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Eastern BanksharesFRA:EB0 70 3-Year Book Growth Rate is 11.50% as of Jun. 2026, which is at its 10-year median of 11.50. GuruFocus rates FRA:EB0 with a GF Score™ of 70/100 and a GF Value™ of €23.21 (Modestly Undervalued). The stock has 6 warning signs investors should review. Among 1,491 Banks companies, Eastern Bankshares ranks better than 65.53% on this metric.
During the past 12 months, Eastern Bankshares's average Book Value per Share Growth Rate was 6.70% per year.
During the past 3 years, the average Book Value per Share Growth Rate was 11.50% per year.
During the past 5 years, the average Book Value per Share Growth Rate was 1.50% per year.
Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the average Book Value per Share growth rate.
During the past 8 years, the highest 3-Year average Book Value per Share Growth Rate of Eastern Bankshares was 37.00% per year. The lowest was -0.60% per year. And the median was 11.50% per year.
Eastern Bankshares (FRA:EB0) 3-Year Book Growth Rate Explanation
Book Value per Share is the ratio of equity available to common shareholders divided by the shares outstanding. Book value per share effectively indicates a firm's net asset value on a per-share basis. It can be used by investors to gauge whether a stock price is undervalued by comparing it to the firm's market value per share. Theoretically, it is what the shareholders will receive if the company is liquidated.
Eastern Bankshares 3-Year Book Growth Rate Related Terms
FRA:EB0 vs FINN, TFSL, OZK: 3-Year Book Growth Rate Comparison
For the Banks - Regional subindustry, Eastern Bankshares's 3-Year Book Growth Rate, along with its competitors' market caps and 3-Year Book Growth Rate data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Eastern Bankshares 3-Year Book Growth Rate vs Banks Industry
For the Banks industry and Financial Services sector, Eastern Bankshares's 3-Year Book Growth Rate distribution charts can be found below:
* The bar in red indicates where Eastern Bankshares's 3-Year Book Growth Rate falls into.
Eastern Bankshares 3-Year Book Growth Rate Calculation
This is the 3-year average growth rate of Book Value per Share. The growth rate is calculated using exponential compounding based on the latest four year annual data.
Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the average Book Value per Share growth rate.
What does a 3-Year Book Growth Rate of 11.50% mean?
Eastern Bankshares (FRA:EB0) has a 3-Year Book Growth Rate of 11.50% as of Jun. 2026. 3-Year Book Growth Rate is the 3-year average growth rate of Book Value per Share. View historical data for Eastern Bankshares and its competitors. This is near median its historical median of 11.50. According to the industry distribution chart, Eastern Bankshares ranks #514 out of 1491 companies in the Banks industry, placing it in the top 34.5%.
Is Eastern Bankshares' 3-Year Book Growth Rate too high?
Eastern Bankshares' current 3-Year Book Growth Rate of 11.50% is near median its 10-year median of 11.50. The Banks industry median 3-Year Book Growth Rate is 8.80. Eastern Bankshares' value of 11.50% is 30.7% above this industry median. Based on the distribution chart, Eastern Bankshares ranks #514 out of 1491 companies in the Banks industry, which is above the industry midpoint. Overall, Eastern Bankshares has a GF Score™ of 70/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Eastern Bankshares' 3-Year Book Growth Rate compare to FINN and TFSL?
According to the Banks industry distribution chart, Eastern Bankshares ranks #514 out of 1491 companies for 3-Year Book Growth Rate. This puts Eastern Bankshares in the upper half of its industry. The industry median 3-Year Book Growth Rate is 8.80. Eastern Bankshares' value of 11.50% is 30.7% above this benchmark. While the company's 10-year median is 11.50 vs. the industry median of 8.80, Eastern Bankshares has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 3-Year Book Growth Rate for a Banks company?
The median 3-Year Book Growth Rate among Banks companies is 8.80, based on 1,491 companies in the industry. Companies in the top quartile (top 25%) have a 3-Year Book Growth Rate significantly above this median, while those in the bottom quartile fall well below. However, 3-Year Book Growth Rate should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Eastern Bankshares's current 3-Year Book Growth Rate of 11.50% is 30.7% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 3-Year Book Growth Rate mean?
A high 3-Year Book Growth Rate can signal that a stock is expensive relative to its fundamentals. 3-Year Book Growth Rate is the 3-year average growth rate of Book Value per Share. View historical data for Eastern Bankshares and its competitors. For the Banks industry, the median 3-Year Book Growth Rate is 8.80 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Eastern Bankshares's current 3-Year Book Growth Rate is 11.50%, which is near median its own 10-year median of 11.50. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Eastern Bankshares stock overvalued right now?
Based on GuruFocus' analysis, Eastern Bankshares (FRA:EB0) is currently considered Modestly Undervalued. The stock's GF Value™ is €23.21, compared to a current price of €18.70 — trading 19.4% below its estimated fair value. The current 3-Year Book Growth Rate is 11.50%, which is near median its 10-year median of 11.50 and 30.7% above the Banks industry median of 8.80. Eastern Bankshares' overall GF Score™ is 70/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 3-Year Book Growth Rate calculated?
3-Year Book Growth Rate is calculated from a company's financial statements. For Eastern Bankshares (FRA:EB0), the current 3-Year Book Growth Rate is 11.50% as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Eastern Bankshares (FRA:EB0) Overvalued in 2026?
Based on GuruFocus' analysis, Eastern Bankshares stock appears to be undervalued.
The current stock price of €18.70 is trading 19.4% below its estimated GF Value™ of €23.21.
GuruFocus considers Eastern Bankshares to be Modestly Undervalued.
Key valuation signals for FRA:EB0:
3-Year Book Growth Rate: 11.50% (near median its 10-year median of 11.50)
GF Value™: €23.21 vs. price of €18.70 (19.4% below fair value)
Industry Position: 30.7% above the Banks median (#514 of 1491)
No single metric tells the full story. See the FRA:EB0 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Eastern Bankshares Inc is a commercial bank that caters its products and services to retail, commercial, and small business customers. Its diversified products and services include lending, deposit, wealth management, and insurance products. The company has one operating segment: Banking business, which offers a range of banking, lending, savings, and small business offerings, and its wealth management and trust operations.
70GF Score
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