year EPS without NRI Growth Rate of 8.40% mean?
Norion Bank AB (CHIX:NORIOS) has a 3-Year EPS without NRI Growth Rate of 8.40% as of Jun. 2026. 3-Year EPS without NRI Growth Rate is the 3-year average growth rate of EPS without NRI. View historical data for Norion Bank AB and its competitors. This is 50% below median its historical median of 16.70. According to the industry distribution chart, Norion Bank AB ranks #666 out of 1409 companies in the Banks industry, placing it in the top 47.3%.
Is Norion Bank AB's 3-Year EPS without NRI Growth Rate too high?
Norion Bank AB's current 3-Year EPS without NRI Growth Rate of 8.40% is 50% below median its 10-year median of 16.70. The Banks industry median 3-Year EPS without NRI Growth Rate is 7.50. Norion Bank AB's value of 8.40% is 12% above this industry median. Based on the distribution chart, Norion Bank AB ranks #666 out of 1409 companies in the Banks industry, which is above the industry midpoint. Overall, Norion Bank AB has a GF Score™ of 51/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Norion Bank AB's 3-Year EPS without NRI Growth Rate compare to PNC and USB?
According to the Banks industry distribution chart, Norion Bank AB ranks #666 out of 1409 companies for 3-Year EPS without NRI Growth Rate. This puts Norion Bank AB in the upper half of its industry. The industry median 3-Year EPS without NRI Growth Rate is 7.50. Norion Bank AB's value of 8.40% is 12% above this benchmark. While the company's 10-year median is 16.70 vs. the industry median of 7.50, Norion Bank AB has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 3-Year EPS without NRI Growth Rate for a Banks company?
The median 3-Year EPS without NRI Growth Rate among Banks companies is 7.50, based on 1,409 companies in the industry. Companies in the top quartile (top 25%) have a 3-Year EPS without NRI Growth Rate significantly above this median, while those in the bottom quartile fall well below. However, 3-Year EPS without NRI Growth Rate should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Norion Bank AB's current 3-Year EPS without NRI Growth Rate of 8.40% is 12% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 3-Year EPS without NRI Growth Rate mean?
A high 3-Year EPS without NRI Growth Rate can signal that a stock is expensive relative to its fundamentals. 3-Year EPS without NRI Growth Rate is the 3-year average growth rate of EPS without NRI. View historical data for Norion Bank AB and its competitors. For the Banks industry, the median 3-Year EPS without NRI Growth Rate is 7.50 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Norion Bank AB's current 3-Year EPS without NRI Growth Rate is 8.40%, which is 50% below median its own 10-year median of 16.70. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Norion Bank AB stock overvalued right now?
Based on GuruFocus' analysis, Norion Bank AB (CHIX:NORIOS) is currently considered Significantly Overvalued. The stock's GF Value™ is kr46.68, compared to a current price of kr66.20 — trading 41.8% above its estimated fair value. The current 3-Year EPS without NRI Growth Rate is 8.40%, which is 50% below median its 10-year median of 16.70 and 12% above the Banks industry median of 7.50. Norion Bank AB's overall GF Score™ is 51/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 3-Year EPS without NRI Growth Rate calculated?
3-Year EPS without NRI Growth Rate is calculated from a company's financial statements. For Norion Bank AB (CHIX:NORIOS), the current 3-Year EPS without NRI Growth Rate is 8.40% as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Norion Bank AB (CHIX:NORIOS) Overvalued in 2026?
Based on GuruFocus' analysis, Norion Bank AB stock appears to be overvalued.
The current stock price of kr66.20 is trading 41.8% above its estimated GF Value™ of kr46.68.
GuruFocus considers Norion Bank AB to be Significantly Overvalued.
Key valuation signals for CHIX:NORIOS:
3-Year EPS without NRI Growth Rate: 8.40% (50% below median its 10-year median of 16.70)
GF Value™: kr46.68 vs. price of kr66.20 (41.8% above fair value)
Industry Position: 12% above the Banks median (#666 of 1409)
No single metric tells the full story. See the CHIX:NORIOS stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Norion Bank AB specializes in financing solutions for corporate and private individuals, with particular focus on small and medium-sized companies. The main business is conducted through four segments namely Corporate, Real estate, Consumer and Payments. The Corporate segment includes corporate loans and factoring directed mainly at small and medium-sized companies in a wide range of industries in Sweden, Norway and Finland. The Real estate segment comprises real estate loans focusing on metropolitan areas and university cities in the Nordic region and the Consumer segment offers unsecured loans to private individuals The Payments segment offers payment and checkout solutions for e-commerce and retail chains.
51GF Score
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3-Year EPS without NRI Growth Rate is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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